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Pros and Cons of Credit Card Balance Transfers

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Are credit card balance transfers a good thing? Today on the rich & Regular podcast, Kiersten and Julien talk about what credit balance transfers are, who they’re good for, and what you should be aware of. This is a strategic tool and one of those rewards that come from having good credit ,” Kiersten says.

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10 Best Financial Management Tools for Personal and Professional Use

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We’ve put together a list of the best financial management tools for both personal and professional use. Personal Finance Tools Personal financial needs are often a little different from those of a business. Professional money management tools tend to be extremely robust and not always suited to individuals.

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Data Safety First: 3 Tools To Help Secure Your Business Online

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For a business leader who wants to increase the security of their organizational data, it can be overwhelming to take the time and resources to find the right tools that are worth an investment. The right tools allow a business to grow its online presence safely by protecting passwords, locks, and other sensitive information.

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How to Teach Your Kids About Credit Cards

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On the surface, credit cards seem pretty straightforward: You use your card to purchase items and then pay the balance at the end of the month. But as many of us have learned the hard way, using credit can be all too easy, and you can go into debt quickly. Understand how credit works. It’s not free money.

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Business Travel Is Back: How to Maximize Your Miles

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As Neff has learned, one key to doing that is having a good rewards credit card—and taking advantage of everything it has to offer. The right credit card for your business travel needs will depend on several factors, including the size and maturity of your business, your expense levels and your credit profile.

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7 Money Mistakes You’re Making in Your 20s

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The same principle applies for items like cocktail dresses, shoes, kitchen gadgets, tools, and bottled water. Paying credit card interest or fees. A credit card can be a useful tool. The credit card companies have enough money, so why give them more? Agreeing without asking for better terms.

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Should I Use a Balance Transfer Card to Manage My Debt?

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You may often see mail or banner ads from banks and credit card companies for a balance transfer card. These ads might seem like a dream come true, offering 0% interest on any amount you transfer up to your credit limit. What is a balance transfer card? You won’t add debt to either card.