8 Methods to Eliminate Credit Card Debt

Dumb Little Man

Huge credit card debt can feel like a crushing, impossible burden that you need to carry for months, years, or even a lifetime – but it doesn’t have to be. Just imagine how good it’ll feel to not owe your hard-earned money to a credit card company. Credit Money

9 Valuable Credit Card Perks

Dumb Little Man

According to a recent Bankrate survey, about two thirds of millennials don’t own a credit card. But most savvy budgeters, the ones that consider themselves “good with money,” know how to take advantage of credit cards – and you should too. 1) Build credit.

Credit Card Merchants Make Accepting Payments Simple

The Small Business Blog

Chances are that the “register” being used by that business is an iPad with some form of mobile card swiper plugged in to the earphone jack. It’s great that the credit card merchants out there are catching up to a public that wants what it wants in the most convenient way possible.

Credit cards going green

Eco-Office Gals

With environmentally friendly products becoming more mainstream and readily available, credit card issuers have begun to roll out products, services, and rewards that have a focus on going green. Discover launched the first biodegradable credit card years ago – in 2008!

How to Get Out of Credit Card Debt Fast

Dumb Little Man

Credit cards come with a sense of power. Because of that, more and more people are finding themselves drowning in credit card bills. The average American household has a credit card debt of around $4,400 as of the first quarter of 2018. Each family has an average of 3 cards from various service providers. How can you manage your multiple credit card payments? Get your FICO credit report. Credit How To Money

Why Your Business Needs a New Credit Card Terminal Immediately

Small Business CEO

By now, most self-respecting business-owners have taken advantage of all the perks that credit cards and credit card terminals have to offer, but this isn’t always the case. … Information Technology Sales credit card terminal credit card transactions

4 Simple Steps to Securely Send Credit Card Information

Office Organization Success

Many business owners find themselves in a situation where they are asked to send their credit card information in order to finalize a business transaction. Ask your VA/service provider if she has a Credit Card Authorization form that she can send to you, and you fax back to her.

Four Tips On How To Choose The Best Credit Card For You

Dumb Little Man

With so many banks and credit cards now available, it can be quite confusing how to choose the best credit card for you. Credit cards are as different and unique as the people who use them. There are credit cards that match people who fly frequently, shop at certain stores, and so on. You can narrow down the perfect credit card for you with these simple steps: Step One: Know Your Credit Score. Secured or Student Cards.

Top 5 Tips for Business Credit Cards

The Small Business Blog

Using a credit card is actually a sensible thing for a business to do, provided they are going to be paying it off in full each month. Top 5 Tips posts from the SME Blog are always full of hints and tips for small, home & micro business owners. Doing this helps to build…

Even Processing Credit Cards Can Be Paperless

Eco-Office Gals

Accepting credit and debit cards is growing more and more important in today’s business world. Not having a method to accept payments from these cards could cost you sales. Why should processing credit cards be any different?

Why Credit Cards Should Be Your First Choice of Payment When Running a Business

Small Business CEO

Once a business is up and running, it is much easier for it to be approved for a business line of credit, compared to the process of getting a personal line of credit. According to reports, approximately 65% of SMBs utilize credit cards, and this number is increasing all the time.

How Your Business Can Save Money on Credit Card Processing Fees

Small Business CEO

Not only are you responsible for your customer’s satisfaction and ensuring that your brand is well established, but you are also responsible for various fees related to a sale, such as credit card processing fees. … Finance credit card processing fees save money

Facts You Must Know before Choosing a Credit Card Processor

The Small Business Blog

There are a hundred little things that have to be done when you’re starting a business. You need to file for an assumed business name or set up an LLC, you need to map out your business plan, you need to do some market research, and you need to spend time on product development. Among…

What Every Entrepreneur Should Know About Small Business Credit Cards

Small Business CEO

Many business owners choose to cover these expenses through the use of small business credit cards. Still, other business owners are hesitant to get a credit card for their companies for a number of reasons. This works just like a consumer credit card.

How credit card companies offer different levels of customer service

Service Untitled

Credit cards are an important way of life for most Americans. So are there different levels of service for credit card customers depending on one’s credit and past financial history?

How A Debt Attorney Can Help With Credit Card Debt For Small Businesses

Small Business CEO

Credit cards can be a wonderful business tool. They allow you the flexibility of easily using credit to make purchases under the promise that you will pay back the money that you borrowed on credit. In fact, credit card debt is becoming an epidemic in our country.

Service Untitled» Blog Archive » Credit cards offer extra customer.

Service Untitled

Their rewards program provides 2 points for every dollar spent at Nordstrom’s and provides for 1 point when I use the card elsewhere. This works out to a 2% rebate, and if I use the card to purchase all my merchandise at Nordstrom, it comes out to a 4% rebate.

UK: Cash still important for High Street

The Small Business Blog

Business News BRC cash is king credit card processing credit cards debit cards high street making money Recovery retail Retail Business UK Economy UK retail

Is Cash really Dead? 4 Reasons Why You Should Avoid Using It

Small Business CEO

But while there may be some benefits in using cash for your purchases and everyday transactions, they are even more benefits to using credit cards. If you can use plastics responsibly, you find that you are better off doing your payments with a credit card than with cash.

2017 59

Reward your Small Business with the Capital One Spark® Cash Card

Small Business CEO

So why settle for a business credit card that limits how much cash back you earn? Or charges you for an employee card? In your business, you accept every obstacle, deadline, and challenge but that shouldn’t extend to your business card.

2015 88

Are You Still Accepting Online Card Payments?

Small Business CEO

There are, however, sound reasons for either beginning or continuing to accept payment cards. While PayPal has made its ease of use a major selling point, there are still compelling reasons for customers to prefer credit and debit cards.…

2014 92

The 12 Privacy Tips of Christmas

Ian's Messy Desk

Minimize the number of identification and credit cards carried. Tear/shred receipts, copies of credit applications, other documentation containing personal information, don’t just throw it in the garbage. Obscure credit card numbers on customer receipts.

2010 137

Service Untitled» Blog Archive » Building customer relationships.

Service Untitled

If the customer is a high value consumer, a customer care professional may send out a Home Depot gift card. A customer service applicant might be asked, “If you worked at American Express, how would you give a hug to a card member over the phone?&#

Guarding Your Balance Sheet – Tips for Survival in Today’s Volatile Market

Small Business CEO

Limit Company Credit Cards: When only necessary, provide your executives with corporate credit cards. Don’t give them out to your entire staff and never give out debit cards to your employees. Stay away from regular payments on credit cards.

2010 71

How To Fund Your Holiday of A Lifetime

Dumb Little Man

Find The Best Value Credit Card. Credit cards are the most common way of funding a huge trip. Booking flights and accommodation by credit card is not only sensible in terms of finance but will also cover you more should anything happen to your booking.

2019 254

What Happens If You Delete A Paid App On Your Iphone or Ipad?

Dumb Little Man

Does it matter if I paid for it with a credit card? Any purchase with a credit card is likely to have a detailed record of the transaction. Banks will allow you to cancel a credit card transaction if something was faulty with the merchandise.

2019 190

How to Destroy your Credit Score in Ten Days

Dumb Little Man

It is unavoidable: your credit score and fiscal history have a profound impact upon your financial goals and objectives. With lenders becoming increasingly stringent, having the perfect credit rating in order to be able to enjoy a brighter financial future has become all the more important.

2013 285

Regain Control Of Your Life By Managing Your Finances With These 6 Tips For Reducing Your Debt

Dumb Little Man

When you see your paycheck going toward a vacation fund as opposed to a credit card payment, you have an increased level of control over your life. Money Credit How To Getting control of your debt can help you live a happy and fulfilling life.

2013 284

Debt Management: 5 Reasons Paying Down Your Debt Might Be Even More Important Than You Realize

Dumb Little Man

A 2012 survey by Bankrate.com suggests that 25 percent of Americans carry more credit card debt than emergency savings. And according to NerdWallet.com, the average amount of credit card debt per indebted household stood at a staggering $15,216 as of June, 2013.

2013 285

Get Organized: Taking the *Errr!* Out of Online Shopping

Get Organized!

Having to type in my credit card information - its just SO tedious! According to SmartSwipes homepage , "SmartSwipe is the world’s first truly secure personal credit card reader.you can swipe your credit card at your home or office computer just like you would in a store." SmartSwipe uses Dynamic SSL to encrypt your card data before it reaches your PC, and then inserts the information into the proper fields in the sites shopping cart.

2009 40

5 Ways to Calm Down Before You Shoot Ballistic Missiles at Everyone

Dumb Little Man

In this method, the person has to put the credit card in a glass of water and then place it in the freezer. Though, credit card is not affected, but it is quite irrational way of holding the shopping monster within any person.

2015 285

How To Stay Safe and Prevent Theft While Traveling

Dumb Little Man

Monitor Credit Cards and Credit Reports. It’s quite common to have your credit card number or identity stolen while traveling. Make sure to monitor your credit card statements and credit reports for several months after returning home.

2018 218

4 Ways to Start Building Great Credit

Dumb Little Man

Good credit is a privilege that comes with great responsibility. This is where your credit scores and credit reports come into play. Having excellent credit will allow you to receive better benefits and perks with lower interest rates and higher limits.

2016 274

10 Myths About Making Money That Are Keeping You Back

Dumb Little Man

Each time you use your debit card, it’ll round up your purchase to the nearest dollar. Don’t Pay off Your Credit Card Balance Each Month. The myth says that you have to carry a small balance on your credit card each month to improve your credit score.

2018 242

Can You Become A Police Officer With Bad Credit Or Bankruptcy On Your Credit Report?

Dumb Little Man

Only a few of them consider the impact that their credit reports can have on them. Why You Need to Check On Your Credit Score. Apart from knowing exactly the steps you need to take to become a police officer , you should also check your FICO scores and credit histories.

2019 229

3 Reasons to Ditch Your Leather Wallet and Go Digital

Dumb Little Man

A lot of it comes down to what we’re used to doing, and what we’re used to is handing over a plastic card. In the not-too-distant past, credit and debit cards were the new payment methods, out to replace the wad of cash or the checkbook in your pocket.

2019 255

How Credit Protection will Keep your Finances Safe

Small Business CEO

The same applies for people who have credit cards. Credit cards are a responsibility and a privilege at the same time. Credit cards are usual tools, we probably use them weekly, if not daily.… … Finance credit protection personal finance

14 Great Apps for Getting Organized

Dumb Little Man

Do you get stuck paying late fees on your credit cards because you forget to pay the bills on time? Do you feel like you live in total chaos? Do you have nine pairs of scissors because you keep losing them in the piles of junk in your home, then buying new ones?

2013 285

With Hackers and Big Brother Watching Here's How to Keep Your Personal Information Private

Dumb Little Man

The IRS is supposedly looking to follow suit as well with the hopes of delving into the social media profiles, bank accounts, credit card transactions and more. Money Technology Security Credit How To Fear

2013 285

6 Features to Look for When Choosing a POS System

Small Business CEO

Look for a POS system that offers multiple payment options, like cash, credit cards and mobile payments. Today’s consumers also want the option of being able to split their payment across multiple options, like gift cards, credit cards and cash.…

2018 66

4 Small Business Grants That Can Help Support Your Growing Business

Small Business CEO

Others use their credit cards, or take out a loan. Starting a business or getting a business to grow beyond its initial year can be challenging, especially when funds are an issue. This is why a lot of small business owners often use up their own savings to fund their business.

2019 101

5 Reasons You’ll Be Glad You Made Your Purchase With Cash

Dumb Little Man

To save yourself from these inconveniences, try to avoid using your cards as much as possible. Similar to how casinos trade in your cash for chips at the table, hiding your balance behind a card psychologically devalues your bank balance.

9 Useful Tips On How To Get Out of Debt Quickly

Dumb Little Man

You apply, get a good interest rate, and use the money from the loan to pay off things like credit card balances, student loans, and miscellaneous fees. Limit Your Credit Card Use. Are you or someone in your household in debt? If so, you’re not alone.

2018 251