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5 Long-Term Financial Goals and How to Achieve Them

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Pay off major debts Expected time: 5+ years Account types: Credit card debt, mortgage, student loans, car loans Getting out of debt is essential to the success of your other long-term financial goals. Avoid taking on unnecessary debt that could hinder your future plans, especially high-interest debts like credit cards.

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Business Travel Is Back: How to Maximize Your Miles

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As Neff has learned, one key to doing that is having a good rewards credit card—and taking advantage of everything it has to offer. The right credit card for your business travel needs will depend on several factors, including the size and maturity of your business, your expense levels and your credit profile.

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The 6 Biggest Financial Mistakes to Avoid in Your 30s

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It could be down payment money for a home, putting [funds] toward a young child’s education or investing in retirement. The same study from Debt.com found that one in three credit card holders in the U.S. have maxed out their credit cards to cover expenses due to inflation.

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How Employers Can Better Serve Neurodiverse Employees in 2023

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“She’s like, ‘my autism won’t allow me to do that,’” when the company suggested charging expenses to a credit card to then be paid back for travel. She has a real issue with numbers and being organized with her money, and she’s also very scared to get a credit card,” she said. How do you work best?

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10 Best Financial Management Tools for Personal and Professional Use

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Empower also features calculators for education savings, net worth, personal budgets and investments, among others. When you connect your credit cards to the YNAB app, you can set a payoff date goal or schedule your card’s balance to be paid in full monthly.

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3 Common Money Myths Debunked

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In every financial workshop, I hold with 20-somethings, there inevitably comes a point where someone utters the phrase, “But my dad said…” followed by: I should carry a balance on my credit card to improve my credit. I should pay off my debt before I start saving. Buying in bulk is a better deal.

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7 Apps to Teach Kids About Money

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You can bet that better financial circumstances at retirement age meant a better credit score in the decades prior, and research suggests that financial education may lead to improved credit scores. Now, Bankaroo is a financial education tool for families and schools around the world. What is a busy parent to do?

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