Why Credit Cards Should Be Your First Choice of Payment When Running a Business

Small Business CEO

Once a business is up and running, it is much easier for it to be approved for a business line of credit, compared to the process of getting a personal line of credit. According to reports, approximately 65% of SMBs utilize credit cards, and this number is increasing all the time.

Financial Advice: Why Young Americans are saying Good-Bye to Credit Cards

Dumb Little Man

More young Americans are saying no to credit cards and yes to prepaid debit cards. A recent survey conducted by a credit score provider examines the current figures related to credit card use and explains the reasons behind the move away from credit cards.

Trending Sources

Top 5 Tips for Business Credit Cards

The Small Business Blog

Using a credit card is actually a sensible thing for a business to do, provided they are going to be paying it off in full each month. Top 5 Tips posts from the SME Blog are always full of hints and tips for small, home & micro business owners. Doing this helps to build…

How Your Business Can Save Money on Credit Card Processing Fees

Small Business CEO

Not only are you responsible for your customer’s satisfaction and ensuring that your brand is well established, but you are also responsible for various fees related to a sale, such as credit card processing fees. … Finance credit card processing fees save money

What Every Entrepreneur Should Know About Small Business Credit Cards

Small Business CEO

Many business owners choose to cover these expenses through the use of small business credit cards. Still, other business owners are hesitant to get a credit card for their companies for a number of reasons. This works just like a consumer credit card.

Facts You Must Know before Choosing a Credit Card Processor

The Small Business Blog

There are a hundred little things that have to be done when you’re starting a business. You need to file for an assumed business name or set up an LLC, you need to map out your business plan, you need to do some market research, and you need to spend time on product development. Among…

UK: Cash still important for High Street

The Small Business Blog

Business News BRC cash is king credit card processing credit cards debit cards high street making money Recovery retail Retail Business UK Economy UK retail

2012 23

Credit Card Merchants Make Accepting Payments Simple

The Small Business Blog

Chances are that the “register” being used by that business is an iPad with some form of mobile card swiper plugged in to the earphone jack. It’s great that the credit card merchants out there are catching up to a public that wants what it wants in the most convenient way possible.

Credit cards going green

Eco-Office Gals

With environmentally friendly products becoming more mainstream and readily available, credit card issuers have begun to roll out products, services, and rewards that have a focus on going green. Discover launched the first biodegradable credit card years ago – in 2008!

Even Processing Credit Cards Can Be Paperless

Eco-Office Gals

Accepting credit and debit cards is growing more and more important in today’s business world. Not having a method to accept payments from these cards could cost you sales. Why should processing credit cards be any different?

4 Simple Steps to Securely Send Credit Card Information

Office Organization Success

Many business owners find themselves in a situation where they are asked to send their credit card information in order to finalize a business transaction. Ask your VA/service provider if she has a Credit Card Authorization form that she can send to you, and you fax back to her.

Reward your Small Business with the Capital One Spark® Cash Card

Small Business CEO

So why settle for a business credit card that limits how much cash back you earn? Or charges you for an employee card? In your business, you accept every obstacle, deadline, and challenge but that shouldn’t extend to your business card.

Are You Still Accepting Online Card Payments?

Small Business CEO

There are, however, sound reasons for either beginning or continuing to accept payment cards. While PayPal has made its ease of use a major selling point, there are still compelling reasons for customers to prefer credit and debit cards.…

2014 16

Service Untitled» Blog Archive » Credit cards offer extra customer.

Service Untitled

Their rewards program provides 2 points for every dollar spent at Nordstrom’s and provides for 1 point when I use the card elsewhere. This works out to a 2% rebate, and if I use the card to purchase all my merchandise at Nordstrom, it comes out to a 4% rebate.

5 Ways to Calm Down Before You Shoot Ballistic Missiles at Everyone

Dumb Little Man

In this method, the person has to put the credit card in a glass of water and then place it in the freezer. Though, credit card is not affected, but it is quite irrational way of holding the shopping monster within any person.

2015 138

How to Strengthen the Weakest Points in Small Business Security

Small Business CEO

Most credit card hacks come from small businesses. You should already know not to save CVV numbers or full credit card numbers. Small business cybersecurity is an important and often overlooked part of running a business.

2017 40

How Credit Protection will Keep your Finances Safe

Small Business CEO

The same applies for people who have credit cards. Credit cards are a responsibility and a privilege at the same time. Credit cards are usual tools, we probably use them weekly, if not daily.… … Finance credit protection personal finance

14 Great Apps for Getting Organized

Dumb Little Man

Do you get stuck paying late fees on your credit cards because you forget to pay the bills on time? Do you feel like you live in total chaos? Do you have nine pairs of scissors because you keep losing them in the piles of junk in your home, then buying new ones?

2013 122

How I Brought My Debt Under Control

Dumb Little Man

For me, the wake-up call was realizing that, while my income hadn’t changed, I had more credit card debt, higher payments, and less available money each month. Sometimes, debt sneaks up on you when you least expect it.

2016 101

Regain Control Of Your Life By Managing Your Finances With These 6 Tips For Reducing Your Debt

Dumb Little Man

When you see your paycheck going toward a vacation fund as opposed to a credit card payment, you have an increased level of control over your life. Money Credit How To Getting control of your debt can help you live a happy and fulfilling life.

How to Destroy your Credit Score in Ten Days

Dumb Little Man

It is unavoidable: your credit score and fiscal history have a profound impact upon your financial goals and objectives. With lenders becoming increasingly stringent, having the perfect credit rating in order to be able to enjoy a brighter financial future has become all the more important.

Tech of the week: TransferWise

Practically Perfect PA

You simply enter your bank or credit card details and the information about where you want the money to go. What is TransferWise. TransferWise is an online money transfer service. It allows users to move foreign money from one bank account to another while avoiding high bank fees.

2017 79

5 Ways to Prevent Your Identity from Being Stolen

Dumb Little Man

This is a major crime that can complicate your life in ways you could never have imagined, like wrecking your finances, ruining your credit history and damaging your reputation. Money Credit How To Identity theft is a growing problem, as technology becomes a bigger part of our lives.

2013 122

8 Powerhouse Energy Secrets Every Nine-to-Fiver Should Know

Dumb Little Man

That credit card you’d never pay off. It never works, does it? That one tactic you’re sure will finally energize you all the way from nine to five. Like sleeping.

2015 121

The 12 Privacy Tips of Christmas

Ian's Messy Desk

Minimize the number of identification and credit cards carried. Tear/shred receipts, copies of credit applications, other documentation containing personal information, don’t just throw it in the garbage. Obscure credit card numbers on customer receipts.

5 Steps to Build Processes That Safeguard Your Most Sensitive Data

Small Business CEO

From credit card numbers and addresses to phone numbers and financial and medical information, it starts to add up pretty quickly. It seems like major corporate data breaches have become all too common.

2015 39

Automation Helping the Self-Employed With Their Taxes - And Making Them More Productive

Small Business Labs

 It proactively uncovers business expenses by gathering and automatically scanning bank accounts and credit card transactions. There's been a lot of discussion about automation and technology replacing jobs.

2017 39

Debt Management: 5 Reasons Paying Down Your Debt Might Be Even More Important Than You Realize

Dumb Little Man

A 2012 survey by Bankrate.com suggests that 25 percent of Americans carry more credit card debt than emergency savings. And according to NerdWallet.com, the average amount of credit card debt per indebted household stood at a staggering $15,216 as of June, 2013.

Get Rich In 5 Easy Steps

Dumb Little Man

This means credit cards. One of the most common mistakes people make is to pay only the minimum required amount for their credit cards. Just have a look at your credit card bill and see how much you’ve been paying in interest. After you’re done with your credit card debt, start saving. Spending 12 years in school and another 2 to 4 years getting a higher degree isn’t a complete guarantee that you’ll get rich easily.

2017 36

Google Wallet Shows the Future of Mobile Payments

Small Business Labs

Google Wallet is a software product designed to replace the physical credit cards most of us carry around and use to pay for things.    But this will quickly change as more phones and credit cards add Google Wallet support. 

Smart Ways to Build Credit and Grow Your Business

Small Business CEO

One huge issue for a startup entrepreneur is obtaining credit to finance business growth. Here are some tips to build business credit and protect the credit rating. Business credit vs. personal credit. The other is the number of loans and credit cards outstanding.

2015 35

Keeping Your Small Business Customer Payments Secure

Small Business CEO

Whether it’s their bank account information or their credit card information, they’re trusting you to keep it locked up tight. Padlock on Credit Cards Photo via Shutterstock. Your small business customers trust you with their most valuable information.

4 Ways to Start Building Great Credit

Dumb Little Man

Good credit is a privilege that comes with great responsibility. This is where your credit scores and credit reports come into play. Having excellent credit will allow you to receive better benefits and perks with lower interest rates and higher limits.

Don’t Get Your Identity Stolen – Here’s How

Dumb Little Man

Several years ago, my wife had a backpack containing her credit cards and license stolen from her car. Identity theft is one of those things that no one sees coming.

Service Untitled» Blog Archive » Building customer relationships.

Service Untitled

If the customer is a high value consumer, a customer care professional may send out a Home Depot gift card. A customer service applicant might be asked, “If you worked at American Express, how would you give a hug to a card member over the phone?&#

Smart Business Approaches To Handling Different Types of Loans

Small Business CEO

Five types of transactions that can have an effect on your business financial possibilities include dealing with student loans, small business loans, loans from family and friends, private loans, and then the choice to take on credit card debt as a form of self-loan.

Do consumers who spend more get better service?

Service Untitled

Take for instance the complicated world of credit cards. American Express offers the Classic Green card for an annual fee of $95, however the Gold and the Platinum versions come with $175 and $450 annual “dues” and of course are accompanied by more services and perks.

2014 40

5 Steps to Increasing Your Cash Flow

Office Organization Success

With a merchant account you can very easily accept all major credit cards without your clients and customers having to go via Paypal (this is a great option for a secondary payment processor). You’ve done it!

2015 79

Why it’s Smart to Offer Paypal as a Secondary Payment Option

Office Organization Success

I actually prefer the flexibility of a merchant account as my primary payment processor because it not only allows a client/customer to pay by credit card (without having to go through Paypal’s process to do that) but it also offers you more options in terms of recurring billing features (think membership programs ) and taking client’s credit card payments over the phone. This means: No dealing with declined credit cards.

Are You Drowning In Debt? Here's What You Need To Know To Avoid Emotional Spending as Men.

Dumb Little Man

Sometimes they spend more money than they should and probably have a stack of credit cards that they struggle to keep up with back home.