More Small Businesses Turning to Online Lenders for Financing

Small Business Labs

Small businesses seeking financing were approved at higher rates by online lenders than traditional lenders. Finance Small Business EconomyThe Federal Reserve recently released its 2019 Small Business Credit Survey. 

Bootstrapping Your Business: One Founder’s Journey to Self-Financing

Dumb Little Man

While I can only speak for myself, I wanted to bring you an honest, uncut, and (mostly) uncensored view of one founder’s journey with no external finance. The post Bootstrapping Your Business: One Founder’s Journey to Self-Financing appeared first on Dumb Little Man.

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9. Finance for Recruitment Entrepreneurs

Recruit CRM

Many new entrepreneurs who are not basically finance professionals, struggle with the jargons used in finance and accounts. The objective of this piece is to acquaint recruitment entrepreneurs with the basic structure of finance and accounts required for a small business to start with.

How to Finance A Startup Business

Dumb Little Man

Yes, you have a wonderful business idea that will surely take off, but she brought up a very important point: How are you going to finance it? Don’t fret as we share with you the best tips on financing your business. Remember to be realistic about this financing option. Companies such as Amazon, Starbucks, and Uber have taken advantage of VC financing in the past, too. The post How to Finance A Startup Business appeared first on Dumb Little Man.

Six Ways Brexit Could Affect Global Finances

Dumb Little Man

Although the direction Brexit is taking is still uncertain, there is no denying that it is going to influence more than the UK or the EU’s finances. The post Six Ways Brexit Could Affect Global Finances appeared first on Dumb Little Man. With the UK still locked in negotiations with the 27 member states of the EU following the country’s decision to leave the Union, a great deal of uncertainty still remains about what form a post-Brexit world will take.

10 Easy Money Hacks to Improve Your Finances

Dumb Little Man

Personal finance doesn’t have to complicated. The following are 10 easy money hacks that can take your personal finance management to the next level: Online Shopping. Your credit score will play a huge role in your life as far as the finances are concerned. The best personal finance apps in the market are capable of reading your emails and SMS for automated tracking, creating detailed reports, suggesting payment methods and credit cards that offer discounts, etc.

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Finances made easy

The Small Business Blog

Read the full article here:… Read the full article here: Finances made easy on: THE SMALL BUSINESS BLOG. Check out these great tutorial videos for the WinWeb Accounting App that have been featured over at GetApp.

Behavioral Finance Lessons for Entrepreneurs

Small Business Labs

  The academic fields of behavioral finance and behavioral economics have changed this by including social, psychological and emotional factors in the analysis of economic and financial issues.  This is part of a broader - and very interesting - special section on behavioral finance. Finance trends

Top 4 Tips for Getting Your Finances Ready for Retirement

Dumb Little Man

In addition to mentally preparing yourself, you will also need to get your finances ready for the next few decades. The post Top 4 Tips for Getting Your Finances Ready for Retirement appeared first on Dumb Little Man.

5 Ground Rules to Keep Finances from Killing Your Relationship

Dumb Little Man

In fact, finances are one of the main reasons that people argue with their partners or spouses, many times leading to breakups and divorces. You might think that the solution to this problem of finances and relationships is simple: get more money.

Future Finances: How to Ready Yourself for the Retirement Years

Dumb Little Man

The post Future Finances: How to Ready Yourself for the Retirement Years appeared first on Dumb Little Man. One day you will awake and it will be the first day of your retirement. At that moment, a lifetime of habits dealing with money will become crystal clear.

3 Things You Should Keep In Mind About Fiancés and Finances

Dumb Little Man

And yet, finances is another variable that couples must consider seriously before they pledge to a lifelong commitment. If you are thinking of going into a longterm relationship or are already in the middle of one, here is a must-read list of tips about couples and finances.

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Financial Management Tips: Properly Managing Your Finances During A Divorce

Dumb Little Man

While feeling overwhelmed over a divorce, it is easy to get side tracked on things that need to have your attention, such as personal finances. It is not recommended that you deal with these types of finances on your own, and they should be left to the professionals.

Greening Up Your Business Finances

Eco-Office Gals

And you might be surprised to learn that there are even ways to do so when it comes to your business finances. For example, many people have already switched to online banking and bill pay when it comes to their personal finances.

Factors to Consider When Selecting the Appropriate Financing Option

Dumb Little Man

You have to pick between debt and equity financing? Under debt financing, you will borrow money from a lender at an interest and you will be expected to repay the money after an agreed duration. On the other hand, equity financing is where you trade the ownership of your company for investment funds. As a result of the disparity associated with these business financing options, you cannot get funds from either source blindly. All forms of equity financing require time.

The growth of alternative and complementary finance for SMEs

The Small Business Blog

The latest GDP figures confirm the… Read the full article here: The growth of alternative and complementary finance for SMEs on: THE SMALL BUSINESS BLOG. Business Infographics Guest Blog factoring Finance infographic invoice discounting invoice finance

4 Ways to Spend Less Time On Your Personal Finances

Productivity Bits

If you''re not reading this from Productivity Bits - Smart Productivity and GTD Hacks , please read the original post here 4 Ways to Spend Less Time On Your Personal Finances. Personal Finance budget getting things done gtd with money money personal finance Productivity

5 Alternative Financing Options for Startups

Small Business CEO

If you’re struggling to get the capital you need for your startup, consider these four alternative financing options. … Finance alternative financing startup fundingLack of funding is one of the biggest hurdles startups face.

Financing for Businesses

Small Business CEO

For a company, particularly a start-up one, financing is a crucial step, essential to the survival of the business. … Finance business financing business funding You are about to realize the dream of a lifetime : starting a business.

Top 10 Amazing College Finance Stats

Small Business Labs

  Here are my top 10 amazing college finance stats: 1. The University's Dilemma , from Strategy + Business, is a fascinating article covering the business model problems and risks faced by America's colleges and universities. The article includes some amazing financial stats.

CFO's Top Corporate Finance Trends for 2013

Small Business Labs

Key quote for SMBs from this trend is "With the price of predictive analytics and Big Data tools falling, the finance folks at SMBs seem likely to pull open their firms’ purse strings." Interesting 2013 trends list from CFO Magazine.  Their six trends are: 1.    The pressure on CFOs to unlock corporate cash hordes will grow. Billions and billions are sitting corporate balance sheets basically earning bupkis due to low interest rates.

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Confidentiality in Invoice Finance

The Small Business Blog

What’s your business’ most valuable asset? Throwing this question at several entrepreneurs, you would expect to get responses such as equipment, plant & machinery and freehold premises. However, the largest asset for many businesses, especially SMEs, is often their unpaid sales ledger invoices. In this economic climate, your sales ledger is a financial resource that…

How to Find Finance Without Calling Your Bank

Small Business CEO

Accessing finance at key moments is very often absolutely critical for small and medium-sized businesses (SMB) and for obvious reasons. … Finance alternative financing alternative funding business financing business funding

How Contractors Can Help Their Customers Find Financing Options

Small Business CEO

One way to help is to make it clear there are ways to finance the job available and you can help them use one of them. … Finance financingOne of the problems with contracted jobs is the cost.

Finance Fixer: Essential Guide to the Art of Budgeting

The Small Business Blog

It would be easy to bat around figures and statistics about the rate of inflation rising faster than the rate of pay and so on and so forth; at the end of the day, the only important… Read the full article here: Finance Fixer: Essential Guide to the Art of Budgeting on: THE SMALL BUSINESS BLOG.

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Could Invoice Financing Benefit Your Business?

Small Business CEO

Invoice financing can be a highly useful tool for start-ups looking to raise capital quickly, yet a large number of business owners don’t consider it as an option when they’re attempting to increase their available funds. … Finance invoice financing

Small Business Financing: A Few Misconceptions Addressed

Small Business CEO

Navigating the lending landscape seems to be an eternal struggle for small businesses – thanks to the series of misconceptions associated with small business financing, in general.

Invoice Finance improves your Cashflow

The Small Business Blog

As the world continues to recover from the pitfalls of the economic recession, businesses seek out ways to obtain conventional business finance and keep their debt at minimal level. This causes a huge strain on the cash flow of businesses especially those actively involved in day-to-day commercial operations. Businesses that sell to other businesses prioritise…

Take Control of Your Finances in 2012

Office Organization Success

When it comes to managing the financial aspect of running your business, do you know exactly how much money is coming into and going out of your business each month? Do you immediately know whether you can afford to take advantage of an opportunity that comes your way?

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Linked or Not? The Relationship Between Your Personal Finances and Business Opportunities

Small Business CEO

More than four in ten Americans worry about finance and cash flow when it comes to their new business, based on the market survey by Capital One. Given the numbers, it’s reasonable to question the link between personal finances and business. Personal Finances as your Bedrock.

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5+1 Things I learned From The Best Personal Finance Books

Dumb Little Man

If you are one of these people, here are some of the most important personal finance tips I can share with you. This is one of the best personal finance tips that is often overlooked by a lot of people. The post 5+1 Things I learned From The Best Personal Finance Books appeared first on Dumb Little Man. Although we live in a time where we can literally find everything and anything online, there are still a lot of people who are clueless when it comes to money.

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Personal Finance: Five Steps To Making Better Financial Decisions That Will Yield Return

Dumb Little Man

Every investor wants to get the maximum amount of returns possible. Some people make very risky and unwise decisions in the hopes of outsmarting the market or taking advantage of some arcane system. The reality is that investing requires patience, knowledge and planning.

What Is Working Capital Financing?

Small Business CEO

Entrepreneurs Finance financing raising capital Working capital … the lifeblood of growing companies, and a term every corporate accountant and analyst must have an intimate understanding of.

10 Must Have FREE Personal Finance Apps for iPhone

Productivity Bits

I n the world of finance free is king. When trying to plan your financial future, retirement, or even weekend date, you want to save as much money as possible, while keeping a close eye on your personal finances. Toshl is another personal finance tracker with a twist.

Anti-fraud Tool Now Available To Help Retirees Protect Their Identity and Finances

Dumb Little Man

When it comes to identity theft and fraud, there are no age limits — both young children and the elderly are prone to falling victim to identity thieves, not to mention everyone in between those age groups of course. Senior citizens, in particular, are a vulnerable target for scammers.

How to Take Your Finances from Receipts to Balance Sheets

Small Business CEO

Many people assume that finances can be a confusing and stressful thing to manage, especially if you’re not prepared or educated in how to manage finances successfully. But this is not an effective financial method, whether for a business or for your personal finances.

Trade Finance could expand your business

The Small Business Blog

Trade finance is a form of business finance that funds the cashflow gap between the purchase and sale of goods. In this current economic climate, businesses – especially those looking to expand – tend to trade with other organisations beyond national borders. It can enable businesses to capitalise on the global trade market conditions to…

Future Finances: How Outdated Accountancy May Be Costing Your Business

Small Business CEO

Whether as individuals, families or businesses, how we manage our finances is one of the most important parts of our livelihood. … Finance accountancy accounting modern technology

Finance 101: Everything You Need to Know About Investing in Technology Stocks in 2019

Small Business CEO

… The post Finance 101: Everything You Need to Know About Investing in Technology Stocks in 2019 appeared first on SMALL BUSINESS CEO. Economy & Environment Finance stock investing tech stocks

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6 Ways to Simplify Your Finances This Year

Simple Productivity Blog

Many people’s finances run amuck simply because they don’t take the time to properly manage them. Simplifying your finances may not always be fun – but saving money definitely is. What other ways can you think of to simplify your finances?

How to Strengthen your Personal Finance to Run your Organisation

Small Business CEO

And often, such poor management is symptomatic of a bigger problem – poor personal finance habits. An entrepreneur in control of his personal finance is far likely to manage his organization well. They say 90% of all startups fail.

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What Makes Up a Development Finance Funding Process?

Small Business CEO

Most importantly, you need to understand how the lenders operate, so here’s a breakdown when it comes to property developer finance. … Finance property developer property development

Regain Control Of Your Life By Managing Your Finances With These 6 Tips For Reducing Your Debt

Dumb Little Man

Getting control of your debt can help you live a happy and fulfilling life. When you see your paycheck going toward a vacation fund as opposed to a credit card payment, you have an increased level of control over your life.

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