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5 Long-Term Financial Goals and How to Achieve Them

Success

Send your children to college Expected time: 17-25 years Account types: 529 plans, Coverdell Education Savings Account (ESA), custodial accounts, brokerage accounts, high-yield savings accounts , Certificate of Deposit (CD) Welcoming a new child into your family is an exciting step, but it can also be expensive.

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Napoleon Hill’s 28 Self-Analysis Questions

Success

Have I followed the habit of budgeting my time , my expenses and my income, and have I been conservative in these budgets? If I had been the purchaser of my own services for the year, would I be satisfied with my purchase? Has the purchaser of my services been satisfied with the service I have rendered, and if not, why not?

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Think You’re Ready to Buy a House? Read This First

Success

Listen to this week’s episode of the rich & REGULAR podcast about alternatives to purchasing a home and consider the following if you decide to proceed with homeownership. If you decide you want to pursue a home purchase , you can do a few things to ensure you’re ready for the process. Buying vs. renting. Check your credit.

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If Sending Christmas Cards Feels Like a Chore, Here’s How to Politely Opt Out

Success

At minimum, there’s the business of purchasing, signing, addressing and mailing our greetings before the holidays arrive. Digital or e-cards are a good option if you still want to send holiday greetings, but without the time commitment and expense of mailed cards. Mailing holiday cards is a popular tradition.

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Lessons From Past Recessions

Success

Having a plan in place can also help you find some silver linings and free your mind to see some of the opportunities a downturn can present. Recessions are a natural part of the economic cycle and help to reset the economy when it grows too quickly, making it harder for regular people to purchase everyday items.

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Avoid Using “Buy Now, Pay Later” By Planning Ahead

Success

The buy now, pay later (BNPL) option seems to be all the rage at present, and has been made available by multiple companies. But while it can be a convenient way to make purchases and get the things you need without using a credit card, it can also become a financial headache if you aren’t careful. Save for big purchases.

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How to Create a Powerful, Future-Proof Culture for Remote and Decentralized Teams

Allwork

If your culture rewards innovation, identify what that means in terms of incentives for presenting and implementing new value-driven processes or products. “As If you need to present the same content to teams globally, set up multiple meetings. If you have a customer-is-always-right policy, describe what’s required to support it.

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