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Tips and Resources to Scale Your Small Business

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A written business plan is crucial to clarify your plans and your finances, Marshall says. Wells Fargo offers a free business planning resource on our website, but you can also contact a CDFI [ Community Development Financial Institution ] in your area. You need to know what your costs will be and whether your business is scalable.”

Finance 291
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The 10 Best Books on Personal Finance

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Take a look at these 10 books on personal finance, and find the best fit (or fits) for you to begin cultivating beneficial financial habits today. Retire Before Mom and Dad: The Simple Numbers Behind A Lifetime of Financial Freedom. Clever Girl Finance: Ditch debt, save money and build real wealth. But you’re not alone.

Finance 246
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What Is My Net Worth?

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Many people focus on one or two areas of their finances but don’t stop to look at the big picture and confirm that they’re moving in the right direction overall. A positive net worth is a sign of financial health; the higher your number, the better you’re doing. If you have a zero or negative net worth, don’t panic. What are my assets?

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How to Budget Your Money as a Teen

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Use apps to automate your savings The best part of learning to budget as a teenager is using the technology you likely already know for your financial health. Consider asking your parents or guardian to help you set up a custodial individual retirement account (IRA). We put together our top five tips to help you successfully budget.

Budget 130
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How to Know If You’re Financially Ready to Start a Business

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Do I have a good handle on my personal finances? Are you currently earmarking 15% to 20% of your income for retirement? But if you’re starting a business, then you generally won’t have income to put toward retirement at first. That’s a good indicator that you’re financially stable. Photo by Odua Images.

Expenses 342
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Preparing to Move Overseas? Read This First

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Have you decided to live the #beachlife or the #retired life or just the #offgridlife? Before you move, here’s what you need to know about everything from establishing residency abroad to health care, taxes, visas and costs. Health care. health insurance may not cover you. Based on the options of your plan, private U.S.

Medical 265
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Do I Need to Buy Life Insurance?

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The premium is generally calculated based on the age, gender and health of the person purchasing the policy, among other factors. To help you determine the amount of life insurance you should be looking for, start by reviewing your finances. When would those resources become available?

Policies 264