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Pros and Cons of Credit Card Balance Transfers

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Are credit card balance transfers a good thing? Today on the rich & Regular podcast, Kiersten and Julien talk about what credit balance transfers are, who they’re good for, and what you should be aware of. Charging interest and fees is how banks make their money, so be mindful of how you’re managing your debt.

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Should I Use a Balance Transfer Card to Manage My Debt?

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You may often see mail or banner ads from banks and credit card companies for a balance transfer card. These ads might seem like a dream come true, offering 0% interest on any amount you transfer up to your credit limit. What is a balance transfer card? Should I use a balance transfer card? How does it work?

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5 Financial Basics Everyone Should Know

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Managing your finances can feel overwhelming, especially if you’re trying to keep up with the latest budgeting software, personal finance app or investment hack and not just the financial basics. You might feel so swamped by all of the ‘advice’ that you avoid managing your own money. But that lead to problems in the future.

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4 Simple Steps to Securely Send Credit Card Information

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Many business owners find themselves in a situation where they are asked to send their credit card information in order to finalize a business transaction. Don’t EVER send sensitive financial data via email – even if it is split across two emails. But first, a word of caution …. ” at [link].

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2023 Financial Forecast: How to Prepare for the Year Ahead

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1 focus heading into 2023 because so much of managing your personal finances comes down to behavior and establishing good disciplines that you stick with, Boneparth says. As you think about your personal finances heading into 2023, credit card debt should be top of mind.

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What Is a Credit Freeze, and Should I Do It?

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While it can be mildly inconvenient, a credit freeze can help keep criminals from opening new accounts in your name, even if they have your personal information. Freezing your credit is free, easy to do and won’t damage your credit score. What is a credit freeze? million reports of identity theft.

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How to Create a Budget: 6 Steps to Get You on the Path to Financial Security

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The cost of building a life isn’t. Managing money is intimidating, but it’s 100 percent doable—and it’s pretty darn necessary if you want to be in control of your dollars. Managing money is intimidating, but it’s 100 percent doable—and it’s pretty darn necessary if you want to be in control of your dollars.

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