article thumbnail

5 Money Mistakes That Could Be Ruining Your Credit

Success

Here are five common money mistakes that could be unintentionally sabotaging your credit score. Mistake #1: Closing credit card accounts. Of course, you should reduce your debt load, beginning with your credit card debt. But once you pay off a card, don’t close the account. Mistake #4: Paying late.

article thumbnail

Even Processing Credit Cards Can Be Paperless

Eco-Office Gals

Not having a method to accept payments from these cards could cost you sales. However, you don’t have to be drawn into a merchant account for credit card processing that uses paper receipts, a bulky device at the register and paper monthly reports sent to you in the mail. photo by: 401(K) 2013.

Insiders

Sign Up for our Newsletter

This site is protected by reCAPTCHA and the Google Privacy Policy and Terms of Service apply.

article thumbnail

How Can I Boost My Credit Score?

Success

Paying your bills on time, checking your credit report, and paying down debt are all things that can help to boost your credit score. Why is boosting your credit score important? A credit score is a three-digit number ranging from 300 to 850, depending on the scoring model used. Fix errors on your credit report.

article thumbnail

5 Financial Basics Everyone Should Know

Success

Saving just $20 from every paycheck can add up and keep you from pulling out a credit card when emergencies happen. Paying off debt Paying off credit cards or other debt can feel like rolling a boulder up a hill. Many people are so uncomfortable looking at their credit card statements that they just avoid them.

article thumbnail

Credit Card Merchants Make Accepting Payments Simple

The Small Business Blog

It’s great that the credit card merchants out there are catching up to a public that wants what it wants in the most convenient way possible. Choose a company that records and reports on all of the analytical information that matters the most to you. What kind of reputation does the company have?

article thumbnail

Money Remains a Top Stressor for U.S. Adults—Here Are Some Tips to Better Manage Stress (and Finances)

Success

The survey, released in October 2021, reported that the COVID-19 pandemic continues to impede decision-making ability, which includes financial decisions. Bureau of Labor Statistics reports that roughly two-thirds of our economy is fueled by consumer spending, much of it in the form of credit card debt.

Stress 232
article thumbnail

What Is a Credit Freeze, and Should I Do It?

Success

million reports of identity theft. When you apply for credit, lenders typically pull your credit report to decide if and how much to give you. Credit freezes restrict access to your credit report. If lenders can’t see your credit file, they can’t approve the credit application.