Remove Books Remove Cost Remove Expenses Remove Retirement
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Can I Go into Retirement Early With FIRE?

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If any of these scenarios sound ideal, you may be dreaming of a FIRE retirement lifestyle. It’s a movement that helps people take control of their financial independence by making trade-offs, such as extreme saving and budgeting early in their careers, to retire earlier in life—often decades ahead of a conventional retirement plan.

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How to Choose the Best College Savings Account

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Many people choose to supplement college savings using a Roth IRA because your child can use that money for non-education-related expenses and anything leftover can give them a headstart on their own retirement planning. In that case, your credits may not offer the same value on tuition expenses. Consider your timeline.

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Can Couples Combine Their Finances and Stay Together?

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There isn’t a question of splitting an expense or one person earning more than the other since all income and costs go into or out of the same pot of money. Other couples keep their money completely separate and have worked out who covers which expense from their individual accounts. You’ll have more flexibility.

Finance 264
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5 Smart Money Hacks to Help You Budget for the Holidays

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One year, I even wrapped up some of my favorite books from my bookshelf to give. This might seem overly frugal, but each book was chosen with care—and in the end, far more meaningful than some gadget impulse bought on Cyber Monday. Initially, throwing a party might not seem like a cost-saving measure. Remember, it’s December.

Budget 328
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Travel Blogger Karen Akpan Shares How She Journeyed From Debt to Economic Freedom

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With an expensive California mortgage, car payments and student loans, the emergency fund she and her husband, Sylvester, had dutifully built quickly depleted. With books, blogs and YouTube (or as Akpan calls it, “YouTube University”), she began educating herself on financial literacy and how to budget. Then, in 2019, she lost her job.

Travel 306
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Travel Blogger Karen Akpan Shares How She Journeyed From Debt to Economic Freedom

Success

With an expensive California mortgage, car payments and student loans, the emergency fund she and her husband, Sylvester, had dutifully built quickly depleted. With books, blogs and YouTube (or as Akpan calls it, “YouTube University”), she began educating herself on financial literacy and how to budget. Then, in 2019, she lost her job.

Travel 246
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How to Find Your Money ‘Why’

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In her book Loaded , behavioral economist Sarah Newcomb writes about these values in terms of “needs” and explains that the infamous “latte factor” can in fact be scratching the need for “social connection.” As you spend time reflecting on your values , start listing low-cost and free ways of sustaining them. Choose your identity.