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10 Best Financial Management Tools for Personal and Professional Use

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So, if you are keeping up with income and expenses, you can quickly pull the data without much thought. You can connect all of your accounts to YNAB, so it can keep up with your balances. This can help you figure out how much to allocate to this expense each month. Plus, it’s free.

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From the Archives: The Ultimate Cost of Penny-Pinching

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The Expensive Is Often the Cheapest. If they would reckon up what they have expended in a year, they would generally find that they have spent more than if they had only bought what they actually wanted, when they needed it, and had paid the regular price for it. Bargain hunters are often victims of false economy.

Clothes 246
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3 Keys to Earning and Increasing Capital as a Black Woman in Business

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This frees up some extra time for growth initiatives like reaching out to prospective clients or brainstorming with team members on new products. Instead of dwelling on what has been done wrong before, turn those comparisons into opportunities for self-reflection. Time is your most valuable asset , so don’t waste it.

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How to Save Money on Your Car Insurance

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Carrying more insurance than your state’s minimum requirements is generally recommended since accidents can get expensive, especially if someone is seriously injured or has a lot of property damage. Ensure you get the same types and levels of coverage in each quote to make a direct comparison. Work on your credit history.

Policies 195
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Furthering Your Education on a Budget

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If all that’s required is giving up a weekend or two to an online conference or seminar, then the effort may be worth it for the payoff. When you’re trying to optimize your learning around a budget, it’s best to determine your goal , and keep it in front of you when you start signing up for classes. Keep learning.

Budget 299
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What Every Business Needs To Know About The Pregnant Workers Fairness Act

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Department of Labor , “Undue hardship is determined by looking at the difficulty or expense of compliance for a specific employer in comparison to the size, financial resources, nature, or structure of the employer’s business.” According to the U.S. ” How does this impact your company?

Medical 159
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Money Remains a Top Stressor for U.S. Adults—Here Are Some Tips to Better Manage Stress (and Finances)

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“I would lie there and catalog the things I had bought over the years that now made absolutely no sense to me: that luxury car lease, that tech gadget, that suit, that watch, that ridiculously expensive bottle of wine.” (And Hailing from humble beginnings, he grew up in a loving family. It even baffles him.

Stress 264