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Using a Financial Planning Checklist Can Help You Meet Your Goals

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Although there are multiple ways to ‘tidy up’ your money , a list that you return to monthly or quarterly allows you to keep track of specific areas each time, giving you better data. The more often you use it, the more data you have to compare your past and present situations.

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5 Long-Term Financial Goals and How to Achieve Them

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Pay off major debts Expected time: 5+ years Account types: Credit card debt, mortgage, student loans, car loans Getting out of debt is essential to the success of your other long-term financial goals. In addition to your own contributions, many children receive cash gifts for birthdays or holiday presents over the years.

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6 Real-Life Budgeting Tips to Save More Money

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Growing up, I had a green tin box where I stashed all of my cushion-hunting treasures. How to save more money Now that I’ve upgraded from a piggy bank to a checking account, I’ve been able to identify the best ways to save money for the future without compromising my lifestyle in the present. Well, practice. Here are my secrets: 1.

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5 Smart Money Hacks to Help You Budget for the Holidays

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But even with inflation going down, I knew I could be setting myself up for disappointment. But even if I carve out some time to meditate , I know I won’t be focusing on the present but rather the debt I will accrue after buying holiday presents. One year, I even wrapped up some of my favorite books from my bookshelf to give.

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Money Remains a Top Stressor for U.S. Adults—Here Are Some Tips to Better Manage Stress (and Finances)

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Hailing from humble beginnings, he grew up in a loving family. Bureau of Labor Statistics reports that roughly two-thirds of our economy is fueled by consumer spending, much of it in the form of credit card debt. One recent survey by the credit card comparison website CardHub observed that consumers added a total of $87.3

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The 6 Biggest Financial Mistakes to Avoid in Your 30s

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That keeping up with the Joneses can lead to expenses surpassing income—and the debt that comes with it. The same study from Debt.com found that one in three credit card holders in the U.S. have maxed out their credit cards to cover expenses due to inflation. Are they going to pay for daycare or summer camps?”

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Lessons From Past Recessions

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For anyone who lived through the fear and uncertainty of the 2008 financial crisis, hearing ‘recession’ from news anchors and pundits can bring up anxiety and fear. Having a plan in place can also help you find some silver linings and free your mind to see some of the opportunities a downturn can present. Beef up your emergency fund.