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5 Long-Term Financial Goals and How to Achieve Them

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Pay off major debts Expected time: 5+ years Account types: Credit card debt, mortgage, student loans, car loans Getting out of debt is essential to the success of your other long-term financial goals. Building generational wealth for your loved ones helps give them a leg up when you pass away.

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What Is a Credit Freeze, and Should I Do It?

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It’s also important to note that while a credit freeze can make it much harder for someone to open an unauthorized account in your name, it does not prevent identity theft on its own. For example, if someone steals your credit card number, a credit freeze won’t stop them from making unauthorized purchases.

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The Biggest Financial Mistakes to Avoid in Your 20s

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Not to mention, low wages, staggering student debt and compounding credit card debt. In the long run, this ignorance is bliss mentality only leads to more problems, whether it’s mounting credit card debt or puny retirement funds. Soaring food prices: grocery prices have increased by 25% over the past four years.

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10 Modern-Day Leaders in Personal Growth

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Those three years as a monk in his twenties—waking up at 4 a.m. Robbins dispenses BS-free advice with a no-nonsense disposition you’d expect from a former criminal defense attorney, CNN legal analyst and mother of three. That means O’Neal knows it can be done—and it can be done without sacrificing your mental or spiritual freedom.

Finance 243
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The Biggest Financial Mistakes to Avoid in Your 20s

Success

Not to mention, low wages, staggering student debt and compounding credit card debt. In the long run, this ignorance is bliss mentality only leads to more problems, whether it’s mounting credit card debt or puny retirement funds. Soaring food prices: grocery prices have increased by 25% over the past four years.

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4 Smart Money Moves to Plan for Financial Security

Success

Besides all the external factors that have essentially set them up for, well, failure (think the Great Recession and the COVID-19 pandemic), only 16% of millennials can be considered financially literate, according to George Washington University’s Global Financial Literacy Excellence Center. Trust me: I get it. The key is to start today.

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Employee personnel files — what should and shouldn’t be included

BMT Office Administration

Setting up employee personnel files is an important part of the recordkeeping process. Agreements related to the use of a company car or business credit card. That is fine as long as the process is organized, systematic, and — above all — legal. Employment agreements, such as confidentiality.

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