Debunking The Myths — And Uncovering The Advantages — Of Health Savings Accounts

Dumb Little Man

Your health is your most valuable asset. Health problems can also affect your finances. That good fortune might not last forever, which is why it’s essential to do everything you can to stay healthy and prepare for potential medical expenses later in life. Health Money

2021 182

10 Easy Money Hacks to Improve Your Finances

Dumb Little Man

Personal finance doesn’t have to complicated. The following are 10 easy money hacks that can take your personal finance management to the next level: Online Shopping. Your credit score will play a huge role in your life as far as the finances are concerned. For instance, items like furniture, expensive college books, hardware tools, musical instruments, etc. Ideally, an emergency fund should be enough to cover your expenses for at least 3-6 months.

2018 162
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Eight Mistakes You Could be Making with Your Health Insurance

Dumb Little Man

Health insurance can be expensive, but not having it can be an even bigger mistake. There are several common mistakes people make when it comes to your health insurance, and you don’t want to make them if you can help it. Picking Health Insurance with a Low Premium. With health insurance, your premium is the amount you pay each year for your healthcare before your insurance covers the rest. See Also: What To Look For In A Good Health Insurance Plan.

2018 153

What To Look For In Health Insurance Plans for Parents

Dumb Little Man

Finding the right health insurance plans for parents can be tough but when you know exactly what to look for, it can become a seamless process. Old age brings with it ailments and health-related problems. It can cause problems not just with your finances but your relationship with your parents and siblings, too. One of the best ways to be prepared is to invest in the right health insurance plan. See Also: 7 Medical Procedures That Are Not Covered by Health Insurance.

2018 141

Online Mental Health Marketplaces Democratizing Therapy

Small Business Labs

adults (56%) report that worry or stress related to the coronavirus outbreak has caused them to experience at least one negative effect on their mental health and wellbeing, such as problems with sleeping or eating, increased alcohol use, or worsening chronic conditions."

2020 69

Five Surprising Health Insurance Tax Tips For Small Business Owners and The Self Employed

Small Business CEO

And with Health Reform underway, there are new laws in effect that may translate into a bigger refund check. Here are five health insurance-related tax tips to consider before you file your taxes this year: 1. Take a one-time opportunity to reduce your self-employment taxes - In addition to the standard ‘above the line’ deduction described below, self-employed persons can also deduct the cost of their health insurance premiums from their self-employment taxes on Schedule SE.

2011 74

Top 10 Money Saving Tips For College Students

Dumb Little Man

When students are in college, there are several expenses that you have to meet. From tuition fees to food and living expenses, the cost of living is on the rise. Often, textbooks can be really expensive. Eating out is expensive, so try to cook food at home as much as possible.

2021 170

Saving Tips for Millennials: How to Create a Personal Financial Plan for the Future

Dumb Little Man

Whatever your circumstances, it’s never too soon to start thinking about your future and get your finances in order. How to Save Money as a Millennial and Get Your Finances in Order. Find out about your health insurance options, too.

2020 196

What Do Insurance Brokers Do for You?

Dumb Little Man

Buying insurance is an expensive but necessary purchase. See Also: What To Look For In A Good Health Insurance Plan. See Also: 102 Personal Finance Tips. Happiness Health SecurityBecause the rates are often high for good insurance coverage, it can be tempting to purchase it directly from the insurance company, skipping the middleman insurance broker. However, insurance brokers will tell you it’s best to make use of their services. What do insurance brokers do

2016 158

5 Reasons Being Self Employed Sucks

Productivity Bits

This is especially true when it comes to finances, as many of the benefits that we take for granted were collectively bargained for through years of protest and negotiation. A self-employed individual, on the other hand, must take time off at the risk and expense of their business. Moreover, the fear and uncertainty can lead to higher stress and anxiety, elevating health risks.

2011 197

Top 5 Tips on Building a 6 Month Cash Reserve

The Small Business Blog

Add up all your monthly expenses so you can estimate how much money you will have left each month. The best tip from my point of view would be to avoid unnecessary expenses. I’ve found that reducing costs, eliminating non-profit generating expenses, and streamlining business tasks all helps to increase the bottom line, which, then helps you save more money. Then try and remove or refinance the most expensive lending. E-Mail me or follow me.

2010 100

5 Financial Emergencies Everyone Must Be Prepared For

Dumb Little Man

Everyone wishes to have a financially secure future by way of hard work, planning and managing their finances wisely. However, all these are expenses which one plans for. There are also many expenses which arise suddenly out of nowhere, and one may often find themselves ill-prepared to deal with them. Slightly costlier expenses would include repairs to a vehicle which has met with a minor accident, having to pay for a flight ticket to go home due to a family emergency.

2017 157

Creating A Car Budget: 7 Things You Can Give Up For That Brand New Car

Dumb Little Man

In fact, buying a car on finance can even be less expensive than the monthly cost of a fancy new iPhone, broadband contract or your gym membership! Here’s how to set your car budget by giving up some of your unnecessary expenses. But do you really want that expensive coffee or is it simply a force of habit? Not only is it a painfully expensive habit, it is also proven terrible for your health. They’re also expensive, costing around $86 a month.

2018 194

Essential Tips for an Effective Budget Plan

Dumb Little Man

With proper planning and budgeting , you can get the most out of your hard-earned money, and you can attain a certain level of security where you are aware of your revenues, expenses, and general financial situation. To put it simply, your cost is your expenses.

2020 221

How to Get Out of Credit Card Debt Fast

Dumb Little Man

And the less they are able to pay those bills, the more their finances suffer. Just use them sparingly to pay your electricity bills, medical bills, grocery bills, and fuel expenses. Why can debt snowballing and debt avalanche be bad for your financial health? Find out the minimum compulsory expense on each card that you need to meet in order to rebuild your credit score. Each month, cut down on expenses. Credit cards come with a sense of power.

Best Money Management Tips For Students

Dumb Little Man

College isn’t that fun when it comes to expenses. To make sure you stay on top of your finances, check out these best money management tips for students you can use: Set a budget. College years are very lean periods in terms of finances. Know which expenses are absolutely necessary and which ones you can postpone. It is going to be a tough choice but you need to be steadfast and prepare an expense chart, which you can diligently follow.

2018 154

Never Spend Your Money on These Things

Dumb Little Man

With the entire world reeling from the effects of Covid 19, it’s not only one’s physical health and mental health that’s taking a beating. It’s also affecting our finances and economy. Magazines are expensive on the wallet, and the environment too.

2020 186

7 Smart Strategies To Deal With Unemployment

Dumb Little Man

Matt Walker states in his Ted Talk Sleep is your superpower , that sleep is essential for many reasons like learning and memory, cardiovascular health, immunity, and your overall wellness. Even if finances are tough, try to upgrade your knowledge and skills and learn as much as possible.

2021 197

Reasons Why A Mold Inspection Is Crucial Before Buying A House

Dumb Little Man

First, you need to think about how to finance the purchase. Molds Can Pose As A Health Risk. Molds can cause specific health issues when a person gets exposed to them for an extended period. A Mold Problem Is An Expensive Expense. Repairing mold damage can be expensive, especially if the cause is water damage. You won’t want to risk the health of your loved ones as well as your pocket from having to pay for expensive mold remediation.

2019 176

How To Successfully Pay Back Your Online Installment Loan

Dumb Little Man

In these uncertain times, sudden unavoidable expense or financial emergencies are the stuff of nightmares. This could mean you cut out a few frivolous expenses until you pay it off. Save up for an emergency fund, and improve your financial health with smart money decisions.

2020 208

10 Tips for Better Work-Life Balance

Dumb Little Man

Let your team know when you were taking time off for your health or family. Prioritize your health and well-being. This is something you can improve by working on your own health and well-being. Good health leads to more energy and better productivity. Stay on top of your finances. Many of us struggle with better work-life balance because of our finances. You can also get a better picture of your expenses and learn where you can cut back.

2018 207

How To Make A Vision Board That Works

Dumb Little Man

Whether this is based on the relationships in your life, your career, health or finances, it can be anything. Do you want to create categories or subjects (health, relationships, etc.)? You’ve probably seen the idea of a vision board on the internet a couple of times now.

2021 222

3 Critical Financial Steps to Starting a Local Business

Small Business CEO

One very crucial factor in determining a new local business’ success or failure is the ability to plan for the businesses financial health. Plan it out, and think of every big and little detail and expense. And don’t forget items such as health insurance that can cost a large amount of money for businesses. With that being said, try to save up as much as possible (many finance books will tell you to save up enough to live off of for an entire year) before you launch.

2012 67

How To Use Life Insurance For Your Retirement Strategy

Dumb Little Man

Term life insurance is generally the least expensive type. And that isn’t just because of its required out-of-pocket expenses but also the coverage you can get for what you pay for. Although term insurance isn’t as expensive as other insurances, getting one may still be tricky. It should be enough to cover at least 3 to 6 months’ worth of expenses. See Also: Top 4 Tips for Getting Your Finances Ready for Retirement. Retirement.

Are You Too Busy to Travel? 7 Reasons to Get Motivated and Start Travelling

Dumb Little Man

Expenses will come and go, but time cannot be turned back. You will experience a new world of adventure, which will make your worries about your finances and bills disappear – at least for the moment. Travel is Good for your Physical Health. Travel doesn’t have to be expensive – or far. Travel allows us to slow down, relax and be more mindful, which has enormous benefits for our mental health.

2019 176

How To Run A Successful Business During a Pandemic

Dumb Little Man

Whether it’s on rent, marketing, or other avoidable expenses, evaluate your finances and decide which parts of your business are essential. During this health crisis, employees can feel uncertain, panicked, and worrisome.

2020 181

Is Where You Live Sacrificing Your Happiness?

Dumb Little Man

Living in an area that is either too cold or too hot for your liking can do tremendous damage to your health and well-being. See Also: How to Reduce Expenses When You Live In An Expensive City. And while living at home can be financially wise, it often comes with complications to your health and well-being. Americans have always prided themselves on being independent — including both finances and living arrangements. The average American moves 11.4

2018 148

Gardeners Have the Secret Sauce for Goal-Setting

Dumb Little Man

When applying this concept to my own life, I decided to get my hands dirty inside these eight gardens: family/relationship, spiritual/contribution, physical/nutrition/health, intellectual/education, lifestyle/adventure, environment/tribe, personal financial, and business. Most people can rattle off a bunch of goals, but you might have one tied to health and five tied to your job. Should your successful career come at the expense of your health? Nine percent.

2017 143

6 Ways To End A Fight With Your Wife Quickly

Dumb Little Man

So putting a quick end to an argument is a good idea for you, your wife, and the health of your relationship. But this desire to get your point across and make your case is often at the expense of really understanding your wife’s point of view. People often say, “happy wife, happy wife” when it comes to marriage. So does this mean that when you have an argument you should just give in and say, “Yes, dear”? No, it really doesn’t.

2019 159

How to Manage Yourself When Making the Move to Self-Employment

Productivityist

Build Your Finances. You ideally need to make sure you have enough running costs of the business to run for 6 months as well as making sure you have enough to pay for living expenses. Instead of mixing up your finances.

2021 52

Slowly Let Go Of These 5 Things When Your Child Becomes A Teen

Dumb Little Man

An inability to sit with and handle disappointment leads to addictions and mental health struggles. So, for the health of your teen, let them cry it out. Keeping Control of Their Finances. Because most teenagers do not have to pay for living expenses yet, they may lack proper budgeting skills. Use this time to teach your teens on how they can keep track of their finances, especially those who work part-time. Are you a helicopter dad?

2017 162

7 Secrets To Help You Make 2018 Super Successful

Dumb Little Man

Personal finances. Achieving success in one area of life at the expense of the other areas will cause frustration and will eventually make you miserable and unhealthy. Everything begins with your thoughts and your mental health. Did you know that your physical condition can affect your mental health, your job performance, and your relationships? Man-made, processed foods cannot supply all the nutrients you need for optimum health and peak performance.

2018 197

How to Save Money as a New Parent

Dumb Little Man

Having a baby can end up being an unexpectedly heavy drain on your finances. Private rooms are usually substantially more expensive than a two-person room. Formal outfits are quite expensive, and the cost is not worth it for something you won’t wear a lot.

2020 164

30 Easy Ways to Save Money You Probably Aren’t Doing Yet

Dumb Little Man

Some people say you can use a few items a few days after expiry but I personally value my health more than money. Price check before buying anything expensive. For other items that are expensive, do a price check before buying the item. Drinking water is good for your health. But instead of paying $10 a pop for the ticket, we usually go before 6:00 pm when the tickets are a little less expensive. But vacations are also a huge drain on the family finances.

2019 174

Media Diet: Print Media

Simple Productivity Blog

Many magazines recycle the same themes over and over again, particularly women’s magazines: organization, diet, cooking, desserts (I just love it when they tack the dessert article right after the diet article), cleaning, finances, relationships. I like 5 regular features, but find the other health, diet and cooking articles a distraction. I don’t like the magazine because the interiors are too perfect and too expensive.

2013 146

A day in the life: Rebecca-Monique Williams, Adaptive Lab

Practically Perfect PA

I manage his schedule and monitor his emails, as well as help organise some of his travel, company events, and client dinners, occasional research, expenses and ad hoc tasks – all the general PA duties. This includes general admin, renovations, and supporting the operations, HR, finance and marketing departments. What are the main aspects of your role? I have a dual role: my primary responsibility is being the PA to the managing director.

2015 195

You're Hired! Understanding Job Benefits

Office Dynamics

Choosing a Health Insurance Plan. Health insurance is a standard feature in most employer benefits packages. According to Consumer Reports, there are three key variables that need to be considered when picking out a health insurance policy: coverage, cost and whether your local health care provider accepts that insurance. Some will pay for mental health services, while others will refuse. You should also find out the expenses that you''ll be expected to cover.

2013 110

Featured Soloist Kathleen Moore: “Get People to Help You”

The Solopreneur Life

My husband and I reviewed our finances and decided we could swing it financially. Finances, marketing, graphic design, sales, SEO, blogging, web management — you name it, I was trying to do it all. Choose things you’re not good at or don’t enjoy and make the decision to let them go, or else pay someone to do them — consider it an investment in your mental health. Luckily I get health coverage through his retiree program.

2012 175

The Traditional and the Creative Ways to Use Evernote

Simple Productivity Blog

Track Finances : A lot of people are trying to go paperless, scanning bank statements and bills, and Evernote is a great tool for keeping those on hand for any time you may need them. Typically, I only do this for items which I may return or can write off as a business expense. Health Tracking : I’ve found this particularly useful if you believe you’re having dietary problems. This post was written by a guest author.

2011 159

30 Easy Ways to Save Money (and No, you are not doing them all!)

Dumb Little Man

Some people say you can use a few items a few days after expiry – but I personally value my health more than money and would rather avoid buying such items in the first place. Price check before buying anything expensive : For other items that are expensive, do a price check before buying the item. Bottle your own water : Drinking water is good for your health. But vacations are also a huge drain on the family finances.

2011 220

MBO Partners: A Business Platform for Independent Consultants.

Small Business Labs

  Their infrastructure service includes (from their website):  "group health benefits, retirement programs, a business and medical expense reimbursement program, billing and invoicing, and more."   MBO Partners offers group health and other benefits.    He also said his accountant estimated he broke even on their service before accounting for health care costs. 

2010 117

Hearing the Message

Office Dynamics

And I finally heard the message when Joan shared her post with us about taking time to take care of her health and well-being. What example am I setting for our teenage daughter about pursuing dreams at a fairly expensive price? Hearing the Message. Guest Post by Kemetia Foley, Blogger, AdminRenegade : You know that feeling you get… It’s not quite Déjà vu but really similar.

2014 100

Grow Your Business With These Eight Processes Every Business Should Have

Stephanie LH Calahan

Have a reliable way to understand the expenses and assets that your business has.    Co-mingling is when your personal and business finances are mixed--either through a bank account or credit card.    If you are the type of person that procrastinates when it comes to money, this is the best choice for the health of your business. 

2011 203