9 Valuable Credit Card Perks

Dumb Little Man

According to a recent Bankrate survey, about two thirds of millennials don’t own a credit card. But most savvy budgeters, the ones that consider themselves “good with money,” know how to take advantage of credit cards – and you should too. 1) Build credit.

How to Get Out of Credit Card Debt Fast

Dumb Little Man

Credit cards come with a sense of power. Because of that, more and more people are finding themselves drowning in credit card bills. The average American household has a credit card debt of around $4,400 as of the first quarter of 2018. Each family has an average of 3 cards from various service providers. How can you manage your multiple credit card payments? Get your FICO credit report. Credit How To Money

Credit cards going green

Eco-Office Gals

With environmentally friendly products becoming more mainstream and readily available, credit card issuers have begun to roll out products, services, and rewards that have a focus on going green. Discover launched the first biodegradable credit card years ago – in 2008!

Why Your Business Needs a New Credit Card Terminal Immediately

Small Business CEO

By now, most self-respecting business-owners have taken advantage of all the perks that credit cards and credit card terminals have to offer, but this isn’t always the case. … Information Technology Sales credit card terminal credit card transactions

Credit Card Merchants Make Accepting Payments Simple

The Small Business Blog

Chances are that the “register” being used by that business is an iPad with some form of mobile card swiper plugged in to the earphone jack. It’s great that the credit card merchants out there are catching up to a public that wants what it wants in the most convenient way possible.

Why Credit Cards Should Be Your First Choice of Payment When Running a Business

Small Business CEO

Once a business is up and running, it is much easier for it to be approved for a business line of credit, compared to the process of getting a personal line of credit. According to reports, approximately 65% of SMBs utilize credit cards, and this number is increasing all the time.

How Your Business Can Save Money on Credit Card Processing Fees

Small Business CEO

Not only are you responsible for your customer’s satisfaction and ensuring that your brand is well established, but you are also responsible for various fees related to a sale, such as credit card processing fees. … Finance credit card processing fees save money

Top 5 Tips for Business Credit Cards

The Small Business Blog

Using a credit card is actually a sensible thing for a business to do, provided they are going to be paying it off in full each month. Top 5 Tips posts from the SME Blog are always full of hints and tips for small, home & micro business owners. Doing this helps to build…

Financial Advice: Why Young Americans are saying Good-Bye to Credit Cards

Dumb Little Man

More young Americans are saying no to credit cards and yes to prepaid debit cards. A recent survey conducted by a credit score provider examines the current figures related to credit card use and explains the reasons behind the move away from credit cards.

Facts You Must Know before Choosing a Credit Card Processor

The Small Business Blog

There are a hundred little things that have to be done when you’re starting a business. You need to file for an assumed business name or set up an LLC, you need to map out your business plan, you need to do some market research, and you need to spend time on product development. Among…

How credit card companies offer different levels of customer service

Service Untitled

Credit cards are an important way of life for most Americans. So are there different levels of service for credit card customers depending on one’s credit and past financial history?

What Every Entrepreneur Should Know About Small Business Credit Cards

Small Business CEO

Many business owners choose to cover these expenses through the use of small business credit cards. Still, other business owners are hesitant to get a credit card for their companies for a number of reasons. This works just like a consumer credit card.

Service Untitled» Blog Archive » Credit cards offer extra customer.

Service Untitled

Their rewards program provides 2 points for every dollar spent at Nordstrom’s and provides for 1 point when I use the card elsewhere. This works out to a 2% rebate, and if I use the card to purchase all my merchandise at Nordstrom, it comes out to a 4% rebate.

How A Debt Attorney Can Help With Credit Card Debt For Small Businesses

Small Business CEO

Credit cards can be a wonderful business tool. They allow you the flexibility of easily using credit to make purchases under the promise that you will pay back the money that you borrowed on credit. In fact, credit card debt is becoming an epidemic in our country.

UK: Cash still important for High Street

The Small Business Blog

Business News BRC cash is king credit card processing credit cards debit cards high street making money Recovery retail Retail Business UK Economy UK retail

Is Cash really Dead? 4 Reasons Why You Should Avoid Using It

Small Business CEO

But while there may be some benefits in using cash for your purchases and everyday transactions, they are even more benefits to using credit cards. If you can use plastics responsibly, you find that you are better off doing your payments with a credit card than with cash.

2017 56

Reward your Small Business with the Capital One Spark® Cash Card

Small Business CEO

So why settle for a business credit card that limits how much cash back you earn? Or charges you for an employee card? In your business, you accept every obstacle, deadline, and challenge but that shouldn’t extend to your business card.

2015 59

The 12 Privacy Tips of Christmas

Ian's Messy Desk

Minimize the number of identification and credit cards carried. Tear/shred receipts, copies of credit applications, other documentation containing personal information, don’t just throw it in the garbage. Obscure credit card numbers on customer receipts.

2010 130

Are You Still Accepting Online Card Payments?

Small Business CEO

There are, however, sound reasons for either beginning or continuing to accept payment cards. While PayPal has made its ease of use a major selling point, there are still compelling reasons for customers to prefer credit and debit cards.…

2014 61

Service Untitled» Blog Archive » Building customer relationships.

Service Untitled

If the customer is a high value consumer, a customer care professional may send out a Home Depot gift card. A customer service applicant might be asked, “If you worked at American Express, how would you give a hug to a card member over the phone?&#

Guarding Your Balance Sheet – Tips for Survival in Today’s Volatile Market

Small Business CEO

Limit Company Credit Cards: When only necessary, provide your executives with corporate credit cards. Don’t give them out to your entire staff and never give out debit cards to your employees. Stay away from regular payments on credit cards.

2010 52

Get Organized: Taking the *Errr!* Out of Online Shopping

Get Organized!

Having to type in my credit card information - its just SO tedious! According to SmartSwipes homepage , "SmartSwipe is the world’s first truly secure personal credit card reader.you can swipe your credit card at your home or office computer just like you would in a store." SmartSwipe uses Dynamic SSL to encrypt your card data before it reaches your PC, and then inserts the information into the proper fields in the sites shopping cart.

2009 40

How Credit Protection will Keep your Finances Safe

Small Business CEO

The same applies for people who have credit cards. Credit cards are a responsibility and a privilege at the same time. Credit cards are usual tools, we probably use them weekly, if not daily.… … Finance credit protection personal finance

4 Ways to Start Building Great Credit

Dumb Little Man

Good credit is a privilege that comes with great responsibility. This is where your credit scores and credit reports come into play. Having excellent credit will allow you to receive better benefits and perks with lower interest rates and higher limits.

2016 261

How to Destroy your Credit Score in Ten Days

Dumb Little Man

It is unavoidable: your credit score and fiscal history have a profound impact upon your financial goals and objectives. With lenders becoming increasingly stringent, having the perfect credit rating in order to be able to enjoy a brighter financial future has become all the more important.

2013 206

Regain Control Of Your Life By Managing Your Finances With These 6 Tips For Reducing Your Debt

Dumb Little Man

When you see your paycheck going toward a vacation fund as opposed to a credit card payment, you have an increased level of control over your life. Money Credit How To Getting control of your debt can help you live a happy and fulfilling life.

2013 202

Debt Management: 5 Reasons Paying Down Your Debt Might Be Even More Important Than You Realize

Dumb Little Man

A 2012 survey by Bankrate.com suggests that 25 percent of Americans carry more credit card debt than emergency savings. And according to NerdWallet.com, the average amount of credit card debt per indebted household stood at a staggering $15,216 as of June, 2013.

2013 205

5 Ways to Calm Down Before You Shoot Ballistic Missiles at Everyone

Dumb Little Man

In this method, the person has to put the credit card in a glass of water and then place it in the freezer. Though, credit card is not affected, but it is quite irrational way of holding the shopping monster within any person.

2015 207

Minimal Wallet For Everyday Carry

Productivity Bits

I’ve been looking for a minimal wallet since I decided not to use any of my credit cards. Well, I still carry one credit card for emergency use. I don’t carry much cash either; I have a debit card to cover for my purchases. 1 debit card.

2012 141

How to Strengthen the Weakest Points in Small Business Security

Small Business CEO

Most credit card hacks come from small businesses. You should already know not to save CVV numbers or full credit card numbers. Small business cybersecurity is an important and often overlooked part of running a business.

2017 76

Money-Saving Hacks for Busy People

Dumb Little Man

Use Credit Cards Wisely. If you own several credit cards, make sure to use them wisely. There are credit cards that offer rewards points when used for groceries, fuel, and shopping. Some cards let you earn points when you use them when traveling while other cards offer cashback points for any purchase. Find out the rewards and promos offered by each of your credit cards so you’ll know how and when to use them.

2018 132

5 Reasons You’ll Be Glad You Made Your Purchase With Cash

Dumb Little Man

To save yourself from these inconveniences, try to avoid using your cards as much as possible. Similar to how casinos trade in your cash for chips at the table, hiding your balance behind a card psychologically devalues your bank balance.

Why it’s Smart to Offer Paypal as a Secondary Payment Option

Office Organization Success

I actually prefer the flexibility of a merchant account as my primary payment processor because it not only allows a client/customer to pay by credit card (without having to go through Paypal’s process to do that) but it also offers you more options in terms of recurring billing features (think membership programs ) and taking client’s credit card payments over the phone. This means: No dealing with declined credit cards.

2014 124

Why it’s Crucial to Understand if Your Business can Afford a Business Loan

Small Business CEO

In fact, about half of Australia’s two million small businesses have a business loan facility other than a credit card.… If your business is running low on cash, or if you’re keen to expand but don’t have the capital, a business loan can seem like the perfect answer.

2018 63

13 Ways You Should be Using Your Smartphone for Business

Tips From T. Marie

Easy Credit Card Payments on the Go. If you’ve ever had to turn down a purchase because you had no way of taking a credit/debit card payment you’ll be happy to know there’s an app for that now. PayPal and Stripe both have card readers that plug into your smartphone allowing you to accept a credit card payment instantly. Admit it, you don’t go anywhere without your smartphone. It’s ok, the rest of us don’t either.

2018 138

Common Cybersecurity Problems Faced By Business Owners

Small Business CEO

Software exploits are the predominant culprit as face-to-face scams and data theft from banking and credit cards become harder for criminals to get past. Cybersecurity threats can come at your business from a variety of angles.

2018 62

14 Great Apps for Getting Organized

Dumb Little Man

Do you get stuck paying late fees on your credit cards because you forget to pay the bills on time? Do you feel like you live in total chaos? Do you have nine pairs of scissors because you keep losing them in the piles of junk in your home, then buying new ones?

2013 207

How To Fix Your Credit Score In 6 Months

Dumb Little Man

How to fix my credit score in 6 months? Fixing your credit card score in just 6 months is never going to be easy but it’s doable. For someone who’s stressed out and frustrated with a poor credit report, this can be an overwhelming and intimidating experience. To help you get started, here are some of the most effective tips you can use in improving your credit score fast. Eliminate small credit card balances. Don’t close your old credit accounts.

2017 144

With Hackers and Big Brother Watching Here's How to Keep Your Personal Information Private

Dumb Little Man

The IRS is supposedly looking to follow suit as well with the hopes of delving into the social media profiles, bank accounts, credit card transactions and more. Money Technology Security Credit How To Fear

2013 207

How I Brought My Debt Under Control

Dumb Little Man

For me, the wake-up call was realizing that, while my income hadn’t changed, I had more credit card debt, higher payments, and less available money each month. Sometimes, debt sneaks up on you when you least expect it.

2016 200