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5 Long-Term Financial Goals and How to Achieve Them

Success

Pay off major debts Expected time: 5+ years Account types: Credit card debt, mortgage, student loans, car loans Getting out of debt is essential to the success of your other long-term financial goals. Most people use a mortgage to buy real estate, but many mortgage lenders ask for at least 20% of the purchase price as a down payment.

Goals 288
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5 Money Mistakes That Could Be Ruining Your Credit

Success

Here are five common money mistakes that could be unintentionally sabotaging your credit score. Mistake #1: Closing credit card accounts. Of course, you should reduce your debt load, beginning with your credit card debt. But once you pay off a card, don’t close the account. Mistake #4: Paying late.

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How to Save Money on Your Car Insurance

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But it’s a good idea to review your policy to ensure you have the best car insurance and check for a better price every six to 12 months, depending on when your policy renews. Understanding the coverage types and dollar limits on your current policy can help you ask informed questions and compare insurance companies one-to-one.

Policies 171
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How to Create a Sales Policy That is Fair to ALL of Your Clients

Office Organization Success

When you start developing your multiple streams of income business by adding products and programs which are available on your website, there’s a very specific policy you need to have in place … and that is a clearly defined Sales Policy. Part way through the payment plan one of your client’s credit cards gets declined.

Policies 100
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How My Experience as a Black Entrepreneur Shaped My Views on Building Financial Freedom

Success

What if he wrote down my name from my credit card and used it to find out who I was? Having allies at work isn’t just about having a confidant or an enforcer of policies. What if he knew the front desk agent and found out exactly what hotel and room I was staying in? The impact of toxic work environments.

Medical 279
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5 Steps to Increasing Your Cash Flow

Office Organization Success

For these reasons I am huge fan of payment plans, both for making my own purchases in my business and for clients to pay me. With a merchant account you can very easily accept all major credit cards without your clients and customers having to go via Paypal (this is a great option for a secondary payment processor).

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Customers Have to Pay at Claire's

Make or Break Moments

The sales associate greeted us with a smile, a basket to gather our purchases and the knowledge that you can get a pair of earrings free with the purchase of two other pair. My daughter finally made her selections and I retrieve my checkbook only to discover that I can only write the check for up to $40 of the purchase.