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$10 Gift Ideas: Be a Hit With Budget-Friendly Holiday Presents

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Choosing the best corporate gifts and thoughtful holiday presents for employees isn’t always easy. But if you’re a Secret Santa trying to find Christmas gifts for coworkers or need to get a small item for a white elephant gift exchange, you face additional challenges. You want to give a great gift that is also budget friendly.

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5 Smart Money Hacks to Help You Budget for the Holidays

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With the economy making everyone extra cautious about spending , I really wanted to give myself the gift of not worrying about money this holiday season. How can anyone on a budget relax about money during the holidays? Here are a few hacks I’ve used over the years to help me both budget and enjoy the holidays. Be honest.

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12 Last-Minute Gift Ideas For Digital Nomads

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Having lots of bulky baggage is not ideal when you’re trying to travel light, so gifting experiences, digital gifts, or small items is ideal. . Digital subscriptions for learning, social media management, taxes and more are perfect choices for last-minute gifts. . 12 of the Best Gift Ideas for Digital Nomads .

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The 8 Biggest Financial Mistakes to Avoid in Your 60s

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If clients relocate to an area with a higher cost of living to be closer to children or friends, they could draw upon their retirement funds faster than expected. Not accurately budgeting for giving While everyone’s philanthropic and legacy gifts are individual decisions, being too generous can become problematic. “It

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The Making a Difference Foundation Ensures People Without Housing Aren’t Without Good Meals

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The recipient gets an anonymous box containing five wrapped gifts and five personal letters written to them. Each day, the individual is instructed to read one letter and open one gift. “We Aside from providing quality food to those in need, they offer classes on how to shop for and prepare healthy and delicious food on a budget.

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How to Know If You’re Financially Ready to Start a Business

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After all, without cash flow and a solid financial plan that includes costs and expenses, you won’t be able to get your business off the ground. For example, if a relative gives you an intrafamily loan, they’ll want to charge a minimum interest rate so it doesn’t count as a gift (which would trigger gift taxes).

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How to Say No to Someone Asking for Money

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Although those situations can be mildly challenging to say no to, it’s not too difficult to create a budget line to prepare for them and move on. Saying no doesn’t come naturally to many people, especially if you were raised to always lend a helping hand or offer support to friends and family, no matter the cost to yourself.

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