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Pros and Cons of Credit Card Balance Transfers

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Are credit card balance transfers a good thing? Today on the rich & Regular podcast, Kiersten and Julien talk about what credit balance transfers are, who they’re good for, and what you should be aware of. Charging interest and fees is how banks make their money, so be mindful of how you’re managing your debt.

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Business Travel Is Back: How to Maximize Your Miles

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As Neff has learned, one key to doing that is having a good rewards credit card—and taking advantage of everything it has to offer. The right credit card for your business travel needs will depend on several factors, including the size and maturity of your business, your expense levels and your credit profile.

Travel 321
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How Employers Can Better Serve Neurodiverse Employees in 2023

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Some employers have already built a work culture inclusive to employees who identify as neurodivergent, while others are just learning the term; “neurodiversity” points to conditions as differences, not deficits. Taking time to learn about and consider these alternative interview methods can lead to more inclusive results.

2023 306
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A Millennial’s Guide to Finances: 5 Things to Start Before You Turn 30

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However, important skills like when and how to manage your finances don’t come naturally to many. List out your purchases in an Excel spreadsheet at the end of each month and place each transaction into a bucket. Get detailed and introspective to evaluate which purchases are legitimate needs vs. nonessentials.

Finance 279
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The Biggest Financial Mistakes to Avoid in Your 20s

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Not to mention, low wages, staggering student debt and compounding credit card debt. In the long run, this ignorance is bliss mentality only leads to more problems, whether it’s mounting credit card debt or puny retirement funds. After all, they hope to turn you into a client with a lot of money to manage.)

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Don’t Let Shame Around Money Rule Your Life: How to Heal It

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Listen to this week’s episode of the rich & Regular podcast and keep reading below to learn how to work with shame instead of letting it rule your life. . Overspending: Thinking that you’re so deep in debt that what’s one more charge on the credit card or one more night out, so you just keep digging yourself a deeper and deeper hole.

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How Can I Boost My Credit Score?

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Are you looking to purchase a new car or considering buying a house in the next few months? If the answer is yes, you’ll likely need to apply for a loan to make the purchase possible. It’s important to check your credit score beforehand to know what you can expect for the loan’s terms. Fix errors on your credit report.