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5 Long-Term Financial Goals and How to Achieve Them

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Pay off major debts Expected time: 5+ years Account types: Credit card debt, mortgage, student loans, car loans Getting out of debt is essential to the success of your other long-term financial goals. Diversify your investments across multiple accounts and asset classes to lower investment risk and maximize potential returns.

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Business Travel Is Back: How to Maximize Your Miles

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As Neff has learned, one key to doing that is having a good rewards credit card—and taking advantage of everything it has to offer. The right credit card for your business travel needs will depend on several factors, including the size and maturity of your business, your expense levels and your credit profile.

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How to Experience Luxury in Everyday Life

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Set aside the rewards you get from your cash back or points credit cards and use them to fund a special treat now and then. You can also cash in miles or points to upgrade a budget travel experience—perhaps flying first class instead of coach or staying at a fancier hotel for the same out-of-pocket price as the budget option.

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Niké Ojekunle Got Scammed. Now She’s Helping Others Avoid the Same Fate By Advocating for Financial Literacy

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Ojekunle adds that there’s a real keeping-up-with-the-Joneses type of thing happening among influencers who want to look like they have it all—the newest products, the first-class flights—but in reality are living on maxed-out credit cards and overdrafted accounts.

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How to Find Your Money ‘Why’

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How many bath bombs have been purchased on credit cards in the name of self-care? Take a moment to list your financial priorities : remodeling the house, saving up an emergency fund, freeing yourself from credit card debt, building a college fund. How many unused vitamins and supplements under the name of wellness?

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These Are Nicole Lapin’s 6 Money Tips for Living Your Richest Life

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Throughout the book, she shares personal anecdotes and examples, such as how she painlessly eliminated a $5,000 credit-card balance. In year 10, she wants to take a first-class vacation. Get rid of a $5,000 credit card balance. Lapin wants to take the mystery out of finance.

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How Financial Wellness Programs Can Benefit Employees and Employers

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In 2022, YNAB launched a financial wellness benefits package for employers that includes access to online classes, workshops and more. How financial wellness programs benefit employers Employee retention is the No. As with benefits focused on mental health, interest in financial wellness has increased since the onset of the pandemic, he adds.