Guide To Life Insurance: How to Make Sure Your Policy Takes Care of You

Dumb Little Man

While regular insurance can cover car repairs, medical bills and home repairs, life insurance can make sure your family will still be provided for and left money to live on in case something happens. In this article, you’ll learn the best tricks to make sure your life insurance policy is prepared to take care of you and your family. In reality, the monthly premiums are almost always so much higher than for a similar term policy. Life Insurance.

The Online Platform Economy as a Safety Net

Small Business Labs

  In that study, we found 21% of online platform workers reported they participated in this type of work to get through financial hardships or shocks, such as a job loss or major medical expenditures.     gig economy Government Policy Independent workersThe JP Morgan Chase Institute recently released a new study, Bridging the Gap: How Families Use the Online Platform Economy to Manage their Cash Flow. 

2019 116

This site is protected by reCAPTCHA and the Google Privacy Policy and Terms of Service apply.

Obamacare's Impact on Entrepreneurship and Self-Employment

Small Business Labs

In particular rising co-pays and deductibles are resulting in many not getting medical treatment due to high out of pocket costs. Government Policy Independent workers Small Business Economy

2017 194

Graham-Cassidy Healthcare Bill Likely Bad for the Independent Workerforce

Small Business Labs

The insurance industry, hospitals, consumer activists, the AARP advocacy group and organizations such as the American Medical Association, American Heart Association and American Cancer Society all oppose the bill. gig economy Government Policy

2017 143

What To Look For In Health Insurance Plans for Parents

Dumb Little Man

If your parents have passed 60 years of age, consider getting a senior citizen health insurance policy rather than a family floater plan. There are different entry age guidelines for different policies so make sure you check in advance before signing up for one. You need to know that the policy you buy provides extensive coverage. The sum insured should be sufficient to cover your parents’ medical expenses.

2018 141

Win The Life Insurance Game: Do These 4 Things Before Getting Your Physical

Dumb Little Man

A licensed phlebotomist, nurse, or medical doctor will check your vitals: blood, urine, blood pressure, height, and weight. The insurance provider will then use this information to determine whether it wants to insure you and what health class you fit into, which affects your policy’s price.

2014 282

5 Financial Emergencies Everyone Must Be Prepared For

Dumb Little Man

The costliest expenses in today’s times would surely be medical expenses, which we often prepare for. Sudden Medical Expenses. What they conveniently forget is that accidents and medical situations can happen unexpectedly, and they bring with them massive financial burdens.

2017 204

Is Workplace Drug Testing Changing?

Dumb Little Man

With that, employers may not share this information or any other medical information this test may reveal. After an accident but policies cannot discourage reporting. Prior disclosure of these medication can avoid this. Drug testing is only as effective as the policies behind it.

2018 216

How Employers Can Help Fight The Opioid Crisis

Dumb Little Man

Opioid medications have been used since the beginning of human medicine. People started seeing advertisements for different medications and conditions they may never have heard of before, including powerful opioids. Drug Policies Should Be About More Than Drug Testing.

2019 243

What Happens If You’re A Passenger In An Uber Accident?

Dumb Little Man

Uber’s Insurance Policy. The Uber driver must have his own personal auto insurance policy in order to drive for the company. However, Uber provides all its drivers with a policy that varies depending on the status of the driver. From the time a customer requests a ride and until he reaches his destination, the policy increases to $1,000,000 and that also extends to you as a passenger.

2018 161

5 Types of Insurance You May Need But Haven’t Heard Of

Dumb Little Man

The solution is cyber liability and privacy policies. Cyber liability insurance policies can cover these businesses in the event of emergencies. With a policy against unfortunate accidents, you can enjoy as many adrenaline-fueled escapades as you want. Pet liability insurance is sometimes included in home insurance policies. However, you should still take the time to read your policy just to make sure that it’s there.

2017 164

Eight Mistakes You Could be Making with Your Health Insurance

Dumb Little Man

If you’re generally healthy and if you have a decent financial cushion that can handle a more significant medical bill, you may benefit from having a lower premium. If you decide not to get insurance and you need medical care, you’ll most likely have to pay for everything out of your own pocket. These flexible spending accounts help you pay for medical bills that your insurance won’t cover.

2018 153

Top Careers In Chemistry After Graduation You Need To Know

Dumb Little Man

Medical companies, universities, and public-sector research centers are also looking for chemistry graduates. Chemists work in several state agencies such as Law, Defense, Public Health, Policy, and the Environment. They provide suggestions on how to update a policy for the environment or agriculture based on the latest scientific developments. Chemistry, just like other natural sciences, is the backbone of how the world is shaping up at present.

2018 153

4 Ways Small Businesses Can Reduce Workers’ Compensation Costs

Small Business CEO

Workers’ compensation costs extend far beyond the cost of your insurance policy. The costs of a workplace accident also include time lost, attorney fees, disruption to your daily operations and medical costs.

2017 65

10 Things You Didn’t Know About Your Car Insurance

Dumb Little Man

Did you know that your car insurance will cover the cost to repair or replace your car and some medical expenses depending on your policy but not any belongings you lose as a result of an accident? Car insurance can be very confusing for anyone.

2018 229

How To Choose the Best TENS Unit for Home Use

Dumb Little Man

Since TENS units for home use promise pain relief without the nasty side effects you can get from pain medications, you’d want to make sure you get one that’s effective and convenient to use. TENS machines come in a wide range of shapes, sizes, and features.

2018 223

Retirement Made Easy: Tips To Make The Transition Simple

Dumb Little Man

Talk to your bank and check your employer’s retirement policy to find out where you are at before retiring. If you have health issues, it might be a good option to also look for institutions that can help you with mobility or medications. At some point in your life, you may have to retire. This phase can be challenging, intimidating, and even overwhelming, especially if you’re not really sure how to make the necessary adjustments.

5 Legal Issues To Consider And Address Before A Divorce

Dumb Little Man

Life insurance policies. Other bills (tuition fees, medical bills, etc). Divorce is an ugly process filled with drama and heated-up emotions. Despite this, divorce rate continues to increase in number across the globe. A 2014 divorce data showed that America has a 53% divorce rate while Belgium has the highest rate at a staggering 70%. Some individuals decide to push through with a divorce case after spending a long time in their relationships.

Legal 153

5 Simple Ways to Pay Off College Debt Faster

Dumb Little Man

Most loans do, but you want to avoid surprises by knowing what your lender’s policies are. You can be trained as a medical biller or electrician, for example, at a relatively low cost and be paid more in your first job out. If you have a massive debt on your student loans, you’re not alone. Many people do. The standard repayment period for student loan debt is 10 years. That means you will be spending a chunk of your monthly income to repay your student loans for a decade.

2017 164

Why India Is a Rising Star Among Exporting Nations

The Small Business Blog

At the same time, government policies aimed at boosting economic growth make India an up-and-coming exporting nation. But India’s main attraction to buyers is low price, according to companies such as Tamil Nadu-based CareNow Medical, which makes mosquito-repelling sprays and wipes.

2013 214

“Familiarize with” and “Habituate to”

Daily Writing Tips

Here are recent examples of contemporary usage: Employees should take time to familiarize themselves with these policies as a violation of the policies may result in disciplinary action, up to and including removal. Assignment directions on University of Nebraska Medical Center site.

2016 73

How to be of More Value to Your Boss

Ian's Messy Desk

For example, Dr. William Harvey made medical history by explaining how the circulatory system worked: He likened the heart to a pump and gave himself a new frame of reference—and from that he understood blood vessels as part of a unified pumping system. (2)

2010 174

3 Tips for Producing Consistent Written Content

Daily Writing Tips

Many publications follow the Associated Press Style Boo k’s policy of omitting serial commas. There are many editorial strategies for making text easy to write, edit, and read.

2016 107

Personal Time Management

Ian's Messy Desk

Comment by Medical Sales Recruiter on February 21, 2008 @ 12:21 pm Hi Ian, Your article raises some very important points though, fundamentally, we cannot manage time. Ian’s Messy Desk Helping you get the most out of the 24 hours in your day.

Are you Ga Ga For Google?

The Office Professionals Place

Google Health – organize your medical records, prescriptions, etc. The Office Professionals Place by Elite Office Concepts The purpose of this blog is to educate, enlighten, motivate, inspire, and strengthen office professionals to grow in their professional development.

Google 130

Blog Action Day 2008

Loosely Speaking

meetings and can access coaching in the areas of job acquisition and retention, medical, housing, nutrition, clothing, childcare, budgeting and finance and automobile acquisition, maintenance and insurance. Leave a Reply Site Pages Commenting Policy About ktcosmos Got Loose Change?

2008 130

How to Plan Business Travel & Business Travel Planning Checklists

Office Dynamics

Medical items: o Prescription medications. Cancellation Policy: __. Emergency Medical Information for International Travel: provide details. Travel Planning for Executive & Administrative Assistants. When I was an executive assistant planning hundreds of trips for my executive over a 20-year period, I thought I did a good job. Most of the time, my executives were pleased.

Travel 174

Evaluating Benefits 101 – Comparing Premium Costs is Just Not Enough

Small Business CEO

Similarly, more highly qualified employees are most likely more familiar with the rules and regulations that affect their job, and are therefore more likely to follow company policy. The current business environment is a difficult one.

2013 98

More Evidence Facebook is Taking Over the Web

Small Business Labs

Defining Small Business Innovation 2010 Top 10 Small Business Trends Intuit Future of Small Business Resources The Changing Face of Entrepreneurs The Connected World of Entrepreneurs Disclosure Policy Emergent Research works with corporate, government and non-profit clients.

Standard Operating Procedures: Tips for Creating Business Systems | Office Organization & Office Efficiency | OfficeArrow

| Cart Sign Up | Forgot Password | Contact Us Get more from OfficeArrow! Learn about all the benefits of becoming a member or Sign up Now! OfficeArrow: Working Together for You.

2010 52

2 Measures of effective productivity systems…

Ian's Messy Desk

I asked why he had been on the medication and she said, “that was four years ago, when he had his surgery.” Ian’s Messy Desk Helping you get the most out of the 24 hours in your day.

2010 130

The Do’s And Don’ts Of Digital Document Management Systems (DMS)

Small Business CEO

With flexible working and Bring your own Device (BOYD) policies becoming the norm, it is increasingly difficult for business owners to keep track of one of their most valuable company assets, i.e. their business-related documentation.

2013 95

MBO Partners: A Business Platform for Independent Consultants.

Small Business Labs

Defining Small Business Innovation 2010 Top 10 Small Business Trends Intuit Future of Small Business Resources The Changing Face of Entrepreneurs The Connected World of Entrepreneurs Disclosure Policy Emergent Research works with corporate, government and non-profit clients.

2010 165

Sounding the Alarm about Workplace Privacy Issues

Laughing all the Way to Work

It was discovered that some of these were confidential medical records. [1] As the papers were blowing in the wind a reporter grabbed one of these documents which happened to be a confidential medical record and the ball started to roll from there. We need to read our workplace privacy policies and make sure we are following them. [1] 1] Toronto Star, Film shoot uses real medical records , October 2, 2005 (used with permission) This post is not intended as legal advice.

2008 100

On the needles October 2008

Loosely Speaking

I’m sorry to hear you have a loved one with a medical problem. Leave a Reply Site Pages Commenting Policy About ktcosmos Got Loose Change?

2008 130

Streamline Phone Numbers To Boost Productivity

Simple Productivity Blog

Most people don’t, unless you have small children or medical devices that require a land line for monitoring. Here’s the thing about getting rid of your work cell phone and using your personal: some companies, if any company information goes through your personal device, have written policies that allow them to scrub the device should you leave the company. Mondays are productivity days at SimpleProductivity blog.

Phones 159

Treatment of Words That Include “Self”

Daily Writing Tips

The combination can be a noun ( self-control ), an adjective ( self-absorbed ), a verb ( self-medicate ), or an adverb ( self-importantly ). This rule applies also to all , another prefix used in phrasal adjectives: “The all-inclusive policy was more successful”; “The policy is all-inclusive.” Appropriately enough, the self-centered word self , when combined with others, sometimes gets special treatment.

2012 67

Don’t expect customer service from your health insurance company

Service Untitled

Websites for policy holders contain page after page of details about coverage; none of it customer friendly. So is privatizing medical insurance the answer? There needs to be 24/7 coverage call centers for real people with real medical problems.

How to Choose an Online Fax Service

Small Business CEO

HIPAA compliance: If you are in the medical field, many of the online fax companies have designed their security with HIPAA compliance in mind. You may also want to select a fax provider whose policies allow you to port your number out, if you decide to leave their service.

Fax 90

Distractions at Work & How to Manage Them

Office Dynamics

He or she may enact a break-room-only eating policy. Sara Bowman Sara is a Jill of all trades who started out in medical administration, shifted to retail management, teaches power yoga and writes for several online and print publications Guest Blog submitted by Sara Bowman. From social media to chatty co-workers, it's easy to get distracted at work. Learning to manage these time wasters can not only increase your productivity but improve your overall workday.

2013 132

Modern Women Find Fitness

Simple Productivity Blog

This is a guest post by Danielle Bullen, of Medical Coding Certification. Leave a Reply Commenting policy: Please be aware I will not approve any rude, obnoxious or abrasive comments.

2010 141

The E-tiquette of E-mail

Professional Assistant Blog

Your company may have a policy on how they want you to address people in external business e-mail. Your company may have a strict policy on what they want you to include in the signature line and what it should look like, but generally you would include your name, title, company name and address, telephone and fax number.

2008 100

30 Words Containing the Letters “sm”

Daily Writing Tips

Here are the qualifying words I found that do not use the suffix -ism or do not refer exclusively to a medical or scientific condition or phenomenon (though a couple of specialized terms that have acquired one or more figurative senses are included).

2016 71