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5 Smart Money Hacks to Help You Budget for the Holidays

Success

With the economy making everyone extra cautious about spending , I really wanted to give myself the gift of not worrying about money this holiday season. How can anyone on a budget relax about money during the holidays? Here are a few hacks I’ve used over the years to help me both budget and enjoy the holidays. Be honest.

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12 Last-Minute Gift Ideas For Digital Nomads

Allwork

Having lots of bulky baggage is not ideal when you’re trying to travel light, so gifting experiences, digital gifts, or small items is ideal. . Digital subscriptions for learning, social media management, taxes and more are perfect choices for last-minute gifts. . 12 of the Best Gift Ideas for Digital Nomads .

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5 Ways to Save Money This Holiday Season (Without Disappointing Anyone)

Success

So, the holidays and all the cheerful “requirements” that come with it, from gift-giving for dozens of people to taking time off work, can just add another layer of stress in a season meant for joy and relaxation. Like other founders, Howell usually puts any money she makes back into her company, calling for some careful budgeting.

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8 Pieces of Financial Advice for New College Graduates

Success

Following a financial independence plan, which includes a savings system and budget, will be the key to chasing your goals while maintaining a roof over your head and food in the fridge. Before opening accounts or building budgets, spend a little time reflecting on your patterns. Start an emergency fund.

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5 Long-Term Financial Goals and How to Achieve Them

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While still making the minimum payment on all of your debt, focus on paying down high-interest debts first using extra funds in your budget. Opening a college savings fund for your child when they’re young can help you save for their future college expenses.

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How to Know If You’re Financially Ready to Start a Business

Success

After all, without cash flow and a solid financial plan that includes costs and expenses, you won’t be able to get your business off the ground. For example, if a relative gives you an intrafamily loan, they’ll want to charge a minimum interest rate so it doesn’t count as a gift (which would trigger gift taxes).

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5 Productivity Products and Services to Boost Company Morale

Success

Here’s what products and services to look into at your next budget meeting to give your space and processes a pick-me-up. If you are superstitious, go for the money tree instead, which also makes a fun boss or employee gift around the holidays. It has pages and calendar months to log events and expenses.

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