Bootstrapping Your Business: One Founder’s Journey to Self-Financing

Dumb Little Man

While I can only speak for myself, I wanted to bring you an honest, uncut, and (mostly) uncensored view of one founder’s journey with no external finance. The post Bootstrapping Your Business: One Founder’s Journey to Self-Financing appeared first on Dumb Little Man. Being a founder of a business is never easy, but when you are bootstrapping along the way, eventual success can feel impossible.

2019 144

9. Finance for Recruitment Entrepreneurs

Recruit CRM

Many new entrepreneurs who are not basically finance professionals, struggle with the jargons used in finance and accounts. The objective of this piece is to acquaint recruitment entrepreneurs with the basic structure of finance and accounts required for a small business to start with. Legal Structure of Business As already […] Source. Blogs


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More Small Businesses Turning to Online Lenders for Financing

Small Business Labs

The Federal Reserve recently released its 2019 Small Business Credit Survey.  Small businesses seeking financing were approved at higher rates by online lenders than traditional lenders. Finance Small Business Economy  A key finding is the use of online lending sources by small businesses is rapidly expanding.    As the study chart below shows (click to enlarge), in 2018 32% of small businesses seeking credit applied to an online lender.

Finance 101: Everything You Need to Know About Investing in Technology Stocks in 2019

Small Business CEO

To determine whether this is something you want to be dabbling in or not, let’s take an in-depth look at the subject and examine everything you need to know about investing in technology stocks in 2019.… … The post Finance 101: Everything You Need to Know About Investing in Technology Stocks in 2019 appeared first on SMALL BUSINESS CEO. Economy & Environment Finance stock investing tech stocks

2019 53

Payroll Tips for Starting 2019 Right

Small Business CEO

… The post Payroll Tips for Starting 2019 Right appeared first on SMALL BUSINESS CEO. Finance payrollPayroll tasks take up around 5 hours per week for a small business owner. This time, while well-spent, could be better spent elsewhere. All small business owners who run payroll know just how much of a challenge it can be unless they’re accountants with prior experience. Start the Year With Employee Categorization. Employee categorization is essential to start the year.

2019 66

How AI Will Make Workflow Easier for Marketers in 2019

Dumb Little Man

We’re not going to suddenly see a robot takeover in 2019. However, many of the sports and finance articles you read are already authored by artificial intelligence. In 2019, you can expect to see a lot more marketers adopting AI for testing ad campaigns. The post How AI Will Make Workflow Easier for Marketers in 2019 appeared first on Dumb Little Man. However, we will see the continued improvement and application of artificial intelligence in marketing.

2019 192

The Top 5 Unique Ways To Finance Your Small Business

Small Business CEO

But other “outside the box” options are available for companies who need financing. … The post The Top 5 Unique Ways To Finance Your Small Business appeared first on SMALL BUSINESS CEO. Finance small business financingMost small businesses will face the challenge of raising capital for their day to day operations. We know it’s difficult to convince a bank or traditional lender that your business will be successful.

7 Ways to Know The Best Car Financing Option

Small Business CEO

Since the information that you find can educate you on what you need to do as well as not to do, you will have a better chance at finding a new vehicle that you love with the financing options that’s best for you. So, as you begin to look for your financing, here are 7 ways to know the best car finance option. Finance Option is in Your Best Interest. … The post 7 Ways to Know The Best Car Financing Option appeared first on SMALL BUSINESS CEO.

Do You Need an MBA to be Successful in Business?

Dumb Little Man

Finance or capital or investment (potential investors). The list includes Operations, Logistics, Marketing, Human Resource Management, and Finance. In addition, you also get to learn Strategy Building, Branding, Entrepreneurship, Decision Making, Corporate Finance, Data Analytics, etc. Having a successful business does not have a sure shot recipe. What it does have is a consistent set of ingredients. All you need is to eyeball the quantity based on your requirements.

2019 210

Six Ways Brexit Could Affect Global Finances

Dumb Little Man

Although the direction Brexit is taking is still uncertain, there is no denying that it is going to influence more than the UK or the EU’s finances. But it’s only after March 2019 that anyone will know just how interesting they are for the global economy as a whole. The post Six Ways Brexit Could Affect Global Finances appeared first on Dumb Little Man.

8 College Courses That Will Make You Rich

Dumb Little Man

Learning the difference between assets and liabilities, as well as concepts like inventory and cash flow , is essential if you intend on keeping your finances in order. Finance. If you’re excited about receiving a refund check, you probably never took a finance course. Finance helps you understand how the time value of money works and how various investment vehicles operate.

2019 203

6 Perils of Moving In With A Partner (and How to Avoid Them)

Dumb Little Man

Before you move in together, it’s easy to maintain a bit of illusion — you’re not thrown together all the time, you can keep your finances separate, and you don’t have to deal with arguments over whose turn it is to do the dishes. Fighting over Finances. Ideally, you should probably have a conversation about finances before you move in together. And if you’ve already moved in together and find yourselves fighting over finances, don’t despair.

2019 181

How To Fund Your Holiday of A Lifetime

Dumb Little Man

Booking flights and accommodation by credit card is not only sensible in terms of finance but will also cover you more should anything happen to your booking. Review Your Finances. First and foremost, you should create a plan and map out your finances. We all have a place in the world that we want to visit more than anywhere else. Usually, it’s a far-flung place, steeped in history and a culture that is the complete opposite to our own. The one problem though is funding it.

2019 201

Simple Money Hacks That Every Millennial Needs To Know

Dumb Little Man

If this sounds all too familiar, chances are you could use a few simple money hacks to help you turn your finances around. If the media reports, editorials, and advice columns are to be believed, millennials can leave a lot to be desired when it comes to saving and spending money wisely. Living in the moment isn’t such a bad idea when those moments are fast running out! However, using ‘treat yourself’ as an excuse to indulge also isn’t all that great for our bank accounts.

2019 180

50 Ways to Strive for Excellence in Life

Dumb Little Man

Sort out your finances. Most of us want to excel in life, but there’s just one problem. People often rely on what their society has to say when it comes to determining whether they’re succeeding or not. The society in which we grow up determines how we perceive excellence and the goal of getting the very best out of our lives. Some cultures might attribute excellence to a few brilliant, hard-working, exceptional cases.

2019 213

Why You Should Ignore Your Horoscope

Dumb Little Man

These statements could apply to anyone : Aren’t everyone’s finances up and down, especially during current times? Do you read horoscopes? If so, you could be wasting not just your time but your precious brain cells, too. Come on, do you really believe that half a billion people in the world are going to have the same day/week/month? Your horoscope isn’t exactly personalized. It applies to a twelfth of the world’s population.

2019 178

Are You Too Busy to Travel? 7 Reasons to Get Motivated and Start Travelling

Dumb Little Man

You will experience a new world of adventure, which will make your worries about your finances and bills disappear – at least for the moment. Travelling is an excellent way to experience new cultures and expand your horizons. Avid globetrotter Johnson Nguyen shares these traveling tips and hacks he’s picked up while traveling throughout the globe. If you are waiting for that perfect time to travel, it will likely never come.

2019 176

6 Essential Items You Must Have For Your New House

Dumb Little Man

After numerous visits to the bank, going through multiple official papers, and getting ahold of your finances, you still have lots to do. Congratulations on buying your own house. However, I’m sorry to tell you that this is just the beginning. Don’t worry, this checklist of things you need when moving into a new house should make things easier for you. Cleaning Supplies. The first thing that you must have is cleaning supplies.

2019 179

10 Tips for Beginning Day Traders in 2019

Small Business CEO

Wondering how to become a modern day trader in 2019? … The post 10 Tips for Beginning Day Traders in 2019 appeared first on SMALL BUSINESS CEO. Entrepreneurs Finance Beginner Trading Tips Day Trading Tips Starting Day Trading Stock Market TradingThe following 10 tips will have you well on your way to success. Know what is happening in the markets. Knowledge is power” is cheesy but true.

2019 40

How to Get A Short-Term Business Loan

Dumb Little Man

A lender needs to know the status of your finances and how responsible you are in dealing with your debts. If you are able to maintain a clean and reputable credit history, your credit score would allow you to look for different sorts of financing options. This way, your lender will have a 360-degree view of your finances like your credits, debits, and years of business before offering you a loan. Are you a smart businessman?

2019 163

How to Stick to your Financial New Year’s Resolution

Dumb Little Man

If the idea of tackling your finances feels far too intimidating, you can always pick another goal that just so happens to save you money. You can check out these money saving 2019 New Years resolutions to see how you can quickly improve your finances without having to think about budgeting. Pick yourself back up and work to better your finances, again. At the start of a bright and shiny new year, the first few days of January are the easiest to get through.

2019 161

Moving Into a New House On a Budget

Dumb Little Man

Use a careful, thoughtful approach that matches your finances, needs, and wants to make sure you can settle in space with the decoration and furniture you love and can afford. In fact, it doesn’t have to take a toll on your finances. Are you settling in a new house? How do you start decorating a new home on a budget? Should you buy new furniture? Let’s discover how to create an inviting new house without digging a deep hole in your pocket.

2019 177

Reasons Why A Mold Inspection Is Crucial Before Buying A House

Dumb Little Man

First, you need to think about how to finance the purchase. Buying a house is no easy decision to make. You need to worry about lots of things. Then, you’ll need to look for a house that fits your needs, your lifestyle as well as your budget. One of the most challenging tasks would be to make sure you get the most out of your investment. Because, let’s be honest – buying a house is nowhere cheap.

2019 176

10 Ways to Embrace Changes In Your Personal and Professional Life

Dumb Little Man

Therefore, there would be no improvements in your finances, home, and income without change. For most of us, change is inevitable. It’s something that’s bound to happen sooner or later. And when it does happen, whether in your personal and professional life, you’ll find yourself in a really difficult position. Anticipating the changes is one way to make them easier to adjust to.

2019 179

6 Ways To End A Fight With Your Wife Quickly

Dumb Little Man

This can be difficult to do with things like finances, but if the argument is around politics or other topics that don’t directly change the trajectory of your relationship, it can be best to let it drop and end on a note of with mutual respect for each other’s opinion. People often say, “happy wife, happy wife” when it comes to marriage. So does this mean that when you have an argument you should just give in and say, “Yes, dear”? No, it really doesn’t.

2019 159

6 Things to Do Before a Product Launch

Dumb Little Man

Finances. The best way to bring much-needed attention to your new product or service is by doing a product launch. Even with an awesome product, a great deal of its success depends on the launch, as the hype surrounding it can bring you more sales , more happy customers, and a better reputation for your company.

2019 167

7 Ways to Control Your Business Travel Anxiety

Dumb Little Man

Travel insurance is a great way to protect your health and finances while traveling. Business trips are not fun trips. From flight delays, chaotic train stations, poor hotel rooms, language barriers to deadlines, there’s an endless list of stresses that leads to business trip anxiety. In one survey, 36 percent of employees admitted that “work-related travel makes them more stressed than usual”.

2019 173

10 Most Popular Coupon Websites You Should Know For Shopping on a Budget

Dumb Little Man

The site not only provides the best deals and coupons on products but also shares some excellent advice about managing finances and tips for coupon collectors. The most significant advantage of shopping online is the ability to avail discounts and deals on your favorite items through various coupons and promo codes. However, searching for a discount coupon can be hard. You’ll have to browse through thousands of discount offers and deals to find the right one.

2019 170

Top 5 Reasons To Get An Air Conditioner Upgrade This Summer

Dumb Little Man

These appliances are readily available to all homeowners, thanks to financing by PACE (property assessed clean energy) programs. We all love summer. This is considerably the best time to dive into the pool to ease the heat. And at night, we can stay comfortable with our air conditioners. However, the fun can halt to a stop if the air conditioning system cannot keep up with the strain of increased humidity and heat, prompting the need for an air conditioner upgrade.

2019 166

Linked or Not? The Relationship Between Your Personal Finances and Business Opportunities

Small Business CEO

More than four in ten Americans worry about finance and cash flow when it comes to their new business, based on the market survey by Capital One. Given the numbers, it’s reasonable to question the link between personal finances and business. So… does your personal finance affect funding a business and business opportunities or not? Personal Finances as your Bedrock. CEO Leadership Management personal finance small business funding SMB Funding SME Funding

2019 51

4 Crucial Business Development Lessons for First-Time Entrepreneurs

Dumb Little Man

Last but not least, managing corporate finances goes beyond the accounting compliance. Completing my business studies, I knew that I wanted to create something on my own. I had ideas and was eager to materialize them as soon as possible. I had the so-called “entrepreneurial drive” and a wish to put it into practice while I was young. Since I had been freelancing for a while, I thought that I had certain competencies which would be helpful in setting up a business.

2019 181

Man, Are You Really Sure You’re Ready To Get Married?

Dumb Little Man

You are agreeing to share your lives, your happiness, your sadness and yes – your finances. Although discussing finances ahead of time and ensuring that you are individually ready to contribute to a financially stable partnership may not keep you from ever arguing about money, it’s a crucial step. You have met the love of your life. She’s perfect and she’s everything you have always wanted (or at least mostly). You don’t even think about other women anymore.

2019 158

How to Earn Money While Traveling

Dumb Little Man

However, only a few people can travel the world and not worry about their finances. Those who live for traveling, and there are many of us who do, crave for the opportunity to see amazing places in the world as often as possible. Even if you do have some money in the bank and decide to spend them all on traveling, those savings will probably disappear before you even get to go through your ‘top 10 travel list’.

2019 176

The 5 Important Factors That Affect Your Credit Score

Dumb Little Man

Author Bio: Nicholas Houston is a finance expert and founder of CreditAidUsa. A credit score is more than a three-digit number. It not only determines your ability to pay back loans but also set interest rates you pay for credit cards and loans. Landlords, employers, utility companies, and insurance companies look at it to determine your financial responsibility and capability. Because of that, protecting and improving your credit score is downright essential.

2019 138

30 Easy Ways to Save Money You Probably Aren’t Doing Yet

Dumb Little Man

But vacations are also a huge drain on the family finances. Let’s keep this one simple and clean – just a bunch of relatively easy ways to save money. As you incorporate more and more of these tips into your life, the savings add up and it wouldn’t surprise me if you could save thousands over the course of a year. It will take a little work on your part but those thousands of dollars in savings are what helped us get out of debt earlier and kept us out of debt for several years.

2019 174

Why You Should Start Setting Financial Goals (Plus Examples)

Dumb Little Man

A lot of us aspire to get better control over our finances. All in all, reframing your mindset when it comes to making purchases and setting financial goals month after month is a powerful way to achieve success with your finances. Each year offers a fresh start and most of us are eager to get our lives on track. We start out with the best of intentions, but keeping that momentum is easier said than done.

2019 147

How Do I Manage My Expenses After Getting Married?

Dumb Little Man

Another area that may be a little tricky to talk about is how to merge your finances. Talk about your finances. To get the ball rolling, you and your spouse must be willing to open up about your personal finances. Do you have a “what’s mine is yours” attitude about finances or would you prefer to keep separate bank accounts? After getting married, you and your spouse are officially partners in all things — love, life, finances.

Is Your Home Business Really a Small Business?

Tips From T. Marie

On September 7 th , 2019 I will have run a home business for 12 years successfully. Small business resources will often refer to financing and employee management. Over that time, I’ve discovered that although my little one-woman show gets categorized as a small business, that moniker doesn’t always fit or benefit my home office operation. According to Small Business Trends, 69% of US entrepreneurs start their businesses from home , and that number is likely to increase.

2019 115

How to Protect Your Assets When Working Remotely

Dumb Little Man

It’s crucial to follow smart security practices and remote working security tips to keep your accounts, finances, and clients safe. Remote work comes with numerous benefits. Whether you are a freelancer, run your own business or work for a company with flexible work options, getting out of the office is refreshing and can be great for creativity. But it can also be dangerous—for your data, at least.

2019 150

Being a Single Parent of Three, This is What I Advise All the Moms

Dumb Little Man

You’re not only concerned about taking care of your children but you also have to manage the finances strategically. To stretch my hard-earned dollars and make the most of them, I learned about managing finances as a single mom. If you are also a single mom and you’re struggling financially, then I will advise you to learn these tips which will not only assist you to manage your finances but will also help you to save some dough.

2019 148

Top Questions to Ask When Buying Home Insurance

Dumb Little Man

However, if you are financing your home with a mortgage, getting a home insurance policy will likely be a requirement. As consumers, it is reasonable to ask questions before buying something. It’s no different when you’re purchasing a home insurance policy. The answers you get will be crucial to your decision whether to buy or not or which type of home insurance you should get. In that regard, here’s a list of questions to ask when buying home insurance.

2019 136

Personal Loan vs Credit Card vs Debit Card: When to Use Each

Dumb Little Man

How do you manage your finances without hurting your pocket too much? The difference here is that a personal loan is a better option for financing a large expense or settling high-interest debts while a credit card is good to use for smaller expenses. If you need to finance large expenses or pay off debts, choosing a debt consolidation loan with fixed payments is the best option. If you want to keep your finances in check, it’s best to use a debit card.

18 Books Every Administrative Assistant and Executive Assistant Should Read

Office Dynamics

Valorie is dedicated to help women create new thought processes that empower them to succeed in their relationships, finances, work, health, and spiritual life. Office Dynamics has put together a list of books for administrative assistants and executive assistants that will help you with your professional development and personal life. Because we had so many great choices we decided to make it a little easier for you to find what you are looking for by breaking the blog into two sections.

2019 193