Future Finances: How to Ready Yourself for the Retirement Years

Dumb Little Man

One day you will awake and it will be the first day of your retirement. Your financial future as a retiree depends on honestly assessing your retirement planning now. It is crucial you calculate how much you must save to be ready for retirement.

Top 4 Tips for Getting Your Finances Ready for Retirement

Dumb Little Man

In addition to mentally preparing yourself, you will also need to get your finances ready for the next few decades. It might be tempting to continue dumping as much money as possible into your retirement accounts, but it is almost always more efficient to settle your debts first.

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3 Ways to Improve Retirement Planning

Small Business CEO

One of the many things that can put stress to people is thinking about future and making retirement plans. Younger generations almost never think about retirement planning, although this is serious and important issue to think about. Life begins after you retire.

5 Simple Steps to Improve Your Retirement Strategy

Small Business CEO

Preparing yourself with a comprehensive retirement plan is more important than ever. Here are some simple things that can help you to make the most of your retirement fund. A key part of a successful retirement strategy is creating an effective income stream from your savings.

Are Men Or Women More Successful At Saving For Retirement?

Dumb Little Man

Do you know who is more successful at saving for retirement ? The sphere of finance and economics is largely male-dominated. According to a recent study by investment management behemoth Vanguard, women are out-saving men for retirement, and it’s not even a close race.

How To Use Life Insurance For Your Retirement Strategy

Dumb Little Man

Retirement. The idea of retiring and running out of money can be scary, particularly for someone who’s not prepared. It’s the fact that there’s no hard formula to help you know how much money you need to prepare for retirement. In reality, life insurance can offer more as long as you’re able to pick the right type and utilize it in your retirement income plan. Now, you’re probably wondering: How do I utilize life insurance for my retirement planning?

Non-Mortgage Debt and Working in Retirement

Small Business Labs

Manufacturing » July 01, 2010 Non-Mortgage Debt and Working in Retirement The US News article The Number One Obstacle to Retirement points out that non-mortgage debt is a significant problem for many Americans.    We posted on Tim Berry's un-retirement last week. 

Tim Berry's Baby Boomer Un-Retirement - Part 2

Small Business Labs

Blog powered by TypePad Member since 01/2005 « The Atlantic Monthly on The End of Men | Main | The Female Economy » June 18, 2010 Tim Berrys Baby Boomer Un-Retirement - Part 2 Several years ago (have I really been blogging that long?) I posted on Tim Berry's un-retirement

Over Half of Baby Boomers Plan to Work Past Traditional Retirement Age

Small Business Labs

  A major reason given for planning to work past traditional retirement age is the impact of the recent recession. 

Retirement Luxuries To Put On Your List

Small Business CEO

The phrase “planning for retirement” generally evokes images of white-haired individuals smiling in insurance commercials, making sure their finances are in order for the long haul. … Economy & Environment investing retirement planning

Top 10 Reasons to Start Saving for your Retirement

Small Business CEO

Everyone dreams of one day retiring to the lifestyle they have always dreamed of. Today, the world sees more people living longer than before so the need to start saving early is a crucial element that can make your retired life as comfortable as possible. Finance retirement planning

10 Must Have FREE Personal Finance Apps for iPhone

Productivity Bits

I n the world of finance free is king. When trying to plan your financial future, retirement, or even weekend date, you want to save as much money as possible, while keeping a close eye on your personal finances. Toshl is another personal finance tracker with a twist.

What Does Retirement Look Like to You?

On The Job

But as the more experienced, job savvy workers begin to retire, it appears they may not be following the advice they've been so keen on giving younger workers. Specifically, many of those facing retirement don't have the foggiest idea what they're going to do when they're not working. They have not set any goals for retirement, or made any strategic moves. OK, there's the first six months or year of retirement. Setting a specific date for retirement.

6 Ways to Simplify Your Finances This Year

Simple Productivity Blog

Many people’s finances run amuck simply because they don’t take the time to properly manage them. Simplifying your finances may not always be fun – but saving money definitely is. What other ways can you think of to simplify your finances?

My Favorite Android Apps – Part 4: Finance

The Marq

TheMarq A Human Perspective on Business and Life My Favorite Android Apps – Part 4: Finance Technology Recommendations Welcome to another edition of My Favorite Google Apps. This week I’m covering the Finance or Financial related applications.

Running a Business in The Present – Planning for The Future

Small Business CEO

It can be hard to look into the future when everything is so busy, but it should be an important consideration for any business owner to contemplate and plan for retirement. … Finance business planning retirement planning

2014 99

7 Ways to Manage your Superannuation Claims

Small Business CEO

Superannuation claims are a large part of the pension and retirement industry. The seven steps below can be used at any time if you believe you are owed retirement benefits, death benefits, or a payout. Finance Legal superannuation

2019 69

Making A Financial Plan: How to Set Financial Goals To Live Your Best Life

Dumb Little Man

However, contrary to what most people are thinking, financial planning and budgeting aren’t just for retirement. 55% say they feel confident about their finances. 18% are constantly worried about their finances.

2020 192

3 Easy Steps to Take Back Control of Your Life’s Direction

Dumb Little Man

Perhaps when the housing bubble burst, your finances, investments, and retirement nest egg went down the drain as well, and you’re finding it increasingly difficult to continue working and saving money. It makes you feel helpless, doesn’t it?

2015 285

The Startup Fiscal Cliff

Small Business Labs

 For example, the California Public Employees Retirement System, traditionally one of the largest VC investors, is substantially reducing their investments in venture capital. Finance trendsWe hear lots of discussion these days about the fiscal cliff. This, of course, is about taxes and federal spending. But startups face their own fiscal cliff. Over the last few years, there's been a surge in startup activity. This has been driven by several trends.

2012 184

5 Reasons Being Self Employed Sucks

Productivity Bits

This is especially true when it comes to finances, as many of the benefits that we take for granted were collectively bargained for through years of protest and negotiation. Retirement Benefits. Contributions to a retirement plan are usually matched by an employer, and many businesses offer pensions and other benefits to ease the transition into old age. T here is a temptation at times to lionize the self-employed for taking control of their occupational future.

2011 197

Free Blog Posts | Men With Pens

Men With Pens

Time to think about the retirement fund.&# “We get to retire? No one ever told me that…&# We both know there’s no retirement fund in what we do. But when Deb mentioned the words ‘retirement fund’ and I actually barked a laugh, I started to think. (A I am retired now, a blogger, paid by Adsense and affiliate revenue. I no longer have a company paying into a retirement fund.

2009 56

How Do I Manage My Expenses After Getting Married?

Dumb Little Man

Another area that may be a little tricky to talk about is how to merge your finances. Talk about your finances. To get the ball rolling, you and your spouse must be willing to open up about your personal finances. Getting married is an exciting time for any couple.

Good News - 70, Not 80, is the New 65

Small Business Labs

Last year we posted on a study suggesting that many baby boomers were going to need to work until they were 80 to retire.  The reason, of course, is the impact of the Great Recession on baby boomer finances.   But according to the Center for Retirement at Boston College , most Boomers will only have to work until they are 70 to retire comfortably. Working longer means fewer years in retirement.

2012 143

Simple Money Hacks That Every Millennial Needs To Know

Dumb Little Man

If this sounds all too familiar, chances are you could use a few simple money hacks to help you turn your finances around. Save For Retirement. Whether you are busy saving for a new car, a pair of shoes, or a home, retirement isn’t getting any further away.

2019 179

The New Migrant Workers: "Workampers", "Vanlifers" and Digital Nomads

Small Business Labs

The new migrants are often choosing this as a lifestyle or doing it to supplement their retirement.   Mostly older, workampers are often workamping to fund or augment their retirement. This makes picking up part-time or seasonal work a good way to add to retirement income.

2017 186

8 College Courses That Will Make You Rich

Dumb Little Man

While you can get a good degree, find a well-paying job, work until you’re in your 60s, and then retire to enjoy the life you’ve deferred for 40+ years, you may still end up feeling unsatisfied. Finance.

2019 262

How to Choose A Financial Advisor: Top Tips You Can Follow

Dumb Little Man

That’s probably why 75% of Americans manage their own finances. Those investments frequently come at a very high cost to you, which means you’re just financing someone else’s success. See Also: Seven Top Tips for Retirement Planning.

2020 163

Why You Should Start Setting Financial Goals (Plus Examples)

Dumb Little Man

A lot of us aspire to get better control over our finances. Whether it’s saving more for retirement, paying off debt or building an emergency savings fund, everyone has something they would like to improve on. All in all, reframing your mindset when it comes to making purchases and setting financial goals month after month is a powerful way to achieve success with your finances. Each year offers a fresh start and most of us are eager to get our lives on track.

2019 154

How to Budget Using the 50/20/30 Rule

Dumb Little Man

Thinking about ways to better manage your finances? You might feel like you’re too young to be saving up for your retirement but time flies so fast and before you know it, you haven’t saved enough for your future. The 50/20/30 rule is one of the most popular techniques that you can try.

Budget 273

Book Review: The Gig Economy

Small Business Labs

But we were able to carve out some time and read  The Gig Economy: The Complete Guide to Getting Better Work, Taking More Time Off, and Financing the Life You Want. The holidays were quite hectic this year.

2017 216

How To Start Succession Planning

Small Business CEO

Whatever type of transition you’re considering – whether it’s retirement, selling to a third party or handing the business down to a family member – succession planning is an important piece of the puzzle that can set your business up for success – or failure – in the future.

2013 86

Book Review: The Encore Career Handbook

Small Business Labs

One of the trends we've long covered is the desire and/or need by aging baby boomers  to continue working past their traditional retirement age. Simply put, a lot of baby boomers don't have the financial resources to retire.

2013 179

Bank of America Announces New Program to Help Spur Small Business Lending Nationwide

Small Business CEO

Tags: Finance banking financing raising capital

2010 89

Dating In Midlife: 5 Tips To Help You Get Started

Dumb Little Man

Protect your finances. Regardless, when it comes to finances in your 40s and 50s, you have likely started or should have started laying the foundation for retirement and golden years. It is probably wise to keep your finances separate. When you are in your teens and twenties, dating didn’t seem overly complicated. It might have seemed awkward and occasionally stressful, but not overly complex in most cases.

2018 164

Financially Challenges Millennials Changing Society

Small Business Labs

The article goes on to list a series of depressing stats on millennial finances, including: Average Millennial student loan debt: $33,000. [ 50% of Millennials do not believe that Social Security will exist when they reach the age of retirement. According to several recent articles the financial problems of millennials is leading to changing behaviors and purchase patterns as well as broader societal shifts.

2014 185

5 Financial Emergencies Everyone Must Be Prepared For

Dumb Little Man

Everyone wishes to have a financially secure future by way of hard work, planning and managing their finances wisely. These include insurance plans, savings products, retirement savings plans, disability insurance, and so on. Are you prepared for financial emergencies?

2017 204

10 Myths About Making Money That Are Keeping You Back

Dumb Little Man

Everyone wants an emergency fund or a healthy retirement or savings account, but only a few people have it. Yes, finances can be an uncomfortable topic. When it comes to money myths, there are thousands floating around.

2018 255

Are Kids Too Expensive?

Small Business Labs

The New York Times essay Opting Out of Parenthood, With Finances in Mind covers this growing trend.  Key quote: MOST people want to be sure that they can buy and pay for a home, save up for an emergency fund and enjoy a comfortable retirement. My

The Societal and Small Business Impacts of Economic Uncertainty

Small Business Labs

But finances also play a pivotal role. According to a recent survey close to 60% of men over the age of 50 with incomes of $75,000 or higher reported not feeling confident they will be able to maintain their current lifestyle in retirement. If you Google "economic uncertainty" you will find many references to its impacts on the economy and business. But you won't find much on its impact on people and society.

2014 149

56 Challenges To Kick-Start Life After Fifty

Dumb Little Man

Your finances, relationships, health or work… Reading this list should spark at least one change. Start learning about your finances. Forget about planning for retirement and start planning for life. Some people wait their whole life to start living… don’t be one of them.

2017 215

What Expenses Will Increase Your Happiness?

Dumb Little Man

If spending less than you earned was all there was to personal finance, it’s hard to imagine that there would be over 2,000 personal finance blogs, talk shows, and hundreds of books written on the subject. A blog focused on helping you finance a remarkable life.

How To Make Peace with Money

Dumb Little Man

Tackle your finances head on. Giving a healthy amount of your attention to your finances and making your financial health a priority is not a sign that you are less spiritual or evolved. Do you hate thinking about money?

2010 273