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How to Budget Your Money as a Teen

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Whether you’ve just started your first part-time job or want to make better use of an allowance, learning how to budget your money as a teen can help you get more out of your money. Budgeting doesn’t just help you save money or buy the things you want, either. The good news is, creating a budget doesn’t have to be complicated.

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Do I Really Need a Budget to Manage My Money?

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Have you tried to set up a budget to manage your money in the past but just felt frustrated and hopeless? Budgeting often brings up images of someone diligently entering numbers on a spreadsheet and trying to get the math to come out right. You’re not alone.

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Top 28 Gifts for Holiday Shopping on A Budget

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While the holidays are certainly joyful, shopping for others can sometimes add more stress than you’d anticipated, especially if you’re trying to purchase Christmas gifts on a budget. Purchase within your budgeted category to stay on track , or mix and match from various sections to compile the perfect gift that still meets your money goals.

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Eat Better on a Budget

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Listen to this week’s episode of the rich & Regular podcast about how to eat better on a budget, and keep reading below for some ways to get the most out of your food spending. . If you’re planning to make some changes in 2022 but you’re just not sure where to start, consider the following to help set yourself up for success.

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How to Create a Budget: 6 Steps to Get You on the Path to Financial Security

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We all know expenses exist, but the numbers keep adding up—rent, water, trash, electricity, cable, Internet, car insurance, renter’s insurance, gas, cell phone. According to a Gallup survey , only one in three Americans prepares a detailed household budget. That’s a big red flag—you need a budget. Don’t ditch the budget.

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7 Short-Term Financial Goals and How to Achieve Them

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Start with rebalancing your budget Your first step in setting a realistic goal is to review and rebalance your budget. Since short-term goals are generally completed within a year, you’ll need to make sure you have room in your budget to allocate funds to your goals. Do you have room in your budget to save for your goals?

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The 8 Biggest Financial Mistakes to Avoid in Your 60s

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People in their 60s often face the decades in two parts: the run-up to retirement and retirement itself. And the same could be said if they decide to take up an expensive hobby to fill the time they previously devoted to work. They’ve been in this accumulation mode of building up their assets,” she says.