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7 Tips to Help You Plan for Retirement

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Retirement planning is usually the most significant financial goal people will work toward. No matter where you are in your career, considering how to plan for retirement is essential so you can spend your golden years on your terms. Determine how much income you’ll need to plan for retirement.

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Offering Financial Literacy Benefit Programs Could Save Businesses $40 Billion

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Financial wellness programs can help alleviate financial stress and improve overall employee well-being by providing education, resources, and tools for effective financial management. They offer strategies for asset allocation, compounding interest education, and guidance on navigating retirement accounts such as 401(k) plans and IRAs.

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Helpful Budgeting Tools to Keep You On Track

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Instead of feeling down about your budget, find some tools like budgeting apps, spreadsheets or even features offered at your bank to help you keep track of your money. Using budgeting tools will offer less hassle and let you keep working toward your financial goals. Budgeting apps Apps are great budgeting tools.

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How to Budget Your Money as a Teen

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5 steps to create a budget as a teen A budget is a financial tool that helps you track your income and spending. List your expenses. Track your spending for a few months and list your regular expenses, such as gas for your car or eating at restaurants with friends. Categorize your expenses. Create your budget.

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30 New Year’s Resolution Ideas to Make 2024 Healthier, Happier & More Secure

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You might even consider mapping out your resolution using a simple tool like a goal-setting worksheet. Calculate your monthly income, track your spending, determine your goals and priorities and develop a plan to manage your expenses. Save more for retirement. Set savings goals. Reduce debt. Learn about investing.

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What Is a Health Savings Account?

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They let you cover medical expenses like copays and deductibles while providing a tax break and helping you save for the future. Not everyone has access to these plans, but if you do, they can be invaluable for preparing for future medical expenses. HSAs have quite a few benefits that make them helpful planning tools.

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How Financial Wellness Programs Can Benefit Employees and Employers

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Gone are the days when new employees received a list of the company holidays during onboarding and a packet with information about how to sign up for health care and retirement benefits. Employers are now providing a broader suite of benefits and are increasingly recognizing the importance of financial wellness programs for employees.