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Using a Financial Planning Checklist Can Help You Meet Your Goals

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Although there are multiple ways to ‘tidy up’ your money , a list that you return to monthly or quarterly allows you to keep track of specific areas each time, giving you better data. Keep a running tally or spreadsheet to help you quickly calculate costs in each category so you can compare them across the last three months.

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5 Ways to Save Money This Holiday Season (Without Disappointing Anyone)

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For example, shipping services are trying to counteract the dip in spending by cutting shipping costs for businesses. It can be tricky when things come up like holidays, especially those gift-giving holidays, because they also coincide with events like buying new winter clothes for my kids, or family parties, teacher gifts,” she says.

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How to Teach Your Kids About Credit Cards

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On the surface, credit cards seem pretty straightforward: You use your card to purchase items and then pay the balance at the end of the month. But as many of us have learned the hard way, using credit can be all too easy, and you can go into debt quickly. Understand how credit works. It’s not free money.

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Business Travel Is Back: How to Maximize Your Miles

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Like any business owner, one of Neff’s focuses is keeping his business costs down , and when it comes to travel, one way he’s found to do that is with a good travel rewards card. But if you have miles loaded up on a card, it can be a lot easier.”. Plus, he gets automatic seat upgrades on many flights.

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7 Money Mistakes You’re Making in Your 20s

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Not considering how many hours (not dollars) something costs. That means the coat will cost you 20 hours (or half of a workweek) to buy. for the ATM and up to $5 to your bank. The $40 shirt is a better investment because it costs $.80 Paying credit card interest or fees. Paying credit card interest or fees.

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8 Travel Apps You Need to Download Before Your Next Vacation

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Of course, you need to be using your airline’s app to track your flight and access your boarding pass, but there are other travel apps that do everything from getting you through customs in a flash (even without Global Entry) to dividing up shared expenses on a group trip. At the end of your trip, you settle up and request any payment owed.

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8 Pieces of Financial Advice for New College Graduates

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After all, learning how to manage your finances before money mistakes happen can help you avoid easy-to-make slip-ups like dings to your credit score or an overdrawn bank account. Before you start divvying up your paycheck into budget lines, it’s a good idea to decide first how much savings you need to set aside for a rainy day.