8 Methods to Eliminate Credit Card Debt

Dumb Little Man

Huge credit card debt can feel like a crushing, impossible burden that you need to carry for months, years, or even a lifetime – but it doesn’t have to be. Just imagine how good it’ll feel to not owe your hard-earned money to a credit card company. Credit Money

Can You Go To Jail For Credit Card Debt?

Dumb Little Man

Can you go to jail for credit card debt? Debt collectors can certainly be aggressive enough on the phone and through the mail. Civil debts are things like payday loans, credit cards, utility bills, student loans, or medical bills. Credit Featured FTC CFPB

Credit Card Merchants Make Accepting Payments Simple

The Small Business Blog

Chances are that the “register” being used by that business is an iPad with some form of mobile card swiper plugged in to the earphone jack. It’s great that the credit card merchants out there are catching up to a public that wants what it wants in the most convenient way possible.

4 Simple Steps to Securely Send Credit Card Information

Office Organization Success

Many business owners find themselves in a situation where they are asked to send their credit card information in order to finalize a business transaction. Ask your VA/service provider if she has a Credit Card Authorization form that she can send to you, and you fax back to her.

How credit card companies offer different levels of customer service

Service Untitled

Credit cards are an important way of life for most Americans. So are there different levels of service for credit card customers depending on one’s credit and past financial history?

The 12 Privacy Tips of Christmas

Ian's Messy Desk

name, address, phone number) will be used. Minimize the number of identification and credit cards carried. Tear/shred receipts, copies of credit applications, other documentation containing personal information, don’t just throw it in the garbage.

2010 141

Service Untitled» Blog Archive » Building customer relationships.

Service Untitled

If the customer is a high value consumer, a customer care professional may send out a Home Depot gift card. A customer service applicant might be asked, “If you worked at American Express, how would you give a hug to a card member over the phone?&#

Minimal Wallet For Everyday Carry

Productivity Bits

I’ve been looking for a minimal wallet since I decided not to use any of my credit cards. Well, I still carry one credit card for emergency use. I don’t carry much cash either; I have a debit card to cover for my purchases. 1 debit card.

2012 176

4 Ways to Start Building Great Credit

Dumb Little Man

Good credit is a privilege that comes with great responsibility. This is where your credit scores and credit reports come into play. Having excellent credit will allow you to receive better benefits and perks with lower interest rates and higher limits.

2016 261

How To Stay Safe and Prevent Theft While Traveling

Dumb Little Man

Monitor Credit Cards and Credit Reports. It’s quite common to have your credit card number or identity stolen while traveling. Make sure to monitor your credit card statements and credit reports for several months after returning home.

2018 206

Why it’s Smart to Offer Paypal as a Secondary Payment Option

Office Organization Success

I actually prefer the flexibility of a merchant account as my primary payment processor because it not only allows a client/customer to pay by credit card (without having to go through Paypal’s process to do that) but it also offers you more options in terms of recurring billing features (think membership programs ) and taking client’s credit card payments over the phone. This means: No dealing with declined credit cards.

2014 154

How to Strengthen the Weakest Points in Small Business Security

Small Business CEO

Most credit card hacks come from small businesses. You should already know not to save CVV numbers or full credit card numbers. If you keep a customer list with any sensitive data, including names and phone numbers, store that information in a secure cloud server.…

2017 77

10 Free Productivity Apps for the iPhone

Ian's Messy Desk

It lets you access personal information—for example, the status of your utility bills, recent online purchases, and credit-card transactions. LockBox – lets you store and protect sensitive data such as credit card numbers, bank accounts, passwords, private notes, etc. I’ve been using an iPhone for about three years now and it’s become an indispensable tool in my productivity toolbox. Here are ten free productivity apps for the iPhone.

2011 129

The Lazy Nomads’ Top 3 Safety Tips for Travelers in 2019

Dumb Little Man

To minimize risks, carry valuables (credit cards, passport, and money) close to you. Public Wi-Fi grease the wheels for criminals to hack into the information stored in your laptop or mobile phone. All you’ll need is a local SIM card.

2019 172

How to Organize Your Wallet

Clutter Coach

You don't want to be one of those people who holds up the line trying to find her preferred shopper card, do you? Frequent buyer cards :  These can be like coupons.  Membership cards :  Most establishments will allow you to give your phone number instead of presenting your cardCredit cards :  You really only need one, or two if you have a business.  by Originally posted 2008-06-12 10:00:00.

2015 131

10 Great Gift Ideas for Coworkers

On The Job

Anyone who has ever left a phone charger on their desk knows the frustration of having a phone die in the middle of a conversation while on the go. The TravelCard is the size of a credit card, which makes it light and convenient.

2018 189

How to Organize Your Wallet

Clutter Coach

You don't want to be one of those people who holds up the line trying to find her preferred shopper card, do you? Frequent buyer cards :  These can be like coupons.  Membership cards :  Most establishments will allow you to give your phone number instead of presenting your cardCredit cards :  You really only need one, or two if you have a business. 

2016 100

10 tips for organising car hire

Practically Perfect PA

There are plenty of free smart phone apps for sat-navs otherwise ask your manager to invest in a sat-nav for the office. Make sure your boss has plenty of space on their credit card for the deposit. Check the credit card.

2014 175

Google Wallet Shows the Future of Mobile Payments

Small Business Labs

Google Wallet is a software product designed to replace the physical credit cards most of us carry around and use to pay for things.    But this will quickly change as more phones and credit cards add Google Wallet support. 

Google 206

5 Steps to Build Processes That Safeguard Your Most Sensitive Data

Small Business CEO

From credit card numbers and addresses to phone numbers and financial and medical information, it starts to add up pretty quickly. It seems like major corporate data breaches have become all too common.

2015 105

13 Ways You Should be Using Your Smartphone for Business

Tips From T. Marie

We all know about texting, calling and emailing from our phones, but are you collaborating from it as well? With a plethora of collaboration tools online, it’s as simple as finding one with an awesome phone app that works for your business. I know, not all of us can snap photos on our phones like the Insta-famous. Take advantage of our video-centric times by creating your own videos right on your phone. Easy Credit Card Payments on the Go.

2018 135

How to Apply Good Financial Habits to the Rest of Your Life

Dumb Little Man

Like credit card debt, sleep debt is a dangerous thing. If that means turning off your phone and getting rid of push notifications, do it. It’s easy to see how having good money habits can make you feel better.

2019 231

5 Everyday Things That Will Disappear Really Soon

Dumb Little Man

People don’t need 500 icons on their Macs or iPhones and people shouldn’t be forced to pick only the best apps for their phone. Credit cards. We’re already almost cashless and we’ll soon forget about credit cards as well. And after all, even if we still have cash, credit cards are over for good. We can expect Apple Pay, Android Pay, and all kinds of pays to take over plastic cards within the next few years.

2018 181

5 Steps to Increasing Your Cash Flow

Office Organization Success

With a merchant account you can very easily accept all major credit cards without your clients and customers having to go via Paypal (this is a great option for a secondary payment processor). You’ve done it!

2015 225

How to Create the “VIP Experience” for Your Clients with a Welcome Packet

Office Organization Success

Credit Card Authorization Form: you want to get paid, right? Be sure to include this form on a separate page so that your client can fax back their credit card details to you. Are you making it easy for clients to work with you?

2014 230

Payment Processing "On Location" Just Got a Whole Lot Easier (App How-To and Review)

Productive & Organized

The log-in can either be done using your email address or your phone number that is tied to your PayPal account. Today, I'm going to walk you though processing a credit card, but as you can see, you could use this app as a general cash register if you wanted to.

2013 191

6 Things to Think About When Booking a Wellness Retreat

Dumb Little Man

There’s nothing worse for messing with your chakras than a glaring credit card bill when you return home. You wouldn’t be making the most of your relaxing experience if you find your holiday companion taking loud phone calls during a massage.

2019 215

Open Loops 2/15/2013: Articles I Think Worth Passing Along

Simple Productivity Blog

Have you considered getting rid of it in favor of your cell phone? Apparently merchants can start recouping their transaction fees to the credit card companies by passing it onto the consumer. From Wisebread’s “Be on the Lookout for Credit Card Checkout Fees” This is a good article in how to navigate a tricky situation…and office bully. Fridays are open loop days at SimpleProductivity blog. Do you have a landline?

2013 126

6 Ways to Simplify Your Finances This Year

Simple Productivity Blog

Many service providers and credit card issuers allow you to adjust due dates to a time that suits you best, such as at the beginning or end of the month. And most credit cards allow you to schedule payments in advance or autopay your account as well.

Coping with car hire – When the best is expected

Practically Perfect PA

Due to the low number of high end vehicles available, it’s not as simple as just phoning another depot to rearrange dates, many vehicles in this sector have to be delivered and collected to order from other locations.

2014 258

BI Forecast: Beacons Will Change Retail

Small Business Labs

The report goes on to say that Beacons are the most important retail technology since mobile mobile credit card readers. The proportion of BLE-compatible phones would be even higher in markets like the U.S.

2014 194

How to Budget Using the 50/20/30 Rule

Dumb Little Man

Try to reduce your existing debts, such as your credit card and cash advance payments. Setting aside at least 20% of your monthly income for this purpose ensures that you have a good credit rating , making you more qualified for future loans in case you will need one.

Budget 261

Reduce Your Household Bills By Going Green

Eco-Office Gals

Companies such as phone/energy providers, credit cards and catalogs have all been known to charge a little per month for printing and sending paper bills. Times are tough and money is tight for a lot of us.

2011 217

Your business travel tips

Practically Perfect PA

Essentially you can send your boss off with a paperless itinerary as everything can be viewed on their phone via the App – no more lugging around extra papers when travelling. An emergency card with condensed information is useful, particularly if there is no signal on your phone.

Travel 204

30 Easy Ways to Save Money You Probably Aren’t Doing Yet

Dumb Little Man

Most utilities and other recurring bills can be set to be charged to a credit card or deducted from a checking account these days. Avoid credit cards with annual fee. Credit cards with their cash back bonuses and reward points are a great way to save some money.

2019 198

The Aussie Guide to Bad Credit & What to Do About It

Dumb Little Man

The funny thing about credit scores is that hardly anyone ever notices them until you need to buy a big ticket item. Now, imagine being excited to finally get the car of your dreams and then all of a sudden your application gets rejected because you have bad credit. What does having bad credit mean? When you try to borrow money from any institution, the deciding factor on whether or not you’ll be given a loan (or how big the loan will be) is your credit score.

2017 119

7 Top Tips to Avoid Being Caught in a Phishing Net

Dumb Little Man

Being phished could result in the theft of your personal details – account information, credit card numbers, PIN numbers, passwords and much more. Type in their web address (rather than clicking on a link) and be cautious about any phone number given in the email.

2016 189

10 Tools to Help You Track Your Money

Productivity Bits

This is a guest post by David, co-founder at Credit Card Compare , one of Australia’s top independent services allowing consumers to compare balance transfer rates in order to pay less interest per month. It’s understandable that with so many ways to pay (mail, online, over the phone, and in person), keeping track of money is a chore few of us stay on top of. Mint also has a phone application, allowing you to view your finances no matter where you are.

2011 126

Focus on Customer Service in 2010 (Finally?)

Customers Rock!

Frank Eliason mentions the new commercial for the Chase Sapphire credit card service. Each contact with customer service, whether by phone, email, Twitter, or self-service is a brand impression. Image credit: michaeldb ). This may be it.

2010 183

Cost Effective Ways to Greenify Your Business

Eco-Office Gals

They are two companies that assist with mobile credit card processing. Greenify. In the eco-friendly world, it’s a word that is becoming more and more popular with every passing day.

2012 185

10 Apps for the Entrepreneur 2011

Eco-Office Gals

The software allows you to speak into the phone and then it writes the words into a text file of some type. From there, you can text, tweet or write memos without needing to find a computer or laboriously typing it out on the tiny keyboard of a mobile phone.

2011 205

Starting Your Own Environmental Consulting Firm

Eco-Office Gals

A credit card just for business matters should be obtained as well. A dedicated phone line, computer, and other devices are needed to run your firm. Environmental issues abound nowadays with global warming, and government regulations are becoming more complicated.

2012 151

Best Business Technology for Small Businesses & Their Owners (28 ideas from them to you!)

Productive & Organized

" That is what I heard from her as we were talking on the phone.  With a myriad of hot spots wherever I go, there's little need for a wireless card, so my computing is no to low-cost, easily transportable, & right at my finger tips wherever I happen to be conducting business.

2011 261