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30 New Year’s Resolution Ideas to Make 2024 Healthier, Happier & More Secure

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Empower yourself to live debt-free by paying down high-interest debts such as credit cards. Improve your credit score. Doing small things like paying bills on time and making multiple credit card payments each month (if you’re able) can boost your credit score and improve future financial benefits.

2024 299
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Lessons From Past Recessions

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For anyone who lived through the fear and uncertainty of the 2008 financial crisis, hearing ‘recession’ from news anchors and pundits can bring up anxiety and fear. How much debt do I have (credit cards, student loans, car loans, mortgages, etc.)? Beef up your emergency fund. Consider your skills and upskill.

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Transforming Your Relationship with Money

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Often, those patterns are reactions to the way we grew up. It can be as simple as a missed credit card payment and the resulting fee haunting you from years past, or maybe you had a house foreclosure or car repossession. Remember that you are more than your mistakes. Most of us have repeating patterns that appear.

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Niké Ojekunle Got Scammed. Now She’s Helping Others Avoid the Same Fate By Advocating for Financial Literacy

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She decided she’d start mentoring other young influencers who approached her with questions about brand deals or the fine print in their contracts. It’s not an accident that the Carter Agency and other organizations like it primarily scammed women of color.

Agencies 279
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How Toxic Positivity Can Hurt Your Finances

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In fact, if you try to get out of a tough financial spot with good thoughts alone, you may actually wind up in a worse situation. Pushing off conversations about life insurance, retirement savings or long-term care doesn’t protect you from the negative feelings the subjects bring up. Talking with someone you trust can be helpful.

Finance 298
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How to Build a Library Worth Having

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My mentor, Earl Shoaff, got me started on mine. Kids need to start learning the difference between a debit and a credit card. Soon, you’ll open up a whole new world of fresh ideas. We all need to build a good library. Here’s one of the books he recommended: Think and Grow Rich by Napoleon Hill. Think and Grow Rich.

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10 Modern-Day Leaders in Personal Growth

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Those three years as a monk in his twenties—waking up at 4 a.m. If you have student loan debt or credit card debt or are just looking to build your financial skills, O’Neal’s books, courses and workshops for budding entrepreneurs (along with his podcast The Table ) can be the building blocks for future financial prosperity.

Finance 264