Personal Loan vs Credit Card vs Debit Card: When to Use Each

Dumb Little Man

When is the best time to get a personal loan, swipe a credit card or use a debit card to consolidate debt? How do you manage your finances without hurting your pocket too much? It reflects how likely you are to pay back your loan or credit within a certain period.

How To Fund Your Holiday of A Lifetime

Dumb Little Man

Find The Best Value Credit Card. Credit cards are the most common way of funding a huge trip. Booking flights and accommodation by credit card is not only sensible in terms of finance but will also cover you more should anything happen to your booking.

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The 5 Important Factors That Affect Your Credit Score

Dumb Little Man

A credit score is more than a three-digit number. It not only determines your ability to pay back loans but also set interest rates you pay for credit cards and loans. Because of that, protecting and improving your credit score is downright essential. Credit Money

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Simple Money Hacks That Every Millennial Needs To Know

Dumb Little Man

If this sounds all too familiar, chances are you could use a few simple money hacks to help you turn your finances around. If the media reports, editorials, and advice columns are to be believed, millennials can leave a lot to be desired when it comes to saving and spending money wisely.

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6 Perils of Moving In With A Partner (and How to Avoid Them)

Dumb Little Man

Before you move in together, it’s easy to maintain a bit of illusion — you’re not thrown together all the time, you can keep your finances separate, and you don’t have to deal with arguments over whose turn it is to do the dishes. Fighting over Finances.

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8 College Courses That Will Make You Rich

Dumb Little Man

Someone who walks into Best Buy and pays for a 47-inch plasma television with a credit card may not comprehend the difference between an asset and a liability. Finance. If you’re excited about receiving a refund check, you probably never took a finance course.

2019 258

How to Stick to your Financial New Year’s Resolution

Dumb Little Man

Users can save for multiple goals at once, directing money into accounts for things like emergency funds, credit card debt repayments, or vacations. If the idea of tackling your finances feels far too intimidating, you can always pick another goal that just so happens to save you money.

2019 206

Being a Single Parent of Three, This is What I Advise All the Moms

Dumb Little Man

You’re not only concerned about taking care of your children but you also have to manage the finances strategically. To stretch my hard-earned dollars and make the most of them, I learned about managing finances as a single mom. Managing finances is not an easy task to do.

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4 Small Business Grants That Can Help Support Your Growing Business

Small Business CEO

Others use their credit cards, or take out a loan. Finance grantsStarting a business or getting a business to grow beyond its initial year can be challenging, especially when funds are an issue.

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How to Apply Good Financial Habits to the Rest of Your Life

Dumb Little Man

Lexington Law has compiled an infographic with over 20 ways to treat your life and finances similarly. Like credit card debt, sleep debt is a dangerous thing. Pure impulse purchases are bad for your finances and life.

2019 240

Build Your Financial Future by Building Business Credit

Small Business CEO

From the moment we open our first bank account or get our first credit card, we are bombarded with tips, opinions, and information, from our family and financial advisors, on the importance of building personal credit.

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