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How to Create a Budget: 6 Steps to Get You on the Path to Financial Security

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The cost of building a life isn’t. We all know expenses exist, but the numbers keep adding up—rent, water, trash, electricity, cable, Internet, car insurance, renter’s insurance, gas, cell phone. According to a Gallup survey , only one in three Americans prepares a detailed household budget. It all feels a bit much.

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Using a Financial Planning Checklist Can Help You Meet Your Goals

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Review your bank and credit card statements Even if you check on your bank accounts daily, pulling your bank and credit card statements can help you understand how the first quarter of the year has gone. See how your spending breaks down and determine where (or if) you need to adjust your budget.

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5 Financial Basics Everyone Should Know

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Managing your finances can feel overwhelming, especially if you’re trying to keep up with the latest budgeting software, personal finance app or investment hack and not just the financial basics. Budgeting Using a budget can help you build a healthy relationship with personal finance. There are multiple ways to create a budget.

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2023 Financial Forecast: How to Prepare for the Year Ahead

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It’s become more difficult in the past year, however, to know what your expenses will be each month—and that makes it all the more challenging to stick to a budget. As you think about your personal finances heading into 2023, credit card debt should be top of mind.

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How to Prepare for a Recession

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That way, if they do happen, you’ll already have a plan in place and won’t have to worry about what action to take. One of the best things you can do to prepare for any financial downturn is to pay off your credit card or other high-interest debt. Interest on your debt is the flip side of compound interest in investing.

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How Financial Wellness Programs Can Benefit Employees and Employers

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Employees who maintained a budget experienced significantly lower levels of stress and distraction at work during the pandemic,” according to a survey by You Need a Budget (YNAB). We want them to be productive and happy and creative and we don’t want money stress to get in the way.” Employees are more productive at work.

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10 Tools to Help You Track Your Money

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This is a guest post by David, co-founder at Credit Card Compare , one of Australia’s top independent services allowing consumers to compare balance transfer rates in order to pay less interest per month. iWallet – a comprehensive app for the iPhone that allows users to track their budget, income, and expenses.