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5 Long-Term Financial Goals and How to Achieve Them

Success

Pay off major debts Expected time: 5+ years Account types: Credit card debt, mortgage, student loans, car loans Getting out of debt is essential to the success of your other long-term financial goals. Most people use a mortgage to buy real estate, but many mortgage lenders ask for at least 20% of the purchase price as a down payment.

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What Is a Credit Freeze, and Should I Do It?

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It’s also important to note that while a credit freeze can make it much harder for someone to open an unauthorized account in your name, it does not prevent identity theft on its own. For example, if someone steals your credit card number, a credit freeze won’t stop them from making unauthorized purchases.

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13 Ways You Should be Using Your Smartphone for Business

Tips From T. Marie

Documents on the Go. If you’ve ever had someone request a document when you’ve been out of the office you are bound to appreciate a cloud storage app. Easily access and share documents on the go. Still dealing with paper documents in your office? Easy Credit Card Payments on the Go. My favorite?

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Steps for Creating a Paperless Home Office

Productivity Bits

We’ve all been there: Keeping and storing documents that we deemed important throughout the years only to walk into the home office space one day and see a mountain of papers staring back. Another great feature of quality scanners is the ability to make documents searchable. This can be magnified ten-fold if you work from home.

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Cost Effective Ways to Greenify Your Business

Eco-Office Gals

You can communicate via email; you can use things like Google Docs, Adobe and e-Signature to send documents and contracts; even faxes can be sent and received online thanks to companies like FaxZero and MyFax. They are two companies that assist with mobile credit card processing. Purchase Energy Star products.

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Snail Mail 101

Clutter Coach

Things you are keeping that you don’t need to: receipts that are not for tax purposes or under-warranty purchases. manuals and documentation for stuff you no longer own; electric toothbrush, car, medical insurance plan. Also shred credit card applications. Have a tray for to-be-filed documents. old catalogs.

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12 Essential Tips Every Solo Traveler Needs to Know

Success

Use the cloud Scan or take photos of your flight and hotel confirmations, credit card and insurance cards, and any other documents that might be useful. Keep these documents in the cloud and on your phone to easily access them from the road. Stay aware of your surroundings whenever you are out and about.

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