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2023 Financial Forecast: How to Prepare for the Year Ahead

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Now, for the good news: Although there’s bound to be factors that are beyond your control, feeling more confident about your finances can help you navigate whatever comes your way. As you think about your personal finances heading into 2023, credit card debt should be top of mind. It’s going to be unlike the ride up,” he says.

2023 306
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2 Important Rules for Attracting Wealthy Clients

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You hang up and immediately start panicking. So do you immediately go and max out your credit card on a new Armani suit? Don’t go into credit card debt trying to impress a guy who can’t be impressed. Wear nice clothes that make you feel more confident and sure of yourself. . I’ll see you next week.”

Clothes 290
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Transforming Your Relationship with Money

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Often, those patterns are reactions to the way we grew up. It can be as simple as a missed credit card payment and the resulting fee haunting you from years past, or maybe you had a house foreclosure or car repossession. Remember that you are more than your mistakes. Most of us have repeating patterns that appear.

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How Toxic Positivity Can Hurt Your Finances

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In fact, if you try to get out of a tough financial spot with good thoughts alone, you may actually wind up in a worse situation. Pushing off conversations about life insurance, retirement savings or long-term care doesn’t protect you from the negative feelings the subjects bring up.

Finance 295
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10 Modern-Day Leaders in Personal Growth

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Operating sans crystal ball or time machine, we can’t say with certainty, but we have a few ideas we feel pretty confident about. Those three years as a monk in his twenties—waking up at 4 a.m. Which self-help guru will future generations talk about the way we talk about Dale Carnegie?

Finance 264
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A Single Mother Struggling to Budget Weighs the Balance Between Just Surviving and Really Living

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If I wanted them picked up from school, or to go for a quick after-work run, I had to pay a sitter. It added up. After all, I reasoned, if I denied myself a run for budgeting purposes, I might wind up doing something like “binge” on an overpriced stationary bike that I’d never use and would clutter my small apartment.

Budget 264
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4 Smart Money Moves to Plan for Financial Security

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Besides all the external factors that have essentially set them up for, well, failure (think the Great Recession and the COVID-19 pandemic), only 16% of millennials can be considered financially literate, according to George Washington University’s Global Financial Literacy Excellence Center. Trust me: I get it. The key is to start today.