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How Financial Wellness Programs Can Benefit Employees and Employers

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Gone are the days when new employees received a list of the company holidays during onboarding and a packet with information about how to sign up for health care and retirement benefits. More than age, he adds, the programs are meant to target specific life events. “We

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30 New Year’s Resolution Ideas to Make 2024 Healthier, Happier & More Secure

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Save more for retirement. Increase contributions to retirement accounts such as your 401(k) or IRA. Ideally, this should cover at least three to six months of living expenses in case you lose your job or have unexpected expenses like medical bills. Set savings goals. Reduce debt. Invest in an emergency fund.

2024 299
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How to Have Difficult Financial Planning Conversations with Aging Parents

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A power of attorney authorizes someone to act on the person’s behalf, and advance health care directives outline a person’s wishes with regard to medical and supportive care. Trusts may also help protect elderly parents’ assets in the event of mental decline.

Medical 130
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Beyond Gold: What Happens After You Achieve Your Biggest Goal?

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After retiring from gymnastics at 18, Patterson released an album, aptly named Back to the Beginning. At 18, following medical advice, she retired. You don’t need to treat every aspect of your life like an Olympic event. She’s in the gymnastics Hall of Fame and even has a dismount named after her. That sounds great.

Goals 290
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How Toxic Positivity Can Hurt Your Finances

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Resilience , on the other hand, lets you keep moving through a challenging situation like a scary medical diagnosis or job loss while still being able to acknowledge that things are hard. You may deny your emotions when things get tricky, choosing instead to believe in a better future but never taking action to improve it.

Finance 297
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Do I Need to Buy Life Insurance?

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In addition to the length and amount of the policy affecting the cost, finalizing a life insurance quote may require a medical exam before the policy can be underwritten and implemented. In the event of your death, what financial resources would your family have available to replace your lost income?

Policies 263
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How My Experience as a Black Entrepreneur Shaped My Views on Building Financial Freedom

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Quite naturally, while these events were unfolding, I’d find myself leaning on the shoulders of the handful of Black leaders in positions of power for guidance. After visiting a specialist, taking medication and undergoing hours of electrostimulation, I learned it was all stress-related.

Medical 279