Cost Expenses Retirement Review 
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APRIL 10, 2023
Although it might sound tedious, dedicating a little time to checking in on your bank statements, confirming you’re saving enough for retirement and reviewing the financial goals from the beginning of the year can help ensure you are on the right track. It also gives you time to make corrections if needed.
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MARCH 13, 2023
Generally, the expenses involved in operating your business or side hustle can be tax-deductible. So you can’t just go on vacation or buy a new car and claim it as a deductible business expense. Start by reviewing your tax bill from last year and add a buffer to account for any additional income you’ll earn this year.
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FEBRUARY 13, 2023
Your percentages may vary based on your expenses and income. If you’re struggling to make ends meet and still save money for emergencies, look for ways to cut unnecessary costs. Saving for retirement Saving for future expenses can be one of the most challenging financial basics to master.
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JULY 12, 2021
Many people choose to supplement college savings using a Roth IRA because your child can use that money for non-education-related expenses and anything leftover can give them a headstart on their own retirement planning. In that case, your credits may not offer the same value on tuition expenses. Consider your timeline.
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MAY 15, 2023
People purchase life insurance to help their families replace lost income and cover final expenses after death. Remember: The larger the policy amount or the longer you want the policy to be in effect, the more expensive the premiums. Many people like term life insurance because it usually costs less than a permanent policy.
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JULY 26, 2021
Many personal finance experts will tell you to take your current monthly expenses, add 4% to the overall number for inflation, and then multiply that by 25 or 30 in order to reach your financial independence goal. From there, do some research on cost of living and housing prices to apply numbers to those ideas.
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OCTOBER 26, 2021
In the same way that it’s important to have cash reserves for business expenses, put away some cash for personal expenses. years of cash to cover essential expenses and any “what-ifs.” When my husband and I started reviewing our expenses, we discovered just how much we spent eating out (much more than we thought!).
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