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30 New Year’s Resolution Ideas to Make 2024 Healthier, Happier & More Secure

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Often, these fall into categories of personal well-being, relationships and finance. New Year’s resolution ideas to improve personal finance Create a monthly budget. Calculate your monthly income, track your spending, determine your goals and priorities and develop a plan to manage your expenses. Set savings goals.

2024 266
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3 Steps to Take Before Going Into Business for Yourself

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As the world begins to open back up, many of us hesitate to give up this flexibility. Before going into business for yourself, you should have an account set aside to save for these additional expenses. As a W-2 employee, you know exactly how much you’ll be paid each month, making planning for life’s expenses easier.

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3 Smart Money Moves to Make Before Starting a Business

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Unsurprisingly, finances are at the top of the planning list. Financial considerations for setting up your business—such as cash flow management and forecasting—should always be your baseline before going any further. That will help you work with vendors and line up those timelines so your accounts receivable comes in first.

Finance 345
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Face the Spreadsheets: Lisa Gilmore on Learning to Love the Financial Side of Her Creative Business

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But behind the scenes, she’d dropped the ball with her finances. . Now I look forward to doing business and finances, which is crazy!” That is one of the best pieces of advice to give to entrepreneurs: Stop beating yourself up if you’re not good at it and find someone who is,” she says. Face your finances head-on.

Learning 276
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Tips and Resources to Scale Your Small Business

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When Logan Shinholser, owner and CEO of the Contractor Growth Network in Charlotte, North Carolina, graduated from college in 2014, he started providing marketing services for his father’s pond construction, repair and cleaning business in Maryland. A written business plan is crucial to clarify your plans and your finances, Marshall says.

Finance 266
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So You Want to Take a Break from Your Career—Here’s What You Need to Consider

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In order for one to be in the cards, you need to have some money in the bank to finance this next step. Experts suggest building up emergency savings (three-six months of living expenses) and overall living expenses (up to a year’s worth) before leaving. You better network. Photo by @jordvdz/Twenty20.

Resume 298
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Lessons From Past Recessions

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For anyone who lived through the fear and uncertainty of the 2008 financial crisis, hearing ‘recession’ from news anchors and pundits can bring up anxiety and fear. Instead of watching what the market does daily, spend some time tending to your finances so you know where you stand. Beef up your emergency fund.