article thumbnail

5 Money Mistakes That Could Be Ruining Your Credit

Success

Here are five common money mistakes that could be unintentionally sabotaging your credit score. Mistake #1: Closing credit card accounts. Of course, you should reduce your debt load, beginning with your credit card debt. But once you pay off a card, don’t close the account. Mistake #4: Paying late.

article thumbnail

How to Save Money on Your Car Insurance

Success

But it’s a good idea to review your policy to ensure you have the best car insurance and check for a better price every six to 12 months, depending on when your policy renews. Understanding the coverage types and dollar limits on your current policy can help you ask informed questions and compare insurance companies one-to-one.

Policies 195
Insiders

Sign Up for our Newsletter

This site is protected by reCAPTCHA and the Google Privacy Policy and Terms of Service apply.

article thumbnail

Stacey Abrams’ New Co-Authored Book Details the Struggles Black Entrepreneurs Still Face and Why Business Partnership Differences Can Be Your Superpower

Success

For this reason, many Black business owners cannot access loans from traditional lending institutions and often turn to credit cards, their own savings or nonprofit community lenders. The COVID-19 pandemic exposed this inequity and misunderstanding by policy makers.

article thumbnail

Employee personnel files — what should and shouldn’t be included

BMT Office Administration

Agreements related to the use of a company car or business credit card. Accident reports. With help from legal, IT, and other departments, they create a written-out document retention policy. This policy clarifies what needs to be saved, where, and for how long. Employment agreements, such as confidentiality.

Filing 121
article thumbnail

Employee Files: What to include, what to leave out, and what’s confidential

BMT Office Administration

For instance, if your employment records contain all the disciplinary actions and policy violations committed by the offending employee, you’ll have a better chance of defending your decision to terminate an employee in court. While it’s clear that you need to keep a separate file for each employee, which documents should you include in it?

Filing 52
article thumbnail

Setting Boundaries with Clients — the Good, the Bad and Even the Ugly Ones

Step It Up VA Coaching

When you deal with other businesses, you abide by their policies, their normal hours of operation, and you respect that, right? Establish policies early on in your business that clearly state how, when, and to what extent you are available to your clients. Or had them drop everything and come running every time you called?

article thumbnail

Setting Boundaries with Clients — the Good, the Bad and Even the Ugly Ones

Step It Up VA Coaching

When you deal with other businesses, you abide by their policies, their normal hours of operation, and you respect that, right? Establish policies early on in your business that clearly state how, when, and to what extent you are available to your clients. Or had them drop everything and come running every time you called?