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What Is a Credit Freeze, and Should I Do It?

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million reports of identity theft. When you apply for credit, lenders typically pull your credit report to decide if and how much to give you. Credit freezes restrict access to your credit report. If lenders can’t see your credit file, they can’t approve the credit application.

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These Are Nicole Lapin’s 6 Money Tips for Living Your Richest Life

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Purchase that daily latte, advises financial expert Nicole Lapin. Throughout the book, she shares personal anecdotes and examples, such as how she painlessly eliminated a $5,000 credit-card balance. Negotiate your bills and purchases, and find extra money by making your social network work for you. There is a new normal.

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How to Save Money on Your Car Insurance

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You’ll likely need to supply personal information like your name, email, phone number, driver’s license and vehicle information and your current insurance policy details. Review your driving record occasionally by contacting your state’s Department of Motor Vehicles (DMV) and check the report for potential errors.

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Snail Mail 101

Clutter Coach

Reading material includes magazines, newspapers, annual reports, tip sheets from the garden center and professional association bulletins. Do you really need to get a better phone plan, or would it just be a nice idea to know what’s out there? Also shred credit card applications. ” Not “on your chair.”

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Tori Dunlap, Founder of Her First 100K is on a Mission to Close the Gender Pay Gap

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Debt is a normal part of most people’s personal finances—according to the Consumer Credit report released by the Federal Reserve, in February 2022 Americans had $4,481 in debt on average. I simply don’t see the need for one when I can use credit cards and earn points and perks for my daily transactions.

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Employee Monitoring: How to (and not to) track employee productivity

BMT Office Administration

An example would be call centers, where employee phone calls and voicemails were recorded and closely monitored to ensure their quality and efficiency. That’s especially true if the communications are made via company equipment (laptops, phone systems, etc.). File tracking uses and benefits. Social security number. Company passwords.

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Tips to Go Almost Paperless - Productive & Organized

Stephanie LH Calahan

4 -- Contact Your Credit Card Companies and Utility Companies for Paperless Statements Almost all credit card companies and many utilities have the ability to sign up for paperless billing now.  Network with Stephanie or Connect with Your Smart Phone Become a Fan Follow this blog Categories News & Updates!