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5 Long-Term Financial Goals and How to Achieve Them

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Pay off major debts Expected time: 5+ years Account types: Credit card debt, mortgage, student loans, car loans Getting out of debt is essential to the success of your other long-term financial goals. Opening a college savings fund for your child when they’re young can help you save for their future college expenses.

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Using a Financial Planning Checklist Can Help You Meet Your Goals

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The more often you use it, the more data you have to compare your past and present situations. Review your bank and credit card statements Even if you check on your bank accounts daily, pulling your bank and credit card statements can help you understand how the first quarter of the year has gone.

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The 6 Biggest Financial Mistakes to Avoid in Your 30s

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That keeping up with the Joneses can lead to expenses surpassing income—and the debt that comes with it. The same study from Debt.com found that one in three credit card holders in the U.S. have maxed out their credit cards to cover expenses due to inflation. While the average age in the U.S.

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Lessons From Past Recessions

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Having a plan in place can also help you find some silver linings and free your mind to see some of the opportunities a downturn can present. How much debt do I have (credit cards, student loans, car loans, mortgages, etc.)? Where can I cut back on the rest of my spending if it becomes necessary? Beef up your emergency fund.

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5 Smart Money Hacks to Help You Budget for the Holidays

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But even if I carve out some time to meditate , I know I won’t be focusing on the present but rather the debt I will accrue after buying holiday presents. So, before I start shopping, I come up with a realistic figure that I can spend on holiday presents. Consider giving donations instead of physical presents.

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Paying Candidates for Interviews: What Should Be Covered and Why?

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Job candidates’ credit cards might be getting more action than they should, all while they are between employment opportunities. William Stonehouse III, president and co-founder of Crawford Thomas Recruiting, has an eye on the trend of paying for interviewing expenses. A new suit. An airplane ticket to another interview.

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Money Remains a Top Stressor for U.S. Adults—Here Are Some Tips to Better Manage Stress (and Finances)

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“I would lie there and catalog the things I had bought over the years that now made absolutely no sense to me: that luxury car lease, that tech gadget, that suit, that watch, that ridiculously expensive bottle of wine.” (And One recent survey by the credit card comparison website CardHub observed that consumers added a total of $87.3

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