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7 Short-Term Financial Goals and How to Achieve Them

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Start with rebalancing your budget Your first step in setting a realistic goal is to review and rebalance your budget. Rebalancing your budget is the process of reviewing your finances to make space for money goals. Then, go over your existing income and expenses. Do you have room in your budget to save for your goals?

Goals 278
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7 Ways to Save Money on Groceries without Clipping Coupons

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Why are groceries so expensive right now? Other reasons include: Increased labor costs: The cost of producing food is rising as the labor market tightens. According to the Federal Reserve Bank of Kansas City, a tight labor market means wage increases, which have increased the costs of production, labor and distribution.

Staples 262
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How to Choose the Best College Savings Account

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Many people choose to supplement college savings using a Roth IRA because your child can use that money for non-education-related expenses and anything leftover can give them a headstart on their own retirement planning. In that case, your credits may not offer the same value on tuition expenses.

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Do I Need to Buy Life Insurance?

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People purchase life insurance to help their families replace lost income and cover final expenses after death. Remember: The larger the policy amount or the longer you want the policy to be in effect, the more expensive the premiums. Many people like term life insurance because it usually costs less than a permanent policy.

Policies 264
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Business Travel Is Back: How to Maximize Your Miles

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Like any business owner, one of Neff’s focuses is keeping his business costs down , and when it comes to travel, one way he’s found to do that is with a good travel rewards card. One of the first questions to answer is whether it makes more sense for you to use a personal or business card to pay for travel and other expenses.

Travel 321
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How to Start a Nonprofit Organization In 5 Simple Steps

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Donors asked if they can deduct the cost of the donated items on their tax return, and a few people suggested you make your project legal by filing for nonprofit status. The cost to file is $600, and the form itself is 28 pages long, although many organizations can skip some of the pages. The cost to file Form 1023-EZ is $275.

Filing 162
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6 Pro Tips To Maximize Your Healthcare Benefits Before The End Of The Year

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Review benefits paperwork to identify perks you may have forgotten about . Usually, these appointments can be scheduled sooner and are more cost-effective than in-person doctor’s visits. Vision plans usually cover all or part of an annual eye exam, and a certain portion of costs go towards contact lenses or eyeglasses.

Health 299