article thumbnail

5 Long-Term Financial Goals and How to Achieve Them

Success

Pay off major debts Expected time: 5+ years Account types: Credit card debt, mortgage, student loans, car loans Getting out of debt is essential to the success of your other long-term financial goals. Diversify your investments across multiple accounts and asset classes to lower investment risk and maximize potential returns.

Goals 288
article thumbnail

Business Travel Is Back: How to Maximize Your Miles

Success

With companies dealing with lingering COVID-related uncertainty , supply chain shortages and inflation, those business owners who do decide to travel will be focused on stretching their travel budgets as far as possible. Here are some tips on choosing the best card for you —and to make sure you’re making the most of it. #1

Travel 321
Insiders

Sign Up for our Newsletter

This site is protected by reCAPTCHA and the Google Privacy Policy and Terms of Service apply.

article thumbnail

How to Experience Luxury in Everyday Life

Success

But if that pick-me-up is what you need to help you get through the week, it’s OK to keep it in your budget and savor it. Enjoy that latte without shame but then look at other parts of your budget where you can cut back. Cashback points don’t come close to the interest charges you will pay when you carry a credit card balance.

article thumbnail

How Financial Wellness Programs Can Benefit Employees and Employers

Success

Employees who maintained a budget experienced significantly lower levels of stress and distraction at work during the pandemic,” according to a survey by You Need a Budget (YNAB). In 2022, YNAB launched a financial wellness benefits package for employers that includes access to online classes, workshops and more.

article thumbnail

How to Find Your Money ‘Why’

Success

How many bath bombs have been purchased on credit cards in the name of self-care? Take a moment to list your financial priorities : remodeling the house, saving up an emergency fund, freeing yourself from credit card debt, building a college fund. How many unused vitamins and supplements under the name of wellness?

article thumbnail

These Are Nicole Lapin’s 6 Money Tips for Living Your Richest Life

Success

Throughout the book, she shares personal anecdotes and examples, such as how she painlessly eliminated a $5,000 credit-card balance. In year 10, she wants to take a first-class vacation. Instead of a little black dress, it’s a “little budget diary.” Get rid of a $5,000 credit card balance.

article thumbnail

3 Common Money Arguments (and How to Work Through Them)

Success

While more money does not mean more happiness, studies find, having your basic needs met, some savings and a modest spending budget do contribute to overall well-being. It is the thinking of a child that it doesn’t matter how much money you have , who earns it, whether you save or spend. It does matter who earns more.