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Brian Kelly, aka The Points Guy, on Living in the Moment and What Motivates Him

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The Points Guy (TPG) tells you everything you need to know about getting the most out of loyalty programs , credit card points or airline rewards. I try not to get too stressed by things and always plan for the worst. To avoid distractions, I… put my phone on “do not disturb.” (And I describe my vibe as… relaxed.

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8 Travel Apps You Need to Download Before Your Next Vacation

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That means we’ll likely see crowded airports and stressed travelers. Priority Pass Not everyone has access to those swanky airport lounges through their credit card or airline status. Airalo Set up your phone with an eSim to avoid hefty data-roaming charges when you travel internationally.

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30 New Year’s Resolution Ideas to Make 2024 Healthier, Happier & More Secure

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Start a daily meditation or mindfulness practice to reduce stress and enhance focus. Read at least one book per month to reduce stress and expand your knowledge. Empower yourself to live debt-free by paying down high-interest debts such as credit cards. Improve your credit score. Build a reading habit. Reduce debt.

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How to Create a Budget: 6 Steps to Get You on the Path to Financial Security

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We all know expenses exist, but the numbers keep adding up—rent, water, trash, electricity, cable, Internet, car insurance, renter’s insurance, gas, cell phone. Try not to stress the first month. The cost of building a life isn’t. It all feels a bit much. Write it down as you go. Don’t ditch the budget.

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12 Gift Ideas Under $50 For Everyone On Your List

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From tech and food surprises to beloved travel products and home goods, these $50 and under gifts will help you get your holiday shopping done so you can enjoy more of the holiday season with (slightly) less stress. It’s about the size of a credit card and designed to work with phones (or phone cases) up to ½ inch thick.

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4 Smart Money Moves to Plan for Financial Security

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Plus, an unsurprising majority of this age group feels stressed when thinking and talking about finances. But running away from the stress of planning for your finances only causes that stress to pile up and keeps your financial situation something you’re not proud to talk to your parents or friends about. Trust me: I get it.

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How credit card companies offer different levels of customer service

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Credit cards are an important way of life for most Americans. According to CreditCards.com , the average consumer has nearly $16,000 in credit card debt, and the average interest rates of credit cards range from 10.37% for those with excellent credit to 28% for instant approval credit cards.