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30 New Year’s Resolution Ideas to Make 2024 Healthier, Happier & More Secure

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Once you’ve identified your areas of focus, plan your approach by setting SMART goals. That is, goals that are specific, measurable, attainable, relevant to your needs and time-bound. New Year’s resolutions are, after all, goals for personal growth and development. Remain flexible and adjust your goals as necessary.

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The 8 Biggest Financial Mistakes to Avoid in Your 60s

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And the same could be said if they decide to take up an expensive hobby to fill the time they previously devoted to work. Financial planning aims to determine “the number” people need to cover their long-term expenses, health care and goals. Additionally, they must cover out-of-pocket expenses.

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The 7 Biggest Financial Mistakes to Avoid in Your 50s

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In your 50s, you can still make a positive impact on your retirement goal. The IRS allows people in their 50s to contribute larger amounts than other age groups to catch up to their retirement savings goals. It’s not the time to go start taking on extra expenses,” he says. It’s going to make or break the ending,” he says. “In

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Everything You Need to Know About Emergency Funds

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If you’ve ever had to pull out a credit card to deal with a dentist or emergency vet bill, you likely know the pain of wondering how you’ll pay for an unexpected expense. An emergency fund is a safety net of money for unexpected expenses. Aim to save a paycheck’s worth of cash in your emergency fund as an initial goal.

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How to Create a Budget: 6 Steps to Get You on the Path to Financial Security

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We all know expenses exist, but the numbers keep adding up—rent, water, trash, electricity, cable, Internet, car insurance, renter’s insurance, gas, cell phone. Check out your expenses from last month and then categorize each transaction. Set goals and adjust your expenses. The cost of building a life isn’t.

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7 Tips to Help You Plan for Retirement

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Retirement planning is usually the most significant financial goal people will work toward. While you don’t need to calculate an exact amount down to the last penny, having a rough estimate of how much you’ll need to live the way you want can give you a goal to pursue. And refine it as you get closer to retiring.

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4 Smart Money Moves to Plan for Financial Security

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A survey by Insider and Morning Consult from 2019 showed that millennials were more likely to put off buying houses, making career moves, undergoing medical procedures and even getting hitched—all because of cash-related reasons. Set goals and start saving for them today. Your goals don’t have to be big and lofty.