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5 Smart Money Hacks to Help You Budget for the Holidays

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With the economy making everyone extra cautious about spending , I really wanted to give myself the gift of not worrying about money this holiday season. How can anyone on a budget relax about money during the holidays? So, how can we enjoy the holidays without stressing about the inevitable dent they’ll leave in our savings?

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The 2021 Productivityist Holiday Gift Guide

Productivityist

It’s 2020 and it’s time for a new holiday gift guide. This year, I’ve got 20 other ideas for you – some ideas that you may want to steal and buy for yourself this holiday season! They’re a thoughtful and practical gift that I believe is worth gifting this holiday season (or anytime, really).

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The New Migrant Workers: "Workampers", "Vanlifers" and Digital Nomads

Small Business Labs

The new migrants are often choosing this as a lifestyle or doing it to supplement their retirement.   Mostly older, workampers are often workamping to fund or augment their retirement. retirement system have shifted responsibility for saving from the employer to the worker, exacerbating the nation’s rich-poor divide.

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How to Find Your Money ‘Why’

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When people are tired or temptations are especially aggressive (hello, holiday season!), As you spend time reflecting on your values , start listing low-cost and free ways of sustaining them. Or, if that’s too much, imagine the speech a colleague might give upon your retirement. Choose your identity.

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5 Reasons Being Self Employed Sucks

Productivity Bits

Retirement Benefits. Contributions to a retirement plan are usually matched by an employer, and many businesses offer pensions and other benefits to ease the transition into old age. This is in addition to paid sick time, maternity or paternity leave, national holidays or other exclusions. No Paid Vacation.

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Dry promotions: Definition, considerations, and guidelines for employers

BMT Office Administration

The downsides of dry promotions Dry promotions may seem like a solid way to save money and better utilize your existing staff, but they usually come at a cost. That cost is typically decreased employee engagement and increased employee turnover. Explore other perks Dry promotions often occur due to financial constraints.

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6 Commonly Overlooked Tax Deductions to Maximize Your Return

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government’s Energy Efficient Home Improvement Credit , homeowners can claim tax credits that offset the cost of conducting a home energy audit or investing in energy-efficiency upgrades like adding insulation, heat pumps and heat pump water heaters,” says DR Richardson, co-founder of Elephant Energy. Through the U.S.

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