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7 Tips to Help You Plan for Retirement

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Retirement planning is usually the most significant financial goal people will work toward. No matter where you are in your career, considering how to plan for retirement is essential so you can spend your golden years on your terms. Determine how much income you’ll need to plan for retirement.

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What Is a Health Savings Account?

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Health savings accounts, or HSAs, are tax-advantaged savings opportunities for people with a high deductible health plan. They let you cover medical expenses like copays and deductibles while providing a tax break and helping you save for the future. HSAs have quite a few benefits that make them helpful planning tools.

Health 224
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How to Budget Your Money as a Teen

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5 steps to create a budget as a teen A budget is a financial tool that helps you track your income and spending. List your expenses. Track your spending for a few months and list your regular expenses, such as gas for your car or eating at restaurants with friends. Categorize your expenses. Create your budget.

Budget 130
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30 New Year’s Resolution Ideas to Make 2024 Healthier, Happier & More Secure

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You might even consider mapping out your resolution using a simple tool like a goal-setting worksheet. Commit to a regular workout routine such as yoga or running to improve your health and feel great. Calculate your monthly income, track your spending, determine your goals and priorities and develop a plan to manage your expenses.

2024 267
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How Financial Wellness Programs Can Benefit Employees and Employers

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Gone are the days when new employees received a list of the company holidays during onboarding and a packet with information about how to sign up for health care and retirement benefits. As with benefits focused on mental health, interest in financial wellness has increased since the onset of the pandemic, he adds.

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Tips and Resources to Scale Your Small Business

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No matter what kind of business you want to scale , access to advisers and experienced business owners can be a valuable tool. I saved up six months’ of expenses and built up a pipeline of clients before quitting my full-time job ,” Shinholser says. Eventually, he quit his job with Indeed and became a full-time digital marketer. “I

Finance 266
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5 Different Types of Retirement Plans You Need to Know About

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You’re probably familiar with terms like 401(k) or Roth IRA, which are types of retirement plans. You might be less sure about the particular characteristics of these accounts or how they follow specific rules laid out by the Internal Revenue Service (IRS) to protect your retirement funds. Employers can match contributions.