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Furthering Your Education on a Budget

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As with most things, knowing where you’re going will help you get to your end result faster, and hopefully on budget. If all that’s required is giving up a weekend or two to an online conference or seminar, then the effort may be worth it for the payoff. Set your budget. Use the following ideas to help you create a road map.

Budget 296
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Companies Are Using This Sneaky Strategy To Avoid Paying Overtime

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Give what should be hourly employees a more senior title to “promote” them to “management” roles, and suddenly overtime payments are entirely negated. Give what should be hourly employees a more senior title to “promote” them to “management” roles, and suddenly overtime payments are entirely negated. This method was simple.

Salary 257
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Offering Financial Literacy Benefit Programs Could Save Businesses $40 Billion

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Employers can play a key role in promoting this literacy by providing access to resources, tools, and education that empower workers to make informed financial decisions. Employees suffering from financial stress are more likely to experience symptoms of depression, anxiety, and other mental health disorders.

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Vivian Tu Is Emboldening Women to Step Into Their Financial Power

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I had enough money to cover my expenses for a year in case anything happened,” she says. Be mindful of your feast and famine periods when creating a budget “A lot of businesses make a large amount of money in the fourth quarter and have a lull in the first quarter,” Tu says. “So Her credit score then dropped by 60 points. “It

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Travel Blogger Karen Akpan Shares How She Journeyed From Debt to Economic Freedom

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Karen Akpan, known as @themomtrotter across social media, started her blog in 2017 to document and share budget travel hacks for people. The consistent income made it hard to see how their monthly payments were beginning to add up. She recalls waking up one day and thinking, I can’t live like this. Wow, I did nothing.

Travel 303
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How to Know If You’re Financially Ready to Start a Business

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To get all your ducks in a row and ensure you’re ready to jump into creating a new company, you need to craft a robust business plan that accounts for the myriad financial considerations of setting up a business. You wouldn’t show up at the airport without an idea of where you’re going. The Importance of Writing a Business Plan.

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The 6 Biggest Financial Mistakes to Avoid in Your 30s

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That keeping up with the Joneses can lead to expenses surpassing income—and the debt that comes with it. have maxed out their credit cards to cover expenses due to inflation. It’s about understanding the expenses that bring your family joy and spending money on [items] that are of a higher value to your family,” he observes.