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5 Long-Term Financial Goals and How to Achieve Them

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Pay off major debts Expected time: 5+ years Account types: Credit card debt, mortgage, student loans, car loans Getting out of debt is essential to the success of your other long-term financial goals. Avoid taking on unnecessary debt that could hinder your future plans, especially high-interest debts like credit cards.

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Business Travel Is Back: How to Maximize Your Miles

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With companies dealing with lingering COVID-related uncertainty , supply chain shortages and inflation, those business owners who do decide to travel will be focused on stretching their travel budgets as far as possible. Here are some tips on choosing the best card for you —and to make sure you’re making the most of it. #1

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10 Best Financial Management Tools for Personal and Professional Use

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Empower also features calculators for education savings, net worth, personal budgets and investments, among others. YNAB YNAB follows the zero-based budgeting method, where you must account for every dollar that comes in. Honeydue Do you want to budget with your partner?

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The 6 Biggest Financial Mistakes to Avoid in Your 30s

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It could be down payment money for a home, putting [funds] toward a young child’s education or investing in retirement. The same study from Debt.com found that one in three credit card holders in the U.S. have maxed out their credit cards to cover expenses due to inflation.

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7 Apps to Teach Kids About Money

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Budgeting and building credit are only the beginning—you also have student loans, mortgage rates and maybe even cryptocurrency and non-fungible tokens (NFTs). Meanwhile, only 21 states required a personal finance course for high school students in 2020, according to the Council for Economic Education. Google Play : 4.7.

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How Financial Wellness Programs Can Benefit Employees and Employers

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Employees who maintained a budget experienced significantly lower levels of stress and distraction at work during the pandemic,” according to a survey by You Need a Budget (YNAB). Such benefits can yield significant results.

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How to Prepare for a Recession

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One of the best things you can do to prepare for any financial downturn is to pay off your credit card or other high-interest debt. Eliminating a debt payment from your budget frees up funds for different uses and means you aren’t paying interest on outstanding balances. Develop your skills and education.

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