How to Budget Using the 50/20/30 Rule

Dumb Little Man

You might feel like you’re too young to be saving up for your retirement but time flies so fast and before you know it, you haven’t saved enough for your future. Spend it in whatever way you want – buy a new pair of shoes, a new phone or save it up for a vacation.

Budget 268

5 Financial Emergencies Everyone Must Be Prepared For

Dumb Little Man

Financial security and planning can help us achieve the life goals we have set for ourselves such as purchasing a vehicle, a house, funding your children’s education and marriage, saving up for your own retirement, and so on. Are you prepared for financial emergencies?

2017 203

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Should City Governments and other Businesses look to Virtual Services to Save Money?

Tips From T. Marie

The article discussed how the City of Hickory, NC proposed offering early retirement to 84 of their employees. Reading the details of what would be offered in exchange for taking the early retirement deal didn’t really strike me as a wonderful option for those 84 people., Converting an in-office worker to a telecommuting employee saves money by reducing overhead costs.

2012 122

"Affording" Time Away is All In the Numbers

Virtual Moxie

You get a phone bill. You know how much that new printer cost. But it’s the cost of the things that you can’t see—or, maybe better—that you don’t see all the time, that seem to get people all ajumble. Or making a contribution to a retirement account. When you were an employee, back in the day when such things were provided, you had paid time off, and possibly a match of funds into your retirement account. Hourly costs + hourly pay + 10%-30% profit = hourly rate.

2011 177

Top Ten Small Business Trends for 2012

Small Business Labs

  Others will become independent because they have no other job options, and/or financial pressure to continue working beyond traditional retirement age.    The Rental Economy Expands:  We’ve long covered the growing use of variable cost business models.    Also called Collaborative Consumption, the concept behind the rental economy is to increase the efficiency of goods by providing them on a variable cost basis (sharing their use). 

2012 208

Ultralight Startups

Small Business Labs

  ooShirts outsources almost everything and is tightly focused on keeping costs to a bare minimum.  Be careful not to co-mingle the term "lean startup" with low-cost or cheap. That computer and phone won't be part of the ongoing operation.

2010 178

10 Must Have FREE Personal Finance Apps for iPhone

Productivity Bits

When trying to plan your financial future, retirement, or even weekend date, you want to save as much money as possible, while keeping a close eye on your personal finances. With the boom in mobile technology, your iPhone can help you save hundreds, and without costing you a dime.

Large Companies Recovering - Small Businesses Still in Recession

Small Business Labs

  The good news is the cost cutting resulted in small businesses being able to improve their margins and profits in Q2 versus a very bad Q2 in 2009.

2010 197

1 in 8 Consumers Forecasted to Cut or Eliminate Cable TV in 2010

Small Business Labs

  Key quote from the article: "The biggest reason why customers will cut the cord, according to the study, is the growing cost of pay-TV service.

2010 161

Our iPad Review

Small Business Labs

  Adding another computing device is costly and can be confusing. 

2010 157

Why the world’s greatest coaching sales strategy isn’t working for me anymore

The Shrink for Entrepreneurs

But it’s time for it to be retired… The Clarity Couch was fantastic for business. And that’s why it’s time to retire it. So I’m retiring the Clarity Couch, but that brings us to the next question: What to do instead?

2013 67

How I Went to Part-Time Work

Simple Productivity Blog

” It was cost effective for him. This could include health insurance, paid time off, retirement plans or other perks. This has taken many, many phone calls to payroll people. They don’t hesitate with salaried staff, but when it comes to me, they are very aware of my time limits and how much extra it will cost them for me to work more hours. Mondays are productivity days at SimpleProductivity blog.

2013 152

Insuring Employee Retention

The Marq

A gradual, natural reduction in membership or personnel, as through retirement, resignation, or death. Namely, attrition is “A gradual, natural reduction in membership or personnel, as through retirement, resignation, or death.&# In an About.com article titled, Fighting Employee Turnover Costs , Darrell Zahorsky explains variances in these costs.

2010 43

Outsourcing Options For Small Business | THE SMALL BUSINESS BLOG

The Small Business Blog

Community for small business outsourcing and cost control. Effective Small Business Planning Strategy Planning your small business is the best way to avoid costly mistakes. Business Telephone Systems & Phone Lines For Your Business techdepot.co.uk E-Mail me or follow me.

2007 206

Work-Life Balance 2.0 and Small Business | THE SMALL BUSINESS BLOG

The Small Business Blog

Community for small business outsourcing and cost control. Effective Small Business Planning Strategy Planning your small business is the best way to avoid costly mistakes. Business Telephone Systems & Phone Lines For Your Business techdepot.co.uk E-Mail me or follow me.

2007 216

New Small Business Startup Idea: Virtual Import/Export Assistant.

The Small Business Blog

Effective Small Business Planning Strategy Planning your small business is the best way to avoid costly mistakes. Community for small business outsourcing and cost control. Business Telephone Systems & Phone Lines For Your Business techdepot.co.uk E-Mail me or follow me.

2007 199

Social Impact of Working From Home | THE SMALL BUSINESS BLOG

The Small Business Blog

Community for small business outsourcing and cost control. Effective Small Business Planning Strategy Planning your small business is the best way to avoid costly mistakes. Business Telephone Systems & Phone Lines For Your Business techdepot.co.uk E-Mail me or follow me.

2007 199

8 tips to help you find your way in this tough job market

On The Job

Then, I did what I always did: I picked up the phone and started asking experts on how job seekers could succeed in this tough market. million people who are 65 and older are going to go ahead and retire.

2009 130

Not all accountants are created equal (how do you choose an.

The Small Business Blog

Effective Small Business Planning Strategy Planning your small business is the best way to avoid costly mistakes. Community for small business outsourcing and cost control. Business Telephone Systems & Phone Lines For Your Business techdepot.co.uk E-Mail me or follow me.

2006 207

Will This Tough Job Market Change Generation Y?

On The Job

Hochwarter over the phone. And due to outsourcing, Boomers not retiring, and Gen Yers being told (by older generations mind you) to get degrees in their "passion" or that "any degree" is a path to success.you end up with a lot of overworked, underpaid 20somethings.

2009 130

Clever Marketing by Kitchen Table Business | THE SMALL BUSINESS BLOG

The Small Business Blog

Community for small business outsourcing and cost control. Effective Small Business Planning Strategy Planning your small business is the best way to avoid costly mistakes. Business Telephone Systems & Phone Lines For Your Business techdepot.co.uk E-Mail me or follow me.

2007 141

Which Person Would You Talk To?

Men With Pens

Here’s your retirement cheque, go build your house, put in a pool, and stay with your girlfriend for the rest of your life,&# then I would probably kill myself. Electronic distribution of media is a double-edged sword, it gives the creators the advantages of lower cost of entry and the ability to work from just about anywhere.

2009 47