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5 Smart Money Hacks to Help You Budget for the Holidays

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With the economy making everyone extra cautious about spending , I really wanted to give myself the gift of not worrying about money this holiday season. But even with inflation going down, I knew I could be setting myself up for disappointment. How can anyone on a budget relax about money during the holidays? Be honest.

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3 Ways to Avoid Overspending During the Holidays

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In the early years of our marriage, the holidays used to throw a wrench in our financial plans. We’d spend the majority of the year being diligent budgeters and ignoring our desires to take lavish vacations, spend heavily on meals or buy the newest gadget. They add up and increase our overall cost of living. .

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5 Long-Term Financial Goals and How to Achieve Them

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While still making the minimum payment on all of your debt, focus on paying down high-interest debts first using extra funds in your budget. Opening a college savings fund for your child when they’re young can help you save for their future college expenses.

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How to Experience Luxury in Everyday Life

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Some experts advise cutting out all your discretionary spending—such as picking up coffee twice a week. If you were just picking up coffee out of habit and it doesn’t add much to your day, cut it out. But if that pick-me-up is what you need to help you get through the week, it’s OK to keep it in your budget and savor it.

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Looking to Cut Costs? These Are 5 of the Best Items to Buy Used

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Those of us who grew up in the 90s might have memories of being dragged from garage sales to thrift stores by family members who were hunting for bargains. Not only are you likely getting a bargain, but you’re also giving new life to items that might end up in a landfill or stuffed in the corner of someone’s basement. Used saves.

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How Financial Wellness Programs Can Benefit Employees and Employers

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Gone are the days when new employees received a list of the company holidays during onboarding and a packet with information about how to sign up for health care and retirement benefits. Employers are now providing a broader suite of benefits and are increasingly recognizing the importance of financial wellness programs for employees.

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5 Productivity Products and Services to Boost Company Morale

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Small business owners especially might skimp on office products and services to save money—but what if those purchases themselves end up saving you money ? Here’s what products and services to look into at your next budget meeting to give your space and processes a pick-me-up.

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