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Pros and Cons of Credit Card Balance Transfers

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Are credit card balance transfers a good thing? Today on the rich & Regular podcast, Kiersten and Julien talk about what credit balance transfers are, who they’re good for, and what you should be aware of. This is a strategic tool and one of those rewards that come from having good credit ,” Kiersten says.

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6 Real-Life Budgeting Tips to Save More Money

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I only spent $60 on accommodations because I was able to pay for hotels with points earned from credit cards, and I even stayed at an ultra-luxurious hotel (typically $600 a night) for free by redeeming a reward from my points program. I learned this financial lesson the hard way. My roundtrip, nonstop flight to Paris was $425.

Budget 290
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A Single Mother Struggling to Budget Weighs the Balance Between Just Surviving and Really Living

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So, I had to learn to stick to my budget , which wasn’t easy, especially for someone who’d had to repeat a year of high school math. I quickly learned that with small children, every moment you are away from them costs money. How did I rationalize spending money that put me slightly over budget? Even more confident.

Budget 264
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A Millennial’s Guide to Finances: 5 Things to Start Before You Turn 30

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Track your budget. If you need additional capabilities, she suggests you try You Need a Budget (YNAB ), but note that this requires a monthly fee. Ensure your goals and budget are reasonable and attainable,” Tenaglia warns. Credit Karma is a great free resource to track the progress of your credit score.

Finance 279
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Business Travel Is Back: How to Maximize Your Miles

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With companies dealing with lingering COVID-related uncertainty , supply chain shortages and inflation, those business owners who do decide to travel will be focused on stretching their travel budgets as far as possible. Here are some tips on choosing the best card for you —and to make sure you’re making the most of it. #1

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10 Best Financial Management Tools for Personal and Professional Use

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The formulas are very similar to those in Excel, so you don’t have to learn anything new if you’re accustomed to using Microsoft. Credit Karma For credit management, Credit Karma is a great way to keep an eye on your personal credit, as it shows your credit reports and scores from TransUnion and Equifax.

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30 New Year’s Resolution Ideas to Make 2024 Healthier, Happier & More Secure

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Here, we offer tips for creating your resolutions, learning how to keep them and even some New Year’s resolution ideas to get you started. Learn a new skill. New Year’s resolution ideas to improve personal finance Create a monthly budget. Empower yourself to live debt-free by paying down high-interest debts such as credit cards.

2024 290