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Using a Financial Planning Checklist Can Help You Meet Your Goals

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Review your bank and credit card statements Even if you check on your bank accounts daily, pulling your bank and credit card statements can help you understand how the first quarter of the year has gone. Use the topics below to help you start your financial planning checklist and make the most of your money.

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5 Financial Basics Everyone Should Know

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Your percentages may vary based on your expenses and income. Saving just $20 from every paycheck can add up and keep you from pulling out a credit card when emergencies happen. Paying off debt Paying off credit cards or other debt can feel like rolling a boulder up a hill. Cancel cable or a subscription service.

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2023 Financial Forecast: How to Prepare for the Year Ahead

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It’s become more difficult in the past year, however, to know what your expenses will be each month—and that makes it all the more challenging to stick to a budget. As you think about your personal finances heading into 2023, credit card debt should be top of mind.

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How to Create a Budget: 6 Steps to Get You on the Path to Financial Security

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The cost of building a life isn’t. We all know expenses exist, but the numbers keep adding up—rent, water, trash, electricity, cable, Internet, car insurance, renter’s insurance, gas, cell phone. Check out your expenses from last month and then categorize each transaction. Set goals and adjust your expenses.

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Even Processing Credit Cards Can Be Paperless

Eco-Office Gals

Not having a method to accept payments from these cards could cost you sales. However, you don’t have to be drawn into a merchant account for credit card processing that uses paper receipts, a bulky device at the register and paper monthly reports sent to you in the mail.

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How Financial Wellness Programs Can Benefit Employees and Employers

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We want them to be productive and happy and creative and we don’t want money stress to get in the way.” There are a lot of hours spent every week by employees managing their financial stress , juggling bills, doing all kinds of things that don’t add value—and they’re doing it on the employer’s time,” he says.

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How to Prepare for a Recession

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That way, if they do happen, you’ll already have a plan in place and won’t have to worry about what action to take. One of the best things you can do to prepare for any financial downturn is to pay off your credit card or other high-interest debt. Interest on your debt is the flip side of compound interest in investing.

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