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30 New Year’s Resolution Ideas to Make 2024 Healthier, Happier & More Secure

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Save more for retirement. Increase contributions to retirement accounts such as your 401(k) or IRA. Empower yourself to live debt-free by paying down high-interest debts such as credit cards. Improve your credit score. Become a mentor. Set a target savings goal and consistently put money aside each month.

2024 299
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Lessons From Past Recessions

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For anyone who lived through the fear and uncertainty of the 2008 financial crisis, hearing ‘recession’ from news anchors and pundits can bring up anxiety and fear. How much debt do I have (credit cards, student loans, car loans, mortgages, etc.)? Beef up your emergency fund. Consider your skills and upskill.

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Transforming Your Relationship with Money

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Often, those patterns are reactions to the way we grew up. It can be as simple as a missed credit card payment and the resulting fee haunting you from years past, or maybe you had a house foreclosure or car repossession. Remember that you are more than your mistakes. Most of us have repeating patterns that appear.

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How Toxic Positivity Can Hurt Your Finances

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In fact, if you try to get out of a tough financial spot with good thoughts alone, you may actually wind up in a worse situation. Pushing off conversations about life insurance, retirement savings or long-term care doesn’t protect you from the negative feelings the subjects bring up.

Finance 298
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16 Rich Habits

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Do you realize that these subconscious, second-nature activities make up 40 percent of our waking hours? But be assured: If you’re doing fine now without minding these money principles , it’ll catch up to you. Here are the most important Rich Habits you can take up to reach and maintain your wealth potential. Don’t gamble.

Mentoring 317
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44 Ways to Kick-Start Your New Year

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Is there one thing that will make the difference between actually achieving your goals and chalking them up to yet another year’s unfulfilled resolutions? I want my financial future to be bright and to have no worries when I’m older and ready to retire. Sign up for a birthday/anniversary reminder service. Find a mentor.

Mentoring 345
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You Will Survive: 8 Strategies to Overcome New Entrepreneur Anxiety

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There is an escape from the Money Panic, and it doesn’t involve selling off retirement investments or increasing your credit card limit. wrote out “a simple index card with ‘$$$$’ written on it” that reminded him to prioritize cash flow. “To If it dries up, the body dies. Secure a “consulting” gig.

Salary 363