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30 New Year’s Resolution Ideas to Make 2024 Healthier, Happier & More Secure

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Once you’ve identified your areas of focus, plan your approach by setting SMART goals. That is, goals that are specific, measurable, attainable, relevant to your needs and time-bound. New Year’s resolutions are, after all, goals for personal growth and development. Remain flexible and adjust your goals as necessary.

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How to Create a Budget: 6 Steps to Get You on the Path to Financial Security

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We all know expenses exist, but the numbers keep adding up—rent, water, trash, electricity, cable, Internet, car insurance, renter’s insurance, gas, cell phone. Check out your expenses from last month and then categorize each transaction. Set goals and adjust your expenses. The cost of building a life isn’t.

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Should I Use a Robo-Advisor to Manage My Investments?

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A robo-advisor offers affordable financial services that use computer algorithms to automate investing based on a person’s goals and risk tolerance. Although these services are usually more expensive than a straight robo-advisor, it’s still often less than meeting with a traditional financial advisor in person.

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Beyond the 1%: Financial Advice for the Rich & REGULAR with Kiersten Saunders

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A lot of conversations about wealth imply that the only people who can achieve lofty financial goals like early retirement are the 1% making multi-millions and billions every year. To keep your goals on track , identify what Kiersten calls your enough line. You don’t have to be famous to be rich. For example, rideshare apps.

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4 Smart Money Moves to Plan for Financial Security

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They don’t have a purpose for the money they’re saving, and they often end up splurging on stuff they don’t really need (or want) rather than using it to fund a life goal such as buying a house or saving up for retirement. Set goals and start saving for them today. Your goals don’t have to be big and lofty.

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What Is My Net Worth?

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You may be spending more than you earn and using credit cards to help you cover expenses. A zero net worth is going in the right direction, but you still likely need to reduce your expenses or make more to prepare for the future. Spend some time brainstorming ways to cut expenses and earn more, but also be patient with yourself.

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The Benefits Of Commuting (Yes, There Are Some)

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For some, a series of email surprises, expensive and time-consuming. Not surprisingly, Microsoft has tried to recreate the benefits lost from commuting by creating a “ virtual commute ,” scheduling time to set goals in the morning and reflect on the workday at its end. They even included an optional short-guided meditation.